Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Has anyone in the US tried to refinance a mortgage with a lender in Europe? Wondering if it’s possible to capitalize on negative interest rates.

I joined mindtree in Jan 2022. Suddenly there is a 10k deduction in salary in the month of April. The salary slip say 10k deduction as INCOME TAX.
Mindtree says "You come under 20% slab according to the income tax calculations. When all the tax slabs are applied you will have to pay yearly tax around Rs. X amount. So that amount will be deducted in monthly basis."
Why sudden income tax deduction? Why was that not deducted in the month of Jan Feb March ?
How can i recover that 10k every month?

When submitting your taxes, do you share how much you pay for HOA? Is there a form to fill out or do we get any type of reimbursement for paying HOA?

How to make fake rental reciept .. I would like to show rent paying to my father . For HRA ..

What’re folks thinking about loans for school (private/fed/combo)? Given rates are rising and there is no chance Biden stops the interest moratorium/May cancel some amount, I am thinking taking some federal may be worth it now.

Hi all! What are the tax consequences of paying back a $55k sign-on bonus after one year with a two-year clawback?

Does tax get taken out automatically?

How does the housing market work exactly, like, what determines whether prices go up or down?

I love all these news outlets pumping out articles talking about the recent 'crash' in cryptocurrencies. A few months ago the news was 'will Bitcoin break 3k?'. Now it is 'crashing' to $3500 lmao. Hodl long term people

Do you need to do anything to receive the 10k forgiveness, or is it automatically applied based on your income and circumstances?

How do Point of Sale companies (buy now pay later) offer 0% APR make money with customers who don't end up paying any interest due to having on-time payments.

I hate mentality of people towards taxes.
First, everyone pays taxes.
Second, paying income tax should be considered pride. We are paying because we are earning well enough. And we are paying only as per our slabs, not randomly.

PS: If you are planning to compare yourself with tax evaders, then I don't wish to continue this conversation.

What do you think is a record time for a beginner to sell their first home? I just started in the company and I was lucky that the people I took as my first clients were the people I worked for as a nanny for their children. I made the sale 3 days after starting in the agency, and everyone congratulated me. I think I broke a national record.

I have +100k cash and don't know how/where to invest it. I bought a few stocks and it went so down (-80%) so it discouraged me. Do you think I should hire a financial advisor? Thanks you for your help. I really need a genuine advice

What is the case against raising funds through crowdfunding to acquire properties? (I know the actual risks of taking investor money, but want to learn from others why more people don’t do it)

What percentage or your monthly pre-tax salary are you putting towards rent?

Has there been a time where you had a hard time selling a property? If so what made it hard to sell and how did you finally sell it?

How much do you save / invest each month?

How hard is it to be a 1st year Senior? I'm up for promotion but I'm considering jumping ship after I get the senior title. I just want to know what I'm in for if I stay.

I understand the importance of citations. It's a wonderful way to show how your work builds on previous research. But sometimes I just want to write an article that says "I think this" without having to cite everyone who ever said that before me.

Xbox or PS5....and why?

We have a vision insurance and we will be canceling this one to move to my husband's one under his new firm. Can I use the benefits in my first plan and avail the benefit again in new plan? For eg ordering a new frame?

Hello, has anyone here worked for the UN as a Program Management Officer? If so, what has been the experience. Knowing that it is indeed a huge institution, can you provide any insights on the UN work culture (even from a local perspective)?. Thank you!

Does anyone here use live streaming as a part of their brand strategy?

Tech Consulting to Strategy? How would one go about this as a new hire? 🐟

Have any 🐠 out here pre-ordered, “Quit Like a Woman?” I’m excited to read it. I subscribe to Tempest and Love Sober and Soberistas.

I love my job and the people I work with, but lately I've been feeling like everyone else has more flexibility in their schedules than I do. How do you find time for yourself when there's so many meetings?

Consulting firms in the Bay Area worth looking into? I'm interested in new opportunities. Preferably hc analytics

Looking to make an internal jump in PwC from DAT. Has anyone done this? If so, where did you transfer to?

What is hike and bonus percentage year on year and for avg rated person (assuming 3 as avg)

I have +100k cash and don't know how/where to invest it. I bought a few stocks and it went so down (-80%) so it discouraged me. Do you think I should hire a financial advisor? Thanks you for your help. I really need a genuine advice

KPMG FRM OR ACN Strategy Finance & Risk.. whish one among the two is better?

New 🐟 here! Currently make $150k, wife makes $50k. I’m an immigrant and came to the US with almost no money. Wife is a citizen but grew up poor. Neither of us really knows how to budget / plan for the future. So far I’ve just been reading articles on the internet and trying to follow general advice.

E.g. Rent and utilities is about 26% of take home.
15% goes to debt payments.
Savings about 25%.

Should I get a financial planner? How should I go about this? Idk why I’m stressed

Is FXIAX good for Roth IRA?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Tax question: Say I am due to owe $50k in capital gains in 2021. What’s to stop me from going out and buying a Tesla and renting it out on Turo for $1,500 per month. I then use bonus depreciation to write off the full expense of the car in year 1, negating the $50k in capital gains owed.

looking into rolling old 401k into a Roth IRA. I just graduated from MBA and therefore have only worked a few months in 2022. Am I correct in thinking that the taxes I pay will be lower than if I did this in any other year where I worked the full year? Any other drawbacks or things to think about?

Rolled my old 401k over to a rollover IRA under the same brokerage and lost some money. What the hell did I do wrong? It was a direct rollover btw

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Hi! Looking to open a online bank savings account. Right now I am leaning toward Capitol One. Anyone have any recommendations or suggestions?

How does maxing out on Deloitte 401k plan benefit you on annual company matching amount? I already have traditional 401k and I am debating whether to contribute extra on Roth 401k or Roth IRA?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

If I have 36k every year to invest in something and i already max out my 401k, where should I put my money? S&P in a brokerage account?

Good resources to learn about which investment account types I should be using?

Have about 5k to invest - should I do FXAIX or FSKAX?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

How do you decrease taxable income to stay in certain bracket? 401k, what else?

Why do people buy condos if they don’t really appreciate in interest? Does that make sense as a first purchase?