Live in NY and have $260k to invest. In 2 years I will want to access majority of the money for a home deposit. What do you think will give me the best net return after taxes?

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I’m planning to buy another home in 18 months and have 300,000 in two different high yield savings accounts accounts as I expect I will need $250-300k down payment. If you need it that soon you have limited options. I found higher rates at internet banks like EverBank than CDs.

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