Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

anyone have a good resource to learn about the healthcare industry? Have an interview and I'm lateraling from a business services group.

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

Hey there, is anyone based in London that can provide a referral for an insurance administrator position?

Mental Health Field: Numerous positions including management, team lead, quality care coaches - any more! Ranging from positions with Hs diploma, bachelors, masters, APRN.
Large mental health agency in Florida
Google MHRC Florida and find join our team link for over 50 available positions. Rates and benefits are competitive to market rates.

I am so conflicted and not sure what to do. A company I wanted to work for was not ready for hire when I first reached out in Sept. Since then I have accepted a job at a outpatient oncology clinic, starting in Jan at a renowned hosp. Having said that the other company does more of what I was hoping to do when I left my previous job. The company is a vessel for new ideas in healthcare helping their community specifically with seed funding, & launching their own programs. I have no idea what to do

I’ve always avoided annuities but think this one from NY Life is interesting. It’s called a Variable Investment Fund and you can add an Investment Preservation Rider for a fee. The IPR guarantees your investment return will at least be the cash you put in.

Typical portfolio returns about 7.5% after all fees. The commission fee is 2%.

So you are attenuating some upside and paying a pretty hefty fee, but you are insuring agains the downside.

Thoughts?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Are there lots of opportunities in industry for someone with HIPAA regulatory compliance background? For example, with payer (health insurers) companies? Or are such opportunities more with providers (hospitals, etc.)?

Any formee KPMG fish know how to access the pension plan? Thinking of rolling it into an IRA. Any insight would be helpful

Desi 🐠 from Chicago: Do you have a recommendation for a good tax attorney around downtown to file taxes. Someone with knowledge of tax implications of investments in both US & India. Thanks!

New college grad just started working FT and I’ve been reading this bowl for awhile and want to make sure my saving plan is on track/best way to prioritize.

1) 6 month emergency fund (target $10k which is more than I need, but I want the peace of mind)
2) Roth 401(k) up to employer match (6%)
3) Roth IRA ($500 monthly)
4) Brokerage account and 401(k)
Plan is to split extra cash between these to have better tax advantage from 401(k) but also have access to funds if needed from brokerage acct

Eventually it’s gonna be time to buy airline stocks right 👀 looking at ALGT maybe just buy JETS

PwC fishes, can anyone tell me if the company car scheme is inclusive of insurance or needs to be taken separately by the employee?

Joining as s Senior Manager in may.

Don’t forget tax loss harvesting. Sell and buy back; book the loss.

Best insurance for MBA students? Do people use the insurance provided by the school?

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

Social skills vs. technical skills. Which one is more important?

Anyone ever break a lease due to the bedroom not having a window? Moved from out of state and didn’t get to tour my apartment but thought there was at least an opening somewhere to let in light. Usually illegal so i’m quite shocked.

Is anyone currently working with the below company ? Or anyone 's connection working over there.

1) Growexx (Ahemdabad)
2) York IE (Ahemdabad)

My friend is willing to join one of the company but confused. Please help by sharing honest feedback, work environment, company culture.

I am relocating to another country in 10 days - and selling the following furniture items. I bought everything (new) over the course of last 2 years. Everything is in excellent condition and very well maintained - used by just 1 person, with no stains/scratches or dings. Please DM is anyone is interested - I can share pics/FB marketplace links. I'm in the Heights area in Houston (77009)

1. 96" reversible sectional couch with cushions.
2. Dinner table with 4 chairs
3. Lounge chair with a match

Any book recommendations on how to tame/work with being an overachievers? I'm assuming a lot of us have a hard time switching off the problem-solving voice in our head (I know I do!) and wonder if there anything good to read about this.

Is it worth it to pursue infrastructure/network administration esque jobs while in college? I am getting stressed seeing not many job openings in my area and the pay is very low compared to programming jobs. As much as I enjoy this side, I’m not sure if it’ll be worth it in the long run. Thanks a lot in advance

Hello everyone.
I'm coming forward on a second technical interview with Discover for Data and Analytics intern role. The recruiter said will have a case study promptly and also technical questions regarding data analysis.
Does anyone has experienced interviewing with them, tips and suggestions?

