So I’m looking to buy a property cash and it going for about $500k. I have about 250k cash including 150k I withdrew from a commercial real estate investment and I still have about 200k there actively generating income but the contract expires august I’m already up 23% ROI, looking at 45% or more by then. Although the same company i invest in qualifies me for a line of credit 300k for 27% and I’m tempted but at same time, hoping a property doesn’t sell in 3 months is absurd. What do you think?

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What company do you invest in OP?

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I'm guessing you might also have some significant amount of money in the stock market. If that is true, you should look into borrowing against your stock holdings.

Yeah I have funds in stocks, I just want to limit the expense of this opportunity to just the investment and line of credit they’re offering. I intend to fix and flip the property so I’m still weighing options of waiting 3 months till my running investment contract expires so I can use the funds, that’s if the property doesn’t sell before then. Or I can just take the 300k for 27%.

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