What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

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I'm a young, but pretty good UX Web Designer. I just picked up a freelance gig to design the company logo, brand, website, and product. When they asked me how much I charge I just said $45 an hour. I think I went way under what I should have.

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I don’t want this to turn into a political mess, but I’d like to hear from Indian immigrants who live in Texas. Specially folks who came here to study and then settled here, still on visas. Do you like living in Texas? I fear the state is so red, that I will run into racism often ( May only be in my mind). Also worried about my reproductive choices (very personal). I see so many desi communities in Dallas, Houston etc and im tempted to move there from the DC area sometimes, but also worry…

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What's the typical range for a senior cloud security consultant?

“I used to be rich, but I sold all my stock so now I’m poor like you guys!” is a new one

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My dad is planning to have his Rolex Day-Date platinum serviced. He bought it 10 years ago. Retailer he bought it from is no longer in business/recognized by Rolex.

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today my joining in Hexaware Technologies but still they not send revised offer and onboarding mail

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Hello, need some guidance on PERM situation.
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Hi Fishes
Tomorrow is my techno managerial round in
Natwest group . Can any one help me what kind of questions are asked in techno managerial round.
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Where do all these young kids in their 20’s get the money to live in massive apartments and nightly entertainment at boujee places?

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Is Bain hiring for generalist roles 2+ YOE? (US)

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Hi all! My friend just created this cool app called Whatcha which lets you discover/track movies/shows/podcasts/books, tells you what streaming platform you can find them on and lets you see what your friends are watching/reading. Would greatly appreciate a download of the app and any feedback you have for how they can make it better! Thanks!!

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Atlanta fish - if you had to choose an area to buy a piece of property in or near Atlanta, which area/neighborhood would you choose? Where would you avoid? Single male in 20s

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Have anyone defined metrics that help identify Sales to Professional Services handoff? Reason for it is we have been identifying a lot of SOWs different from customer expectations.

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Hi Fishes, Is it possible to process h1b as cap exempt if I had worked on USA in h1b status for few months and if the visa is expired now, once I join a new employer.

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Hi Fishes,

Hope you are doing well. Having 6yrs of experience in SAP ABAP and HANA. and looking for a change. Also, having a good experience on OData and good understanding of FIORI. Any reference would be appreciated. Already serving notice period.

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Has anyone interviewed @Leidos? What to expect?

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Additional Posts in Personal Finance Bowl

Why do people buy condos if they don’t really appreciate in interest? Does that make sense as a first purchase?

Is bottle service ever worth it? Why is it so popular?

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My house is paid off and a family friend is willing to pay cash for my house. We agreed on the price and inspections have passed with flying colors. What steps do I need to take for the sale of the house without having to pay a realtor a percentage for doing nothing? All I need is a contract they protects both parties - does anyone know?

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M24 TC 80k
No debt
Net worth 130k
~55k mixed between Roth 401k and Roth IRA
~47k personal trading account
~25k in crypto
~1k emergency fund
~3k cash

How am I doing and what can I be doing better? Any recommendations are very much appreciated.

Anyone have a recommended tax person in Chicago?

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Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

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If I make 80k a year in Chicago how much should I be spending on rent?

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Who is thinking about retiring in a low cost of living country? This can dramatically change the math for retirement savings and allow you to work for far fewer years.

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I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

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Any advice of changing auto/home insurances?

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looking into rolling old 401k into a Roth IRA. I just graduated from MBA and therefore have only worked a few months in 2022. Am I correct in thinking that the taxes I pay will be lower than if I did this in any other year where I worked the full year? Any other drawbacks or things to think about?

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Best place to put money after an HYSA? Ideally saving for a house in 7ish years. Currently contribute to 401k, maxed my Roth IRA. Looking at Sofi bank CD’s at 4.65% yield (6 month). Is brokerage invested in ETFs/Mutual Funds next step? TIA

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Got $160k in student loan (3.96% interest rate over 7 years) and make $160k salary. Have about $70k in cash. Currently pay nothing in rent but will move to high COL city after quarantine.
What is my best move here?

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Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

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Recently purchased a home and starting the design process - planning to spend $70k on furniture in the next 6 months (sourcing through designer, not through big box retailers). What are the best credit cards out there right now with 0% APRs and rewards/cash back? Partner and I have excellent credit.

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Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

New 🐟 here! Currently make $150k, wife makes $50k. I’m an immigrant and came to the US with almost no money. Wife is a citizen but grew up poor. Neither of us really knows how to budget / plan for the future. So far I’ve just been reading articles on the internet and trying to follow general advice.

E.g. Rent and utilities is about 26% of take home.
15% goes to debt payments.
Savings about 25%.

Should I get a financial planner? How should I go about this? Idk why I’m stressed

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Have you ever worked with a financial coach? Did you find it helpful?

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