Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

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That's a great move to get other passive long term investment going at this young age. Really a great plan. I keep saying it, 401k is never enough for serious people.
My little advise will be that you spread to up to 4 different sectors. I will recommend real estate investment trust, some good shares ( have a PAMM account), invest in precious metals, and invest a little in the future (cryptocurrency and other digital related assets).

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I commend you and your wife to be investing this amount at your age. My advice would be to diversify beyond the current strategy of small caps, growth and value funds. This is a diversification strategy, but only within the stock market. I would look at a long-term retirement savings product where you get risk-free compound growth mirroring the stock market plus life insurance, living benefits, the ability to borrow against your accumulated funds and provide a stream of income over your lifetime. Let me know if you would like more information.

.

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