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May I know what is the notice period if one resigns in infy during the first 6 months of joining? I am a lateral resource and they hired me in June, but they have no projects related to my tech and want me to take weird roles.. seems they are hiring to increase employee count and cross training most. just looking for options..
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I wouldn't put a lot of hope in loan forgiveness plans. The people running the government now have stated repeatedly they want nothing to do with that, and they vilified Biden for trying to help. Elections have consequences. I suppose what you need to do is start practicing extreme thrift. Stop spending on things you absolutely do not need. No food deliveries, no Starbucks, no unnecessary subscriptions, and so on. While you're doing that, try to find ways to increase your income. Start looking for jobs that pay better, or take on a side hustle.
OP, this is the way. I spend almost nothing on myself and I make extra income by flipping antiques on ebay and poshmark. It has helped me stay ahead of payments but with the financial uncertainty that's about to hit basically everyone, I'm guessing I'll need to find a new side hustle as there won't be many buyers left with fun money to spend on my stuff.
Okay, it's tough when you're dedicating so much of your income to loans, but let's brainstorm. Since you're pursuing loan forgiveness, keep meticulously documenting everything required. In the short term, explore income-driven repayment (IDR) plans if your current plan isn't already one; this could temporarily lower your payments. Aggressively cut all non-essential expenses; even small savings add up. Look into local resources like food banks or assistance programs you might qualify for. Finally, consider skills you could freelance or offer remotely to boost income without significantly increasing your workload. Hang in there!
I would talk specifically to your loan servicer and figure out something from there. Try to take a hard look at your budget and finances. I too was living a cost effective life and still found making loan payments extremely difficult. Really just one unexpected issue away from some huge fiscal problems.