Is anyone else doing end-of-year math and getting depressed? I added up my raises, my bonus, and my expenses and somehow I still feel behind. I worked so hard this year for numbers that don’t feel like they moved my life at all.

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Bonus????? We didn’t see any of those.

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I haven't looked at things in any detail yet, but I have the sense that 2025 won't be a year I remember as moving me ahead. I had some investments that went up, which I'm happy about. But my annual raise was still in the dreaded low single digits. So I'm not sure I'm even keeping up with inflation.

Same here. I could save more in previous years but this year I barely managed to do daily stuff:(

Sure am. My pay stayed stagnant, my bonus was pathetic, and all my personal expenses increased significantly. This is the first year in a long time I haven't hit my savings goals and it feels really, really bad. I need to get a new job as soon as humanly possible.

Blame the us government!!

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Yeah, man… you’re definitely not alone. End-of-year math is a special kind of torture. You sit there adding up the “wins”—okay, 3% raise, nice bonus, maybe some overtime—and then you look at rent/mortgage up 12%, groceries up another 8–10%, insurance creeping higher, that one emergency expense you didn’t see coming… and suddenly the whole year feels like you ran a marathon to end up five feet behind where you started. It’s brutal because you DID work hard. Harder than last year, probably. And the numbers just… shrug at you. That gap between effort and reward hits different when it’s laid out in a spreadsheet. No wonder it feels depressing.
You’re not failing. The system just squeezed a ton out of you and gave back crumbs. That’s on the broader economy/employer, not on your effort. I did my own version of this math a few days ago and had the exact same “what was it all for?” feeling. So yeah… solidarity. You’re not the only one staring at those cells in the spreadsheet wondering where the win went.

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