Not financially savvy (learning). I want to set aside $2500 a paycheck for a house down payment in 18-36 months. Does it make more sense for me to contribute the $2.5k to my 401k monthly and withdraw in 2 years, or just set aside $2.5k into a savings account? Already maxed ESPP. My end goal is to buy a house.
Has anyone ever had their luggage lost by LOT airlines? If so, were you able to get any reimbursement?
Is it better to roll current traditional 401k (Merrill lynch) into new firms 401k (fidelity) or roll into traditional IRA instead (also with fidelity)? For context, im 27 male, will not need the money anytime in near future. I also want option to convert into back door Roth IRA one day if possible but don’t want to pay any penalties.
Personal finance question - where should my money go first? 401k - half the limit Mortgage - 2.8% 3 months expense cash - want at least 8 Buy a car - lease is ending Furnish empty house
So far I’ve been through 1 IVF cycle. I have one embryo that is frozen waiting for transfer. My doctor is wanting me to do another round of IVF to back eggs for baby number two down the road. Has anyone been through this? I know of two people around my age that got pregnant naturally with their second baby after IVF. Does anyone know about banking embryos for future use instead of transferring? My insurance doesn’t cover anything so all this of out of pocket.
Business ideas in these trouble times? Either for profit or for impact. Thinking about Covid19 of course (Healthcare, quarantine, wfh...) but the recession (unemployment) or future end of recession..
If you do see a mental health professional (therapist, Psychologist), how often do you see them and why?
Back again with a question for the McKinsey folks! 1. Is it true that if you are internal (specifically PD) you are not eligible for a performance bonus? Just base and the 401K profit sharing? 2. I know McKinsey offers a percentage of your salary into a retirement fund. The recruiter painted it as a range (from 7-12%), but other fish in the main consulting bowl said it’s either 7 OR 12% (no in between) based off of if you’re client facing or internal - which is true? Continuing below:
Any recommendations for good Personal Finance help books (investing, 401k, passive income) for beginners? Thank you in advance!!
Deloitters; is pension vesting tracked by your start date or a certain time of year? And is an all or nothing vest? I might be leavening barely a month from my 3 year vesting mark.
Please explain to me like i am 5yo... backdoor roth. 1) I have an old 401k that i rolled over to a traditional IRA 5 years ago. I have not contributed anything to the traditional IRA since i left that company in 2013. 2) i have a roth IRA that i opened 2 years ago. 2021 is the first year that i will hit income limits. 3) I have an HSA and company sponsored 401k that i contribute the max to (part roth, part trad) Traditional IRA = $52k Roth IRA =$13k 401k= $250k HSA=$3k What do i do for 2021?
Hi! I’m 30, own a home, 50k in 401k & 25k in Roth, no other savings. Roth has a ROR of 2%. Should I leave $ in Roth? Reinvest in a diff acct? Grow it until I can buy an investment property?
Thoughts on taking a 30 year life insurance policy from bestow? Anyone else that did this? Tia!
Got an invite from Amex to upgrade my gold to a platinum card. The benefits seem solid but I already have CSR. Thoughts?
Just turned 50 and allocated about 10% in my 401k to a long term bond fund which is already down 3% this year . I am not a fan of bonds especially with the current rate environment. Any suggestions instead of bonds to protect principal . Money market ? Target date fund ?
Facebook has followed Google in making vaccination mandatory to work in person at the office. More companies will likely follow suit.
Beginner and trying to get my finances in order. Income: $200k+. Maxed out 401k for the year. I have $60k in my savings account (just paid student debt off this year). I’ve searched the bowl… Are next steps: (a) invest (maybe $30k?) in ETFs and add to it each month, (b) open a HYS at HMBradley to hopefully get a high interest next quarter? I’m not convinced about the mega back door Roth (whether it makes sense for my situation) so putting in only a small amount there. Any thoughts? TIA!
I’m a healthcare consultant. Reading the state vaccine process, it says you can use an employee badge, which I have from my client, as proof of being a healthcare worker. Will the hospital giving vaccines cross-check with my client that I am an active employee? Bad idea? I’m looking for ways to get the vaccine quicker.
Senior, pregnant and worried about busy season because half the seniors in my practice quit in the past two months. Directors have said to seniors “brace yourself”. I am already stressed and high risk and off my ADHD meds and struggling a lot to get work done. Is it worth taking maternity leave early and “screwing over” my teams? I feel guilty. Doctor suggested to take medical leave if I am struggling. Need advice 😢
Is there anyone from Gartner who can tell what they think about the benefits. How many days pto, what is the 401k like?, healthcare etc? Any idea how many days PTO dies an associate partner get?
Accidentally gave the wrong insurance information and was told there'd be a $1000 deductible. I can't stop thinking about how millions of Americans can't have access to healthcare because of this 😓
What are the best office locations (worldwide) for culture, perks, WLB, etc. at your firm/agency?
Started as a baby legal assistant about ten years ago at a transactional firm - now the majority (seven years) of my experience is in litigation. I am wanting to move more toward transactional or in-house now. Am I basically starting completely over? I am well respected and sought-out in litigation, but I'm unsure of how to market myself in the direction I want to go with as much confidence. Has anyone successfully made this move?
Why is no one focusing on police unions? Police unions are incredibly powerful and very good at protecting its members. Restricting the police union should be a top priority
Is the SPHR or PHR license necessary to pivot into human capital? I have a MBA from a Top 15 school. Any thoughts?
Hi all I’m meeting my supervisor/coworkers at a happy hour for the first time later this week after starting my first job post college completely virtual. I’m feeling pretty nervous about it since social situations/meeting new people were always hard for me even before COVID. Does anyone have any advice to help with this?
Just had an interview for industry. Didn't have that warm fuzzy feeling after it like "I'm gonna get this job". UGH. I flubbed 1 question about a go to market strategy and it was downhill from there
Debating between purchasing a house in Powder Springs vs Woodstock area. We are very much inclined towards diversity which includes some desi crowd as well. Opinions about these two areas will be greatly appreciated. TIA!
Did I miss the pasta challenge? 😜. Blond Puttanesca (Spaghetti with Tuna, Baby Spinach, and Capers). A quick dinner. Ingredients: Italian tuna packed in olive oil, capers, red chili flakes, garlic, anchovies, baby spinach, roasted panko bread crumbs with lemon zest, Italian parsley, black olives, black pepper and lemon wedges.
Asking this question here for a reason. In our culture and set up, a majority of the time is spent in cooking. We usually don’t eat microwave meals. I want to understand how Indian families cope up with all the traveling associates with consulting. Does the mother or father usually stay at home or be in a “light” job?
Interviewed for a role at google and my phone interview went okay but not great. The recruiter wants to connect over a call - does google make the effort to call you in person to reject you?🙄
Anyone from AWS here? Could we expense mobile phones? Or only voice and data expense are covered?
How common are leaves of absence in PA? I’ve never seen someone out of work longer than a couple weeks other than for parent leave, but people on fishbowl talk about it as something you can reasonably ask for.
I am having the hardest time in my life. Depression and anxiety have become unmanageable from the pressure to bill with only a ten vacation day policy. I don’t sleep anymore. I cry every single day. I have pushed through so much mentally to keep going, To keep logging in and billing but after two years the burnout is real. I have no more will do anything. I’m mentally burnt. My body physically aches from the lack of sleep and pure state of stress I’m constantly in. Any encouragement? Something?
😂 Funny ass business newsletter on why your companies diversity efforts suck🗑! Check it out. https://diversitygrinch.substack.com
New to Fishbowl?
unlock all discussions on Fishbowl.