Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

There has to be a point where focusing on minute details generates diminishing marginal returns.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

ARK is holding up very strong, not sure how and why while other coins are plummeting?

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

How much money do you have saved up?😳

Anyone have any insights for salary ranges for civil litigation in Las Vegas? Looking for salary ranges for associates 0-5 years and 5-10 years.

Have any of you considered FIRE? I'm sure some of the partners are young and rich enough to retire. So why not say screw working until 60 and to hell with the pension? Travel the world and live life while I can?

Do you prefer the Westin San Francisco, or the JW Marriott for leisure travel ? or any other Marriott hotels in San Fran?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Is anyone playing around with leveraged coins on binance?

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

Can I purchase a property under mine and my parents name (on the deed) but only my name on the mortgage? Do I tell the seller this at the time of paying earnest money? How does this work?

Has anyone at a mega fund like KKR or Apollo experienced coinvesting and actually being able to put money into a deal?

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Does anyone think there is long-term viability in Cryptos?

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

Hello all, i have. A question regarding compensation for a lateral move. I just received a job offer for an UA position from a competing cyber insurance carrier for $70,000 + bonuses. This job will be based out of San Francisco. I currently make $30/hour for the same role in Chicago, after OT it’s about $60,000. Do you think it would be wise to accept the offer? Thoughts in general?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Any ServiceNow developers/admin interested in moving?

What is the expected salary for Consultant position in Identity and Access Management field at Accenture?

I have a younger family member (almost 13) who is very interested in cybersecurity. How can this person learn and grow in a safe manner if he/she isn’t near a city with youth clubs and etc? Idea is to reinforce ethics, but this material is far too advanced for the parents.

How is Booz Allen cyber strategy and risk management consulting? Got a recruiter inquiry

10 years in the company where I started, working my way up from jr. analyst to present Manager M2 - Market and Tech Insights (5 levels), handling 2 major global tech/consulting clients. Next level is Sr. Manager.

I'm at Kolkata. Started off with 1.8LPA, currently around 11LPA. BTech+MBA. Always get scores of 4 out of 5 (exceeds expectations) KRA YoY and pointless praises about how well I managed projects, yada yada. I get good work-life balance.

Is this fair pay or am I exploited?

Hi Guys
Any suggession for last email. Jaate jaate dhamaka karna h EY m 🤣

What’s everyone using to create estimates for clients and manage resource planning so if the estimates are awarded you have the team in place to deliver. We use Actualize it which is built on FileMaker. I’ve heard of Farmers Wife, F-track and Ceta.

Confession: The only in-law that I had a great relationship with passed away unexpectedly. The two remaining in-laws were on thin ice with me prior due to years of drama, nagging, and disgusting display of wealth. I believe their demand of money and general assholish behavior drove in law to his death. I love my S.O. but I can’t deal with the drama anymore.

I want to have a family and a future that is drama-free and full of love and don’t want to surround myself with negativity.

I’ve been married in a Catholic Church before and now divorced but my now boyfriend says he wants to marry me in a Catholic Church someday. How do I even start a petition for that? Also is that possible to re-marry in a Catholic Church?

Hi..for a business analyst of 6 yoe what are the technical courses that can be taken up?

I’m an application analyst in the midwest for a small CAH. I was hired into this position at $27.15/hr and have now worked here for a year. I’m curious how my salary compares with others working in the midwest. My primary responsibilities are systems/HIE integrations using Meditech, HL7 transfer, SQL report writing, and user administration (just to name a few).

Working in a large health system as a quality professional WFH. I rarely see anyone else on my team, and when I do present findings I see no changes happening. Maybe they’re happening and I just don’t have a role in that oversight but the motivation to keep going is whittling down to nothing. I’ve been in healthcare for years but graduated with a masters in last two years and was hoping for something different. I have been applying to so many jobs and not many calls back. Any advice ?

I have a bit of experience doing social media management with online businesses but I’d like to try out working with local businesses in my area. What are some good strategies for doing cold outreach, and what kind of services would you offer to entice them to work with you?

EY GDS SaT vs EY GDS Business Consulting which is better? I heard EY GDS SaT takes better people compared to consulting? How is work culture in EY GDS Business Consulting compared to SaT?

Hi I am khushbu chauhan from Lucknow.i hve done BSc frm IT college lucknow my professional interest r in bpo telecom nd operation World. I am looking for a job in backend office chat / email process currently looking for work from home profile. thnkuh nd please suggest me some jobs.

What are some of the best DC big law firms for Labor and Employment?

Anyone doing Carnival in Notting Hill?

Does Google value FAANG experience over consulting? Say if a person is trying to get into Google from Apple, will it be considered easier?

Can someone help me understand why people are pumping crazy money into DoorDash and AirBnb but didn’t go equally Gaga for Palantir?
Don’t get me wrong, I like DD and Airbnb, but the $100+/share seems odd to me given that both are susceptible to regulatory and overall consumer confidence. I was able to buy into PLTR for $11/ share fwiw and think that company has better long-term upside prospects.
But again, would love to better understand the DASH and ABNB mania. Feel like I’m missing something

Looking for advice to safely invest Escrow portion of my mortgage, since I was able to stop paying from Escrowz starting this month.

As you know, this cannot be risk in stock market, what are safe options

Newbie buying AAPL for the first time - any reason I should select anything other than Market Order?

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

New to investing. What are some good stocks to buy apart from from investing in ETFs?

With NYC legalizing weed, are there any stocks to watch out for?

Newbie in investing. Have 50k saved and would like to invest in index. What is the best time (now vs after new year) to do that?

Anyone else riding the $HIVE wave?

$JETS ... yay or nay? Debating hmmm seems overpriced atm

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

New to preferred stocks.. any recommendations on what companies to watch out and invest in

Have about 5k in stocks I was saving to put down on a house. My portfolio just evened out after the march fall. Looks like i may not need this $ to cover the payment now, should i leave it in or pull?

So should I buy Tesla or too late ?

Will the house market crash? Or at least go down by 20%? Thoughts ?

If I currently have significant unrealized losses in my Traditional IRA (mostly funded with pretax $), would I be able to use these unrealized losses to offset the tax bill that will be generated after moving my investments from my Traditional IRA to a Roth IRA (i.e., backdoor Roth IRA)? TIA

I have 60K that I’m wanting to invest using a roboadvisor Better to use Fidelity’s low fee ETFs through Fidelity Go or Vanguards ETFs through Betterment?

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!