Not sure if this is okay to ask: anyone have experience refinancing a car loan? Having a difficult time getting a copy of the title from my current lender (so the new lender can pay it off) and I’m not sure if I have any other options.

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I think there’s a financial advice bowl but maybe I forget

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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Are most of people in this bowl from a science background or coming from a finance/impact investing perspective?

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!

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What will be the inhand for this with proper taxation?

P.s: want to compare with another but fishbowl don't allow to add 2 images
I just shared that too a while ago.

Please help i think the gratuity is extra

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For EESP - which is better share withholding or payroll withholding? Thoughts?

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Is it mandatory to declare income tax in CGI.Otherwise they will cut extra tax?

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Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

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Best resources/books on getting personal finance in order?

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First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

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do we save 100% on mediclaim premium for our parents in income tax?

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Considering buying Breitling Navitimer 41. Thoughts?

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Does 401k company contribution % change as you get promoted?

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Does anyone have any book recommendations for information on buying a house?

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Do anyone of you subscribe to the motley fool or any other stock advisor tools? Recommendations and thoughts on how useful they are?

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Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

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Ways to rack up cc points/miles while buying a home?

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Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

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Can anyone suggest if I can make a rental contract with my parents on a 1rupee stamp duty letter for below 1 lakh? If so, can I directly submit that to income tax department while filing the return for claiming refund or should I be disclosing in Deloitte Portal for last FY 2022. Also, I assume 11 months contract doesn't require to be registered with the govt? Please correct me if this is incorrect. Appreciate your suggestions on the above for tax benefit purpose..!!

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I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

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There has to be a point where focusing on minute details generates diminishing marginal returns.

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I am fed up with Accenture!

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Hello, I am new to canada and looking for a data scientists job, referrals would be much appreciated. Any advice for new comers? Thanks!

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Hi! Any insight as to how much PRN occupational therapists in outpatient rehab make?

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Current CTC 20 fixed. YoE 11.
An offer HSBC is in pipeline ( 28 fixed as per Recruitment consultant). Position offered is Senior consultant specialist.
However I know that there is scope of pushing the offer till 36. Any inputs on getting the offer to desired figure would be helpful.

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My Current CTC is 18.5 LPA. YoE 12yrs.
How much CTC can I ask during an HR interview for a Bigdata engineer in UST global. What should be the expected CTC per current standard in the company. Requesting to put your thoughts.

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Hello Underwater legends,

I've 3.9 YOE in iOS development, and looking for opportunity. References will be highly appreciated.

Thanks and regards,
Bhavesh

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looking for referrals at RBC BMO

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What are the pros and cons of vois? Vois employees or ex- ones please let me know.

Hi Fishes,

I have been offered 37.5 lacs ( fixed ) plus 20% variable for the associate director level . My current fixed CTC is 29 Lacs .

Can you please let me know if this a good offer or I can get more?

Please also let me know what is the salary range for associate directors?

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Hi All received retain offer from tcs same as PwC India any suggestions what I should do.CTC offered 6.5.TCS HR saying will share breakdown of salary post resignation withdrawal

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What is hierarchy level in PWC AC for manager . I heard within Manager grade there are 3 level ?? Which is highest level .

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Hello Everyone,

My joining is on 11th July. I believe I have to collect the laptop from Camac street on joining date. But after laptop collection, should I WFH as the Technopolis office is not ready? Also, how much time does it take on first day for all the formalities? After laptop collection and formalities, I am planning to return to my hometown which is 250 km away.

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First year post my consulting exit and I’m dreading the inevitable dwindling of my points… is this what separation anxiety feels like

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What challenges do you encounter which stem from your emotional trauma?

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How burned out are you from work? Everyone experiences different levels. So, it would help if you treated your Burnout accordingly.

There are three layers to beat your Burnout.

- Work Smarter In The Work Environment.
- Prioritize Your Life With Your 10 Life Pillars.
- Find Your Purpose Through Your Core Values.

How are you dealing with your Burnout?

Check out @burnoutcoachcarlo on Instagram to learn more.

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What is your motivation to stay in IQVIA, India given the pay here is avg/below avg compared to market standards and learning curve is also not very steep?

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TTP Properties of Numbers is kicking my ass. Any helpful tips/tricks to remembering all the rules?

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Hi fishes,

As per my Offer letter there is component is Engagement PB.
Will this i get monthly ?

I Really need your suggestions.

I have 6 yoe in dot net.
I have 2 year of work exp on a very small company where there is no pf and sometimes we do not get salary also but i learn a lot of things there.
Now 4 year in infosys bpm
Now tcs background verification team is asking for my bank details and uan / pf, i really dont have it.

I honestly told tcs background verification team that i dont have these details, but i gave them my PM number

WILL THEY REJECT ME ?
MY WORK EXP IS GENUINE

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Additional Posts in We’re Not Really Strangers

Reminder Post:

Apologize for your mistakes, not your feelings.

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Hope y’all have had a good week!

card text:
I want to thank myself for ______.

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Are you lying to yourself about anything?

If anyone has any questions, comments, etc (doesn’t have to be from WNRS), please post. 💜

How was your Christmas in one word?

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Don’t manage their behavior. Manage your expectations.

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New meaning to Open door policy.

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Happy Tuesday Fishies 💜

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How do they leave you feeling most of the time?

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Begging them to stay?

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Day 27 of 31: I miss my wife.
(We're not separated or anything. I've been on an extended work/family obligations trip).

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What would you really say to them??

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If you’re trying not to think about it, it’s probably time to heal it.

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