Hey People.
I have 2 years exp as a Risk Analyst and want to migrate to being a Buisness Analyst. I haven't been getting a proper job description or work role and responsibility list of a BA. Please help me in this regard.

Is permanent Work From Home possible in India?

Taking the vaccine? Why or why not

What should be the salary Bracket for JL4 ? YoE 13 - Skill - MIM

What should I be asking for acct sup pharma role in big city with 8 years of agency experience, 3 of pharma experience, BS and MS in science? Ballparks appreciated.

Is it legally possible to switch job when the first time H1b approval is still pending? Previously on F-1 OPT visa. Kindly suggest.

Ladies - where to buy wedding ring from India or US and what store? Thanks!

Hi! First off, I know none of this constitutes legal advice, etc., but I’d like some outside perspectives and advice here.

My wife found out she makes ~25% less that her male co-worker did when he was her level of seniority, and they have the same job responsibilities and the exact same credentials (same undergrad, masters program, etc.); he now makes 50% more than she does, but has 3 more years of WE, so to me that’s not as applicable.

Does she have a claim here? Need any other details?

Hi All,

I have 4 offers in hand, need to select 1 among them. Any help would be much appreciated.
YOE - 3.8Yrs
1. Wipro - 12.5
2. Cogni - 13.5
3. DXC - 14.5
4. Optum -16.5

Have about 5k to invest - should I do FXAIX or FSKAX?

Rolled my old 401k over to a rollover IRA under the same brokerage and lost some money. What the hell did I do wrong? It was a direct rollover btw

Hi, I have recently saved some money and wanted to invest it to make something out of it instead of just letting it dry in my bank account.
I wanted to ask if anyone has been facing a similar situation and if you have started investing by yourself (stock picking, ETF, crypto) or just done it through your bank and let them do the work. If it’s the first option, also I would appreciate any advice.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Do you have a money or business coach? If so, what kind or how do they help you?

If you don’t have a coach, what would be your criteria or circumstances to consider investing in yourself through a coach?

Just got promoted and now I’m no longer eligible for Roth IRA - what do I do now? Pause contributions to my Roth IRA? What is this back door thing people are talking about - have also heard it may be illegal soon?

(1 of 2) Help needed...

Context: Married with first baby on the way. Plan is for my spouse to stay home with our (future) kids for next few years. My income is $250-300K and keeping it that way for a while as I’ve moved off partner track for at least 2-3 years as we start our family.

$120K in retirement accounts, $70K in cash, $50K in home equity, and $6K in HSA

Beyond mortgage, only debt is a $25K private loan that we can pay back any time in next 5 yrs. and isn’t accruing interest.

QQQ vs VOO?

what can I invest in using my ROTH IRA?

looking into rolling old 401k into a Roth IRA. I just graduated from MBA and therefore have only worked a few months in 2022. Am I correct in thinking that the taxes I pay will be lower than if I did this in any other year where I worked the full year? Any other drawbacks or things to think about?

About to get married and thinking ways to best budget as a couple. I use mint and track everything from an excel spreadsheet.

We’re planning on having one account each for our own discretionary spending. And one main account and central clearing for (semi) fixed costs. Should I continue with mint? Any other tips?

Anyone have a recommended tax person in Chicago?

Paid off my account debt!

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Does anyone have an Individual/Solo 401(k) for their personal business?
Are you doing the mega back door strategy?
If yes, what’s your plan provider?

I’m looking to set this up for my wife’s business but haven’t found a good one that offers the option for voluntarily after tax contributions with in-plan Roth conversion.

Are there any similar apps to venmo which has less transactions fee ? I need send money to friend by using credit card

Hi friends - need a suggestion. My mother got critically ill due to Covid and has been in the hospital in India for over a month with added complications. Hospital charges are through the roof and it is a long road ahead of us. Are there financial aids, options available to explore to meet the expenses? We are salaried people and parents are retired. We are exploring loan options and wanted to check with this group for other creative ways to manage. Thanks a lot for the help!

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Hi! Looking to open a online bank savings account. Right now I am leaning toward Capitol One. Anyone have any recommendations or suggestions?