My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I lost money in my post tax 401k. When i roll over post tax 401k to Roth IRA, do I get a tax credit for the loss?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

How to transfer PF amount from HCL Trust PF to non trust PF account?
HCL Technologies

How are you planning to close education loan for MBA. Is tax saving worth the stress of loan.

European edition- What percentage of your income is spent on rent? Asking because I’m new to this government healthcare system and all the changes in benefits and lifestyle and not sure how that should affect my thoughts regarding saving and expenses.

Been hearing a lot about the college debt burden. Let's compare... what's the debt number you've accumulated since graduating?

Any Deloitte people trade on robin hood?

Anyone work w a realtor in the FiDi / Battery Park area they’d recommend?

The son of a friend is an advisor and is giving up. He has approached me about taking over his book, evidently only about $1.5M.What would be a fair amount to pay for this?

HHI 400k plus bonuses up to 30%. No debt. Is 800k home a stretch? Still able to save 10k a month and headed to FIRE in ten years.

Can I do 1031 exchange with the profits from the sale of a second home into the purchase of a primary?

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

🔮
I’ve had a few people reach out to me for some intro crypto info. If anyone wants a detailed crash course DM me, and I’ll send ya an email.

Has anyone used SoFi to pay down credit card debt? I am drowning in interest every month with my BofA card and getting nowhere fast. Would love any advice re: SoFi or paying off credit card debt in general. Thank you!

Who here has invested or looked into RHOC (Rchain) as a long term investment ? Why or why not ?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Looking to hire one or two paralegals in Baton Rouge, La. DM if interested! Firm is primarily civil litigation and PI defense for plants and trucking.

After HR discussion after how many days Hr release offer letter?

Just hit platinum status for Marriot, what’s the best annual choice benefit to select? Are the suite night awards easy to use?

Any one need referal for big data and cloud engineer for impetus i can give referrals.

Hi fishes,

My interview with Microsoft for SE2 was scheduled and cancelled a day before. Neither I received any email regarding cancellation nor the recruiter informed me. Two days later I got an email saying Microsoft is freezing hiring for certain departments and the recruiter is ghosting me. Will I even get a chance to interview atleast?

Hello Slalom family. Currently going through rounds of interviews with Slalom. Any guidance on TC for a senior principal for Salesforce group?

What's the average CTC of OSP State lead in Jio

Anyone has an idea what would be percentage hike when we get promoted from Lev 3 to Lev 4 engineer in Comcast India?

Hi what is an acceptable salary range for an associate director in biotech( +10 y experience)

Is anyone here a google developer expert (Machine Leaning)? Quite curious to know what is it all about

What are some brands doing good work from in-house agencies beyond Spotify and Squarespace?

Does Chase Mortgage offer better mortgage and service? Just submitted an application, I think they're going to hit my credit report - wanted to be sure they're good enough and it's not for waste

How much do your undergrad school/GPA weigh for T15 MBA admissions?

Curious, what is your company's paid parental leave policy?

Best high yield savings products?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Just got promoted and now I’m no longer eligible for Roth IRA - what do I do now? Pause contributions to my Roth IRA? What is this back door thing people are talking about - have also heard it may be illegal soon?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Does it make sense to max out my 401k if I want to retire by 40-45?

How do you guys invest on gold? Is it just buying the biscuit or do you invest in their stock/ETF?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Tax question: Say I am due to owe $50k in capital gains in 2021. What’s to stop me from going out and buying a Tesla and renting it out on Turo for $1,500 per month. I then use bonus depreciation to write off the full expense of the car in year 1, negating the $50k in capital gains owed.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

What are some personal finance actions that, if needed, must be done by end of year? Let's try to make a checklist!

Tax loss harvesting

Retirement accounts for 2022: can contribute or withdraw over-contributions until April 18, 2023 IIRC

HSA: same as retirement accounts

...?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

What does 401k mean?