My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

How much money do you keep in your savings account?

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

Roth vs Traditional 401k, thoughts?

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

Who is disgusted by corporate America yet works for a consulting firm? I feel surrounded by Trump supporters at work... folks looking out for their own tax situation above all else. Howdowe win over otherwise intelligent people to vote against Trump?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

Feeling a lot of pressure to buy an apt as my partner and I are in mid 30s and see ourselves living here (Brooklyn) long term. Can’t get over the high prices, high fees and idea of sinking all of my money from the market into one asset. Every apt for sale we are seeing is less nice and highly monthly cost than our rental unit which we love and running the numbers never looks good. Convince me why I’m wrong

Good idea to buy some more AAPL right now?

Does anyone else think we should start investing in more light rail systems to cover some of the distribution problems we're having? I think it might be a good idea. Anyone have any thoughts about this?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Why are my f*ing stocks down? Run the money printer!!!

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Most obscure game you’ve played?

Curious what the salary level is for a Sr. Manager at Digital Finance team. Not sure what L4 or L5 is but I see job posted at Sr. Mgr level.

Any insights on compensation for a Sr. Analyst in the security practice?

My boss assigns projects with unclear expectations and provides no guidance on how to achieve them.

I've asked for help, and, to avoid a long post, she expects me to figure it out. Perhaps you go through this too, but when I don't have a clear guide on completing big projects, it paralyzes me because I don't know where to start. On top of that, I have anxiety, so "it has to be perfect".

How do you approach projects when your boss plays the "guess what's in my head" game?

Just got a pair of Bose quietcomfort noise-cancelling headphones. Maybe the best purchase of my adult life. #gamechanger

Getting sober has made me realize how bad my boss really is.

How big is your firm and what does your attorney retreat look like?

Need guidance from folks of product company who learnt DSA , system design to Crack the interview

I need to switch to product companies need some guidance on how you guys prepared

Can anyone at Monitor clarify what overtime pay looks like? How often do Cs actually qualify? Recruiter gave a pretty cookie cutter answer. Would appreciate some insight. Thanks

I'll be joining soon . looking for relocation allowance details as I need to move pune. When and how to check the status ?
Should I wait till ko joining as it will be virtual ?

98 almost 99k base salary in San Diego, CA not including the bonuses or OT… is this too low or reasonable?

How much Nielsen IQ pay to sr support engineer role with 7.10yrs of experience?

Anyone has given the BIE interview recently? If yes, can you please help me understand what sorts of questions were asked?
Amazon

Amazon's cooling period starts when we have last interviewed or when we receive a rejection mail?

Sr. Product Manager with 6 years experience, NYC. What would you ask for part-time freelance hourly rate? (Side hustle)

I have a side gig consulting business specializing in data analytics, PowerBI, API integrations, data warehouses, and Amazon PPC. My team and I have worked with multiple top Amazon companies to do this. Anyone know someone who needs this ?! Let’s chat !

Why are most Indians obsessed with Jockey?

I have seen this since college days...

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Currently am contributing money into both 401K and Roth 401K. Should I also open up a Roth IRA?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Anyone have a recommended tax person in Chicago?

Have about 5k to invest - should I do FXAIX or FSKAX?

In your opinion which is the best target fund to choose in IRA Roth?