What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Fav intl ETFs?

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Warrants or shares and why?

Hi! Anyone attend law school part-time while working full time? If so, would you be willing to share the total debt you graduated with? I only ask because I have not been able to find any info related to this online (only stats on full-time students).

I will be submitting applications to schools in one month, but really want to gain a better understanding of finances during and after graduating from law school.

Any designers with ~4 years experience in nyc looking? Agency side but work is for a finance client. DM me for info and I’ll pass along books.

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

Anyone here refinance successfully with SOFI after I-140 was approved by I-485 is pending?

How much money do you have saved up?😳

Has anybody invested in Yamuna gaur city or planning to do so?

What am I supposed to do with a firms mandatory pension notice? $6B... okay, seems good 🤷🏻‍♀️

Or am I supposed to actually pay attention to something specific in the notice?

Why so red? Any stocks good to buy now?

Have a meeting scheduled with my boss tomorrow with no explanation. Think I’m getting fired because I’ve been making mistakes recently. I’m not handling this well and I’m feeling tempted to use. I know if I do get fired I’ll be a mess.

Do you think it is time to find another job when your PIC is a micro manager, never trained you when you got hired, expects you to know things no one ever told you about in the first place, texts and calls you in the morning with questions you don’t have an answer to (I work evening shift so I’m mostly sleep when he reaches out), assumes the worst about everything, plots against you anyway, lies all the time, they don’t even do their job, they leave their trash behind etc. gives me anxiety.

What’s the average monthly price of a valet garage parking spot in Lakeview East?

Any experience / recommendations for extended car warranty companies? I have a Volvo XC40 still under factory warranty with an engine issue that isn’t easily resolved. Making me worry about being without a warranty in the future.

Current firm : HCL technologies Tech stack : .Net Core Exp : 5 yrs
I have an offer from JP Morgan for same tech stack.

I want to know more about WLB and office timings at JP Morgan.

What do you suggest, as I have good WLB at HCL technologies.

Is JPMC going to start WFO all days instead of hybrid mode from next year?

Can anyone list down the companies that are providing permanent work from home to chartered accountants

Any Sales Leaders doing any of the following with their sales teams?

- Entering a new market.
- Entering an old market with a new product.
- Trying to focus sales efforts onto one objective.

I’m putting together a beta program that was successful for my current company and I want to see if it will help other leaders.

Let me know if this interests you below. Thanks!

Do you need a degree to get hired with a Pharmaceutical company? I have over 20 years plus in sales. I know I could be an asset to any pharmaceutical company.

For those who have passed the CIPM exam, what is it like (and how does it compare to the CIPP/US exam)?

How much does work experience impact your chances for MBA? Currently in a PMO function and the point of getting an MBA is to exit out lol

I am in the process of finishing up my MBA but considering also getting my SPHR or PHR cert. Is it even worth it or a waste of time and money?

Curious what other opportunities are out there for licensed insurance agent in P&C, Health/Life/Medicare. No sales.

I made it through the first 2 interviews and I think it went well. How long does it usually take to find out if you move on to the final interview round?

Who’s high af right now?

Anyone else watching the US Open this evening? Who are you rooting for? 🇺🇸 🇪🇸

Just gamed with some guys (freshmen and sophmore). I am almost 30 and they remind me of those old days. Miss those fun and young friendships. All my friends married and have kids now.

Is Ukrainian Village a safe area to live? I’m looking at a place near Western Avenue and have received mixed reviews.

In order to DM i need 11 likes. Please help me guys

Hi everyone! Looking to add to my library of business books or self-improvement books! Any suggestions are welcomed, TIA 🙏

Any thoughts of investing in gold or gold related instruments?

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

Grade my allocations!

VTI - 50%
VXUS - 15%
VUG - 15%
QQQ - 10%
VYM - 5%
FALN - 5%

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

Is ARKK still a good ETF to invest in?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Fav intl ETFs?

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

Used car prices starting to come down?