Im looking to close my CSR. Does anyone know if they give FULL refunds on the annual fee if closing within 30 days of the anniversary? Assuming the fee has already hit the account.

like
Posting as :
works at
You are currently posting as works at

Yes, Chase usually gives annual fee refund within 30 days. I did the same with United Mileage Plus Card.

like

Yes, but I recommend rolling the credit line into a no fee card or downgrading the card. Chase freedom may work? This will protect your available credit and therefore buffer your score.

Note, you may get the fee back, but they’ll also maybe back out travel credits

like

Closing the account will likely negatively impact your credit score. I'd look into just downgrading your CSR to the CSP instead if the annual fee is the main reason your trying to get rid of it.

You can’t roll a sapphire card into a freedom card, only a different sapphire card

I rolled my sapphire to a freedom before

@IBM1 I rolled over a Sapphire Preferred to a Freedom

You can remove amount of available credit from a freedom/unlimited to a sapphire reserve/preferred at any time.

Related Posts

likefunny

I canceled my Amex paid membership as we aren’t traveling for work yet. Have 100k points to redeem in 2 days. Don’t want to waste it on target or Walmart gift cards as they have terrible conversion rate. Any suggestions? May be transfer to Emirates points as I will travel to Dubai in a year?

like

I am starting personal investment now- please tell me if this plan looks good:
- Already have a 401k plan with max matching form my employer
- invest in 5000$ in S&P ETF
- invest 5000$ each in AAPL, AMZN, GOOGL,MSFT
- invest 1000$ each in Netflix, ADP and Home Depot
- invest 500$ each in Intel, Nike,Walmart and T-Mobile
- small amounts 100-500 in Merck, GE, Coca Cola , Altria and Samsung.

Thoughts? I plan to invest a little bit each month (200$) in ETF. Any suggestions?

like

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

like

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

like

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

like

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

like

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

likefunny
likesmart

Currently at $200K base salary (31M) - after taxes, expenses (including vaca), and savings (maxed out 401K), I’m leftover with $30k-$40k. Is this average? If not, how are ppl saving more?

like

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

like

Does anyone want a 2 tone Sky Dweller on Jubilee, black face? I got an allocation from my AD and don’t want to upset them by saying no. Deal would be at msrp + tax.

Post Photo
like

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

like

Hello, is there anyone here that can recommend ways to make money as a notary public?
Thanks

likehelpful

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

like

Hello guys, can anyone please suggest how can i bring down the tax in the given CTC.
P.S : All allowances which i am not claiming will add up to special allowance which is taxable. No gratuity or insurance premium will be deducted from this CTC

Post Photo
like

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

like

Anyone recently buy a 2021 Acura RDX awd? Wondering how much you paid for it.

like

How do people feel about Tesla ? Buy ?

401k Roth or traditional 401k?

like

More Posts

You all think this will hold >300b?

like

Hi ,
My manager told he raised my ITA promotion. Where i can track that in ultimatix?

like

Hi,

Can anyone help with tcs Gap affidavit. What is process

like

I've been approached to advise a SAAS startup, series B roundwise, with a 4-5 hours per week expectation max. How would you figure out how much equity ask for (company is valued at 54m USD)?

like

Curious to hear how Account Exec comp is being broken down for those in Canada that do Solution Sales. After many years in recruitment I’m taking on solutions. Loving it! Just don’t know what industry comp looks like and would love to hear how others in Canada are remunerated.

Hey Fishes,

I got offer from
Capgemini and Coforge .
Which is better in terms of WLB and Job Security
TexhStack:Mobile Automation
YoE: 4.8 years
CtC offered 24LPA

like

Guys please suggest any good hotel(no need hifi, just for night stay) to stay in kharadi, Pune or near by.
I have 2 days working office in a week. Need for 2-3 days only.
If you have any idea please suggest.

like

Do IBM has offices in Mumbai location??
More precisely for SAP practise in Airoli?? IBM

like

Guys quick question.
I'm a having beginning level knowledge for Tableau.
I have an interview on Monday for a profile for Power BI. Can you tell me how difficult/ easy would it be for me to quickly pick it up Power BI in a day basis my current experience?

like

Considering trading my no date pre-ceramic sub for a modern DJ. Thoughts?

Post Photo
like

Is it a good time to buy 1BR Chicago Downtown? Lotsa places available under 250k, HOA in 500 range. Plan to live in it for 1 year, looking for jobs in SF, will rent out post relocation. Other ideas?

like

How much should an institutional analyst (in an asset management firm) be making? Base salary + bonus

like

Any good solutions to hair loss?

like

I have desk whiskey in my home office that I use for most days that end in “y”.

likefunny

Went on a bachelorette trip where the maid of honor was very anal, she made us do bi-monthly check ins with slides/agenda/itinerary since last year. We even had to share outfit pictures of exactly what we would be wearing, we got a dress code (color, length of dress, types of accessories), how to make the bride stand out, and tips on how to take pictures a certain way to flatter the bride. Now she’s going to be joining my office too, im scared I’ll have to see her often and socialize

like

Who are your favorite non-Union VO talent agents that you reach out to for casting submissions?

like

Is there any difference in WLB between T1 and T2 consulting firms (in the Toronto offices)? For example, On average, do T2 consultants work/ travel the same amount as T1 consultants in a given year?

like

Hi,
Quick question: Do you think is it fine to be asked for preparing an outline for marketing plan as an assessment test so, employer decide if you will be the right fit for position ?

likesmarthelpfuluplifting

Hello! I’m a law student who’s graduating in 2023 from a top Canadian law school. I’m really hoping to land a first-year associate position at a US law firm (or in the Toronto office of a US law firm) this summer, and I’d appreciate any advice on how to do so as there is no formal recruit/I did not participate in the 2L NY/LA recruit. I’m open to any corporate transactional work. Thank-you!

like

Additional Posts in All things points

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

like

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

like

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

like

Do AA 500 mile upgrade awards expire? I have used a decent amount of upgrades, but I still have 14 that I have been sitting for a about maybe 6-7 months. I do not see anything about them expiring, but I would not be surprised if they do.

I am hoping someone can provide some insight so I don’t have to contact AA customer service :)

like

Anyone have a special platinum Marriott support number or contact person to resolve a lingering issue?

like

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

like

People at EY not use the corporate card? The expense system is horrible. But might not be worth using my Marriott card...

like

Thoughts on the new Chase Freedom Flex?

like

Any other 🐠 enjoying this HOT mess at JFK Skyclub? Is there some sort of bake sale on diamonds I missed?

like

Best Marriott/SPG property for a couple’s stay in Amsterdam? End of December - want to be reasonably close to city center but not break the points bank (<~50k a night ideally )

like

Does United tell you when you clear the upgrade waitlist or do yo have to keep checking?

like

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

American has a promo listed on their app - use Rocketmiles to book a hotel and earn X000 American points. Has anyone here used it? If I book a Marriott properly, can I apply my Marriott retroactively?

Looking to apply for venture x before the offer goes away today. Anyone out there willing to share some of their referral bonus? 50 bucks?

like

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

New year checklist for amex plat, CSR, Delta, and AA? :)

like

Have enough miles for one way business class or two way economy! Cathy Pacific JFK to BKK for December. Whats the good value for my points? I can buy a one way economy with cash (its reasonable)

like

For CSP/CSR, does the person getting referred get anything other than the public offer?

like

Since the Chase Freedom Unlimited gives 3% cash back on dining, does that mean you get more UR points that way vs. using the Chase Sapphire Preferred?

like

When does the CSP 80k SOB promotion end?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal