Can anyone tell me how to invest in gold or silver? I'm going to sell my home and need a profitable and somewhat safe method to invest the money.

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

FIRE - What is your total net worth so far? What's your profile?

How much are people paying for renters insurance in Bay Area, specifically East Bay?

Drop your insurance company names, if comfortable.

Does anyone think there is long-term viability in Cryptos?

Can I purchase a property under mine and my parents name (on the deed) but only my name on the mortgage? Do I tell the seller this at the time of paying earnest money? How does this work?

My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

Tempted to buy 1 BTC ..

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Any A&M folks here? Wondering how benefits / 401k compare to Big 4

Why do there seem to be so many comparison threads of achieving XX salary/net worth by age Y?, especially amongst younger people? Is this the fallout of social media and do you think it’s a generation-wide thing, or just contained to folks in “preftigious” circles?

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

Hey friends! I’m looking for some recommendation for a 2-3 days trip (ski, cross country ski, or anything in nature) around the Northeast (drivable from Boston). Would prefer to rent isolated cabins over hotels, but open to any rec at this point. Thanks!!!! :)

EY leave department hasn’t been the most helpful with the exact details around maternity leave - so just wondering for any EY mamas - how do we initiate getting the two weeks before due date off? Just a doctors note or ??? Thank you!!

Hello,
Does Cognizant provide reimbursement for WFH setup?

Have an offer from AWS for an L7 Principal PMT role: $215k base + $275k sign on bonus for Year 1 and $215k for year 2 + 5100 RSUs (@ $130 / share). This is the initial offer; where is there room for negotiation? Base or Sign on Bonus or RSUs? I realize it's a good offer, but I'm looking for: $225k base + existing sign on + 5500 RSUs. Does that sound like a decent counter?

What skills must one build upon to pivot from Investment team at a PortCo of a mega fund (>$300 Bn), to investment team at a PE?

Would genuinely appreciate some advise as I start this new role at the PortCo from next month. TIA 🙏

What were some effective tips or resources that helped you to learn the systems of your first firm? We feel like our firm admin/paralegal is not getting acclimated and not assisting the firm as we hoped. So we want to make sure we’re effectively training her and providing the best resources/tools for success.

I’m a newer registered nurse (2 years) and want to get into remote work. I keep getting denied due to lack of experience but to even get the job I have now (case manager) the company knew one of my family members and they gave me a chance to interview because of that. For these remote companies where I don’t have connections how can I transition over?

So I'm an older student with 10+ years of career experience. I am trying to update my resumes, yes plural, because I have experience in many industries. My biggest struggle right now is keeping my skills list concise for Marketing Analyst. What is an appropriate number of listed skills for both hard and soft

Recently accepted a temp role as an HR admin for a former employer. Previously interned there & left because my supervisor did not have any growth opportunities planned out for me; this was in spite of my stellar performance, as reflected in my 90 day review. She has since left the company, but there’s crazy turnover in the company & in the HR department in particular. Just that an HR coordinator resigned. Is it worth going back into a dumpster fire w/ no leadership to gain experience?

Best consulting firms to work for that will allow 100% remote work indefinitely regardless of what clients do?

I park in handicap spaces

Do you think the “great resignation” was applicable to big law associates? Are these people ever coming back?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Hello,

I have offer from

Optum, Harman Connected Services, CGI, WIPRO, Concentrix and LTImindtree

All of them are giving package of around 18 lpa. And location for optum and wipro is Hyderabad others are in Bangalore

My joining date is near can you please help me in choosing one of the best from these.

YOE : 3.9
Skills : Java, Springboot, Microservice, Azure Cloud with React Js

Any A&M folks here? Wondering how benefits / 401k compare to Big 4

Hello fishes! One of my friend is looking for referral for business analyst role. Currently working as BA in a start called Aline together based out of bhopal.
Total corporate experience 2years.
It would be a great help.
Preferred location pune but can be flexible.

Dear Partners-
Have any of you switched firms to make P? Worth it? Tips? Have always planned to make at my firm, but my firm isn’t keeping up their end of the deal, so I’m job hunting....

Hello All
Does Wells Fargo have any policy where they cannot give more than 50% hike on current ctc?

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

Have about 5k in stocks I was saving to put down on a house. My portfolio just evened out after the march fall. Looks like i may not need this $ to cover the payment now, should i leave it in or pull?

Looking for advice to safely invest Escrow portion of my mortgage, since I was able to stop paying from Escrowz starting this month.

As you know, this cannot be risk in stock market, what are safe options

Newbie buying AAPL for the first time - any reason I should select anything other than Market Order?

So should I buy Tesla or too late ?

New to investing. What are some good stocks to buy apart from from investing in ETFs?

New to preferred stocks.. any recommendations on what companies to watch out and invest in

Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

Fedloan servicing's stopped interest payments until Sept due to CARES. I'm a recent grad with more loans than most. Would you continue manual payments on the principle or invest that money? ~$300/mo.

Will the house market crash? Or at least go down by 20%? Thoughts ?

Anyone else riding the $HIVE wave?

$JETS ... yay or nay? Debating hmmm seems overpriced atm

With NYC legalizing weed, are there any stocks to watch out for?

Forgive my ignorance - have about 40k in savings and would like to start investing. I do my 401k thru Vanguard so I’d like use them if possible. What would you suggest for a novice investor?

Can someone help me understand why people are pumping crazy money into DoorDash and AirBnb but didn’t go equally Gaga for Palantir?
Don’t get me wrong, I like DD and Airbnb, but the $100+/share seems odd to me given that both are susceptible to regulatory and overall consumer confidence. I was able to buy into PLTR for $11/ share fwiw and think that company has better long-term upside prospects.
But again, would love to better understand the DASH and ABNB mania. Feel like I’m missing something

Newbie to investing. What are good online courses / books to get smart on investing?

If I currently have significant unrealized losses in my Traditional IRA (mostly funded with pretax $), would I be able to use these unrealized losses to offset the tax bill that will be generated after moving my investments from my Traditional IRA to a Roth IRA (i.e., backdoor Roth IRA)? TIA