What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Which credit card do you think is the best for ME consultants?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

Currently making 70K and I usually up my contributions each to start each year. I'm up to 10%. How should I split up my mix? Currently all in traditional.

Plan is to get this higher as I eliminate debt but 10% is all I can afford to do for now

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

25lpa in big 4 or 22k aed per month salary in sharjah with 4.5 days working in govt company which one is better ?
Have wife and kid with no emi and loan and living in own house in India.

For EESP - which is better share withholding or payroll withholding? Thoughts?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

How was your tax season?

I’ve worked for a medical consultant company in Houston the last two years doing various things from billing to patient care to even doing medical records request. I have been looking for a job preferably where I can put my masters in healthcare administration to use but most of the jobs I went to apply for I qualify for everything but the management and supervisory years.

Any MBB/strategy consulting folks open to referrals? Can give one in return

Need like for completing profile. Thanks.

What are the employee benefits if you join Lilly Bengaluru location.

Currently I have offers from 2 companies (say A and B), A is paying more but I want to join B (B is paying less but better brand). Planning to ask B to match salary that A offers. Have 2 doubts:
1) Does companies actually verifies the pay that the competition is offering? (Dont want to ruin my offer with A if B doesn't match the salary)
2) Will it impact my job prospects at A if it gets to know I tried to match their offer from a competition?
Pls help, TIA

Has anyone successfully moved laterally in an org to escape a bad boss? How did you do it and how did you handle any political ramifications? (cont)

Hello all, Mphasis reviews please. How are spotfire or other BI tools like tableau and Power BI projects there? How easy or difficult is it to switch technology and project there? How is the job security considering the current recession?

Can someone please suggest in what range does Barclays offer for a VP Role in the UK.

Hello i am negotiating a job offer in Toronto at the moment. I currently live in Montréal. What’s a reasonable salary for someone with 9 years experience in Toronto working for an international consultancy. Thanks!

Do you ever find that you talk to people outside of engineering about your job and they have no idea what you're talking about?

I am a mechanical engineer and people think that because I am a "mechanical" engineer like I fix cars. It is part of the career, but it is not the same thing. It happens to others that people confuse your profession, or it's only to me?

I’m completely new to Google cloud but I’m from CS background. I know programming, SQL, networking concepts, operating systems concepts etc. How long will it take me to prepare and pass GCP solutions architect certification? What’s your recommendation for preparing?

I am a Business Analyst. I have 10 years of working experience in India. In May 2022 I will complete MSc Business Analytics from Maynooth university.
In the past I have lead a team of analyst performing multiple activities like sales analytics, web analytics on Google analytics, I have also worked as a scrum master in certain projects
I have worked with tools like tableau, power BI and now alteryx any suggestions for the job role I should look forward to?

I have total 8 YOE (3 years in salesforce) current package is 8.5LPA. I have hike this month. How much I can expect?

How long we need to stay on the joining date at Wipro? Can i leave after 2 PM on joining day? What n all action will be required from our end? Can every action will be done by phone, if I am joining from phone?

When (if ever) did you start seeing your drill instructor as a real person who felt compassion for the recruits?

Any openings for OIC( Oracle Integration Cloud)?

Leave it to a 2% dip in a day to send people panicking lol

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Would you prepay your mortgage (2.75%) or invest? Would you refinance 15 year or 30yr? I understand that over a long run, you can invest the difference and increase wealth. But it generally takes 10+ years to break even. What’s your reason NOT to do the 30yr mortgage?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Will markets jump upwards the day Putin dies?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

SBE, ABB, or BLNK for the best bet in the charging station space?

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections