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Was scheduled for an interview today for a Director pos. early morning I get a Reschedule request to next Wednesday but I cannot make it due to personal commitment .
Called recuit mgr.to let him know and he tells me the director is very busy as she’s the IT. Dir for the whole org.politely asked him to send her availability other than next Haven’t received anything since then . Wondering if such co. Is worth pursuing that doesn’t value others time and that too a replacement pos for the same busy role 🥹
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Because the vast majority of people will underperform the market. I just buy the entire market. If you think you can do better that is your decision
Yes, you will get market returns every year guaranteed. Just remember that some years the market returns will be -25% or worse
Are you funding an IRA or HSA if allowed? I would do that before a taxable brokerage. I would also put more on 401k before brokerage assuming you don’t need the money soon. If you do, you should probably not invest it. I would personally skip the individual stocks an just use broad ETFs
Yes I will start an IRA too, have HSA. I have reached the max on 401k and can’t invest more. Now that the stocks are down I would like to invest in them, along side I will be investing in ETFs too. Why do you think it’s not advisable to invest in tech stocks now? Could you please explain?
Chief
This is really heavy exposure to large tech companies. You have around $32k and you are putting $20k in 4 giant tech companies. Overall not very diversified. Unless you are in love with one of these and think that the market doesn’t understand how great they are, I would move more to SP500. Additionally owning $100 of something isn’t worth doing. If it returns 1000% you haven’t changed anything.
All these make up the sp500, you’re just making it more complicated by breaking it out and trying to beat the market.
Bowl Leader
S&P500 will give you exposure to those stocks. Is it worth the additional complexity to get additional exposure to certain components of the S&P500?
I'd do the first $20k to an S&P500 fund, then if you must pick one or two specific stocks and do $1k to each, then back to S&P500 fund going forward. Alternatively you could add in an ETF like VUG if you want additional exposure to a certain basket of stocks.
Buy QQQM if you’re wanting tech exposure