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Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
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soo my sleep schedule is effed up, i keep trying to wake up early-ish (7am) but i’m lacking motivation and i wake up tired 😴
i stumbled upon this article that talked about this book. we always hear about the “secret” of strong leaders is that they wake up early. has anyone read this/tried it out?
5 AM Club, The: Own Your Morning. Elevate Your Life. https://www.amazon.com/dp/1443460710/ref=cm_sw_r_cp_api_i_n2GdFbJJEFKSN
Rising Star
Rising Star
Decided to go solo fogo for dinner
Does 401k count as savings?
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Tip 1: It's SF or San Francisco, San Fran is a tourist moniker.
Look into Berkeley, Oakland, Emeryville, etc. definitely feasible there. SF is hard unless you're in Outer Sunset/Richmond, Glen Park, etc.
I would be careful living in the east bay if your clients or your/husband's work will be in the South Bay / Silicon Valley. East Bay only works if you will work in east bay or SF. I personally live on the Peninsula (San Mateo). My commute to SF is an hour door to door (probably similar to most further east bay locations like Walnut Creek or Pleasanton), and it's easy to drive to my clients in Mountain View, Sunnyvale, SJ. There's traffic, but far easier than driving from east bay because you'll need to cross a bridge.
I live in DC and am looking into making a move out there for my husband's opportunities.
Do you ask your clients how to do your work too?
There is no such thing as affordable if you must stay in San Francisco. If you are willing to commute from the east bay (Oakland, Danville, San Ramon, Pleasanton, Dublin, etc. you can find much affordable 2-3 bedroom house to buy or to rent. Decide what your criteria first, then look for the community where you can afford to rent. It's a matter of setting your expectations.
Mtn view,San Jose, Cupertino, menlo park
Both Berkeley and Oakland have areas that aren't as nice but it's the same as any densely populated area. With a kid, I'd look into North Berkeley/Albany, Lafayette, Orinda or Walnut Creek. The latter few can get a little expensive but are great places to raise a family
^True. My #1 nightmare is being staffed on a "local" project in South Bay. From Oakland, it's a 1.5-2 hour drive one way, and some of those projects want you in the office Monday-Friday
Good stuff. Appreciate all the tips!
You can get a 2 bedroom in Oakland for 3k. SF proper probably more like 5k. Following the one weeks pay rule you'd want to be grossing 250k minimum.
Depends on where your husband's job is going to be -- SF, Peninsula (Palo Alto, mountain view), South Bay (San Jose, etc), East Bay (Oakland, Fremont)? Like others said, if you want to live in SF proper, you're probably looking at $5k+/month. And agree with @D3 -- don't say San Fran.
My wife and I have a two bedroom apartment in the Richmond district $3500. Technically it's a 1.5 bed with a living room that has a partition which makes it a second bedroom
My friends just bought a modest 3B in Emeryville for $650K. I agree with the above posters recommending East Bay. Oakland/Oakland Hills, Berkeley, Danville, Walnut Creek
Noted: don't say "San Fran." It looks like East Bay is the way to go. I have a toddler so generally safe neighborhoods are a factor. Are there any areas/neighborhoods to avoid?
Lol @ affordable.