Is anyone else thinking about long-term career independence beyond promotions? I'm a software engineer and lately I’ve been weirdly tense. On one hand, tech offers great career growth...promotions, new roles, better pay. But on the other, you're always a reorg, a bad manager, or economic downturn away from losing it all. &with AI and automation, the future seems more fragile than ever. Has anyone here started building Plan B while still working FT?

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I don’t have a plan but I feel the same way and have been thinking about this a lot too. My first goal is to have a paid off house and cars. Then I can pivot to anything and as long as I’m earning enough to max out my retirement contributions, I’m happy.

Someone recently told me you're either the owning class or working class - forget middle class, etc. And it really made me think. I'd go all out starting my own business now if it weren't going to ruin my retirement plans.

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