What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Been trying an abundance mindset. It's put me in debt.

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Goodbye, platinum Amex. Expires in one month...

So what stonks are we buying?

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

Hi Folks,

Recently in sodexo, another card got activated that is multi benefit pass and it says i can use this money for apparels,bill payments and at petrol pumps.. is this real? No physical card is given yet.. did any 1 tried this card? if yes, could you please guide me?

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

Best book you've read recently on personal finance?

Is it the worst time to buy real estate because of the interest rates?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

I have a 401k and A Roth IRA but I’m not active in my investments. What are some good sources to get started to understand personal finance and investing?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Running my first half-marathon mid-October, How many weeks should I give myself to train? I was thinking 14. Not trying to PR, and can run 4/5 miles comfortably right now. Any advice or training plans you recommend?

Pharmacist

Hi all!

I'm a UK pharmacist hoping to qualify and work in the US. Is it still worth doing or any tips in general? I've read on Reddit there's a surplus of Pharmacists in the US. What are your views on that?

Thanks!

If you are a first year in a stub year, and significantly under billable hours requirement, do firms typically still give pro rated bonus? Do first year stub associates really ever hit their pro rated hours in those 2-3 months?

I’m ghosting a recruiter and it feels great!

Anyone know what hours are like in A&M’s GTA (deal analytics) group is like? Is it as bad as FDD?

Has anyone heard about layoffs happening in agencies these days?

What’s more important for you in a job?

If your GF is interested in a 3some, what are your thoughts on that? 🤭

What projects could I do data related to build my portfolio? Not sure what kind of projects to work on related to advertising and marketing.

Hello Fishes
I was interviewed by techm 2 tech rounds 10 days back
Haven't heard back from RMG
How much time it usually takes, can I expect a call back from RMG else move on...... Plz suggest

Hi Friends, i attended 2 client interviews and both went wrong. I don't know what to do. I am new to EY GDS......Is anyone faced the same ?

My utilization is 90% but all of my clients are small jobs. Does that look worse than someone who works on the larger, higher revenue generating jobs with all else equal (utilization/performance)?

Hello guys, I am looking for a job change. I have 5 plus years of experience in vendor management, MS office , SAP, Payroll management, MIS, Data analysis, Customer management, Office admin work, Documentation. I am a immediate joiner and looking positively for your response.

Anyone have insight on working in Patreon’s legal department?

Is it just me, or does Seattle not feel as "welcoming" for first-generation immigrants?

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Is ARKK still a good ETF to invest in?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Just rolled over my 401K into an IRA. Any recs on ETFs to buy? I have 2 dividend ETFs so far, and want to buy things other than VTI and VTV since I have those in Roth IRA already.

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds