What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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"I will teach you to be rich" definitely got me started on the right path to financial literacy.

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If You Can is a really basic book (only like 15 pages) that is perfect for a beginner that has no idea where to start. If you know the basics already, it is probably not worth the effort but still a very quick read

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The Millionaire Next Door

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Automatic Millionaire

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Anybody else also refuse to pay full price? Curious to hear your go to’s to find the best deals. The thrill of the bargain is way too much fun. 😜 I go with TRR, Century21, Yoox 👠

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Hi Fishes, I left Infosys and wants to transfer pf to my new company- Tata Consultancy . When I logged into EPFO Portal and try to view the passbook details, it says - PASSBOOK NOT AVAILABLE. Does that mean it is an exempted trust and epfo don't have access. Can I still go ahead and raise PF transfer from my infosys account to tcs account through EPFO ?

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1031 exchange question - if I don’t identify a property within 45 days , can I get my funds back or do they hold it for 180 days?

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Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

For those of you that suck a*s at options, why not pay a small fee to copy a professional? eToro is doing it for crypto lol. Why continue to go bankrupt when you can emotionally blame it on someone else! 😂

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Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

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Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

It’s crazy how much close friends influence you.
Would you stay friends with someone that consistently makes bad financial decisions. Or distance yourself for like-minded folk.

I have a friend that is constantly trying to guilt me and pressure me into overspending, especially on “luxury” items. But I have different goals for my money and she doesn’t seem to respect that.

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How old were you when you made $125k? Am I behind at 32 or do Accounts take longer to climb the financial ladder compared to other departments?

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Anybody with a good understanding of NYC real estate market? I’m single, early in my career and looking to buy a one bedroom/studio apartment. I can’t justify high rent price while not being to build up home equity. But it also baffles me that one unit can go for 300-400k. So my question to you is is this even a good investment? Is there appreciation & liquidity potential? I’m not looking to settle down, just replacing monthly rent with monthly mortgage & tax, and sell it when time is right

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Can I get in trouble if my landlord doesn’t cash my rent checks? I tried paying my rent via mailing a check to my landlord (in Florida). I keep asking them to confirm they received it but they don’t confirm. The bank confirms it was delivered. I don’t want them to think I’m late or something

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Any book recommendations for philosophy, psychology, and business? Or any book you read last year changed your values? Going to fly international, gonna read it on flight. 😍

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considering buying a piece of rental real estate in a different state NC and I currently live in FL. Would setting up an LLC be the best option to protect my personal assets? Best option and pls lmk if there is better: single member, SCorp elect, C, pshp. I am married and HHI 150k.

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How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

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Moving to the city and considering one of the Reside properties in lakeview or Lincoln park! If you’re at a Reside, do you recommend?

Let’s finish this up strong! What are your year-end self development plans?!
We have our last session of the year of our group/guest financial education cycles at our Downtown Toronto office this Saturday. We go through our first financial education session that we talk about basic to higher level of financial information; from saving, investing, risks and returns, registered accounts, etc. There is no cost and no obligation. If you are interested to attend in-person or via Zoom, let me know.

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Why are Cryptocurrency users often targeted by criminals and scammers. Particularly emails and text messages can prove to be incredibly harmful in this regard.

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Anyone else feel like being a lawyer is mostly calling other lawyers asking them to complete discovery they owe you and lawyers calling you asking you to complete discovery you owe them? And we’re just in this cycle of never being able to actually complete discovery we owe other lawyers because we’re on the phone asking other lawyers to complete discovery they owe us?! And on and on it goes...

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I feel insecure everytime I pay with my Amex bluecash everyday card.

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Does tiktok offer remote roles in sales? And meta is complete remote as well? AE here looking for a new challenge!

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What is 'Ee ESI contribution' mentioned in payslip, do we get any benifits from this?

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My only limitation are the need to sustain a life and time

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Buenos días mi gente!

Question: what is the most common micro-aggression you experience as a Latino consultant?

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I’m currently trying to decide between accepting two offers with different B4 accounting firms for Senior Audit Associate. They’re both being extremely aggressive in their efforts to get me to make a decision and I’m genuinely not sure which to chose. Has anyone experienced this in the past? I just want a few days to decide, but my phone rings at least once a day with someone asking me how I’m feeling. I’m also currently employed and working so I’m very overwhelmed as the calls are disruptive.

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Merry Christmas everyone ❤️❤️❤️❤️

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What is Sweden doing that US isn’t that is causing the us to be much worse? From the quick research I did online, bars have been open there and they just encourage you to distance. Are people just much more risk adverse and masks are enforced? Or are they not testing enough people so it appears the situation is better

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Wonder if salons and barber shops will charge a premium to fix my awful DYI haircuts when covid is over

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Just saying... 🤷🏾‍♂️

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If anyone is at the Bitcoin conference this week - feel free to hit me up. It is also streaming live I am pretty sure.

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Why are Cryptocurrency users often targeted by criminals and scammers. Particularly emails and text messages can prove to be incredibly harmful in this regard.

smarthelpfulfunny

Anyone tried being a mentor at any third party app? I wanted to check if becoming a mentor to college student as a part time (free time) thing is ok or not?

In our job agreement, it was written that we cannot take up any other work. I guess that is more for “working for other companies” right?

Hi Fishes,
I want to know about Trianz Company at Hyderabad. How is this company and what are the benefits they provide ? And what about the Job security in the company

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Looking for a referral for @ADP for Media Relations position. I have 15+ YOE in external/internal comms. TIA.

Hi everyone - I have experience in Investment banking domain and I am looking for a new role in Canada and would appreciate your support. I have experience in M&A, DCF, Buy side , sell side, Financial modelling, compliance, due diligence, Thank you in advance for any connections, advice, or opportunities you can offer.

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Anyone else feel like being a lawyer is mostly calling other lawyers asking them to complete discovery they owe you and lawyers calling you asking you to complete discovery you owe them? And we’re just in this cycle of never being able to actually complete discovery we owe other lawyers because we’re on the phone asking other lawyers to complete discovery they owe us?! And on and on it goes...

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Additional Posts in Personal Investment Chatter

Will appreciate your opinions. Family of 5, kids are in elementary school. HHI 210k, one income, one spouse doesn’t work. Do you think that buying a 690k house in such situation is a stretch? Second spouse is not employed and not clear whether will be employed (for various reasons). Not big NW, around 400k overall, no debt. The house is in a stagnant market (no real growth for the last 10-16 years) with high property taxes (this particular house has 21k tax) and taxes are likely to increase.

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As you all know the market has been on 🔥 lately. I’ve grown my portfolio to 350k and was wondering if I should ride out the market or cash out a chunk and purchase a rental property in Dallas. Is there anyone who has been in a similar situation and would like to share their insight?

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After this whole dilemma with FTX, I hope people finally realized to never trust Finance YouTubers for any advice. Got paid up the wazzoo to promote scams

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If you’re maxing the 401k starting at age 26 and Roth and have enough saved for a down payment to get out of renting. Am I in a pretty safe spot? People make retirement seem so hard that I’m wondering what more can i be doing.

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Looking to purchase home. My current rental lease ends in first week of September. Am I too early in looking for a home? How do you deal with double rent (rent + lease) if you close early. Any tips?

When and what is the floor for FB? It’s a blood bath

SOS. Wracked up a ton of credit card charges last month. Have three credit cards. One is fully paid off. One I can make the min payment. The last is Amex gold and I can’t pay it all down. What to do?

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I moved my IRA $ to my 401k but was left with a 34 cent difference by the time the transfer cleared. Do I also need to keep retransferring until I get to net zero? Or is that so negligible that it doesn’t matter? Do I just cash out? Not sure what to do here. Thanks.

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Has anyone bought an e-commerce business as a side hustle? Nothing crazy

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I don’t have a finance background and recently started investing in stocks and mutual funds (around 5K usd). I want to ramp up my investments but not sure how and where. Any recommendations for any books/subscriptions/blogs that can help me?

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What’s everyone’s best passive income strategy? Any tips/suggestions to share? Currently only relying on salary and looking to build more sources of income to retire early if I can!

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Happy Turkey day, Y’all! Has anyone had good success making $ trading oil futures, CL? Please share resources and lessons learned for a newbie interested in trading futures.

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Got an invite from Amex to upgrade my gold to a platinum card. The benefits seem solid but I already have CSR. Thoughts?

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How do you shop around for a tax filing company? I’ve started investing first time this year and would like to sit down with a tax consultant to file my taxes this year to learn. Considering H&R

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My kid wants to be an astronaut and we just signed her up for space camp. This was unattainable for my husband and I in our youth and we can do this in part thanks to great financial advice on this bowl and keeping goals in sight. Thanks fish friends!

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About to sell our house and relocate. Expect to receive 150-180k in cash which we will use for a down payment but until something we like comes up going to short term rentals. Where should we put this money for a few months

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Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

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Anyone use JPMC for banking? How do you like it? Thinking about taking advantage of their $500 signup bonus for checking and savings.

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We are looking for who can fit a position of online receptionist/administrative clerk we prefer someone from USA

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