What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

How do you effectively plan for retirement?

Anyone use financial planners or wealth managers? Pros / cons / considerations / recommendation for one in NYC?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

I have a place in NYC and FL and planning to stay in my place in FL for a good 8-9 months. Is it fair to keep my job information the same and just declare to the IRS where I spend my tax year? Or do I have to actually relocate back and forth?! Using TurboTax, it looks like it just asks you where you lived & work and how many months.

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

For the noobs - remember if a stock goes up quick, it can go down quick. Good day to buy more!

If you had enough money to retire, but you'd have to live modestly, would you do it?

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Where to invest $250k

If anyone is looking to create a Robinhood account and wants a free stock, I’m one referral code away from earning a free stock...👀

I want a BMW X3, should I buy outright or finance? What is the most reasonable amount I should expect to spend on a 2020 model?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Use savings to (partially) pay for business school or invest and fully cover via loans?

Predict - Bitcoin exchange price on Dec 18.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

If you have to schedule multiple 1:1s between your exec and other execs, what process for scheduling do you use? Do you send individual emails to each exec’s AA/EA with availability included or do you send a mass email to all the needed AAs/EAs with availability included?

I’m seriously contemplating taking a software development boot camp. For those who hire new software developers, does it make you stand out if you get your certificate from a university instead of a coding academy (like coding dojo or something)? I noticed the universities are a bit more expensive but is it worth the price to have a university on your resume or does it not really matter?

From where do we get Form 26AS?

You know it's busy season when... You have a conference call at 130am what's your best "you know it's busy season.."?

I have to pack to leave tomorrow morning but I really don't want to..

If you don't log in to work hungover Monday morning, you haven't fully utilized your weekend. Change my mind.

I’m seeing on Big4 that firms are finding out staff are working for multiple firms. Is this really that widespread? Past the contract issues, the independence and data privacy violations are blowing my mind

Taking my shot in tech sales. Consulting was great experience but enjoyed the relationship and BD aspect more and didn’t see myself climbing to partner. Starting in a junior BD Rep role to learn prospecting and earn quota history. Took a big paycut for the potential future earnings as an Account Exec. Did I dun goof? Probably. But I’ll regret it forever if I didn’t take my chance now when I’m still single and young-ish.

Is it possible to find a good exit in a less populated area? I don’t want to be near a big city — I want a house and a big yard. But every single job that would be a good career move is in a big city. Do good jobs in small markets exist? How do you find them?

I’ve considered 100% remote roles, but it seems hard to progress in a career if I’m not physically present.

Is there a list of agencies and clients that don’t pay on time or at all? If not, can we start one here?

Anyone use financial planners or wealth managers? Pros / cons / considerations / recommendation for one in NYC?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

I have a place in NYC and FL and planning to stay in my place in FL for a good 8-9 months. Is it fair to keep my job information the same and just declare to the IRS where I spend my tax year? Or do I have to actually relocate back and forth?! Using TurboTax, it looks like it just asks you where you lived & work and how many months.

Is Meetup legit and a good way to meet people? Looking to find new things to do with new people

How to look about for opportunities for Acca candidate who has 3y experience in external audit ? Looking for suggestions ! Thanks

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

What does 401k mean?

Anyone ever use a credit repair service and have success?

Best high yield savings products?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

Google stock to buy now or after the split?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Have about 5k to invest - should I do FXAIX or FSKAX?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?