Strategy I’ve been running courtesy of BC: long put on Tesla 5/15, long call weeklies at lows to delta hedge, sell at high and simultaneously avg down long puts cuz it’s about to blow anytime

We as the armed forces of the United States have a research department, but the greatest advances at the armament level come from private sectors, this could not be something counterproductive because if they sell a product to us, what deprives them of selling it to other countries?

Looking to buy 35K marriott bonvoy points. Let me know if anyone’s willing to sell?

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

Not sure if this is the right bowl, but how can international students effectively apply for paid internships or jobs ( public health ) with the hope of securing sponsorship to stay in the United States Post graduation and OPT?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Should I time travel? I’m so bored of daily play I’m eager to catch new fish & bugs yet at the same time, I don’t want to miss out on anything lol.

Thoughts on reducing 401k % during this bear market slash recession?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Mortgage rates already crossed 5% but the home prices not showing any signs of cooling down!! Any historical indicators where we may be headed 🤔

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

Has anyone worked on the creative team for Hilton corporate? As someone who loves travel (and Hilton hotels) this always appealed to me. Wondering if anyone can shed some light on the reality of working there.

I've heard of a few companies that are starting to add student loan repayment as a benefit. Any companies do this in advertising?

Thoughts on Dechert FRE (real estate)?

I canceled my Amex paid membership as we aren’t traveling for work yet. Have 100k points to redeem in 2 days. Don’t want to waste it on target or Walmart gift cards as they have terrible conversion rate. Any suggestions? May be transfer to Emirates points as I will travel to Dubai in a year?

Overheard at Tampa Airport: Final boarding call for Spirit Airlines flight to Atlantic City.

What's the best story you can imagine on that flight? 🤣😭

Crushed my final two interviews today. I will hear back sometime next week for a verbal offer for a Tech Solutions Consultant on the xWS team. Leaning towards an L4 but maybe they give L5 if the interview feedback was as good as I thought it went. Any thoughts on how I should negotiate base and equity? Maybe ask for sign on too?

how common is the 40x rule (landlords want you to make at least 40x the rent)?? i’m looking to move to nyc and want a studio, so narrowing down my search to find a studio <2k feels impossible, esp in a convenient location. any insight would be helpful!

Hi Fishes, I immediately need to switch my role related to Data science/ML/AI with good hike. Suggest some companies and ways. I'm willing to learn new things after deployment.

YOE : 1.5 years as Python developer

Skills : C, Python, Excel in writing SQL queries, Swagger, Microservices, PostgreSql Aws(Lambda, Api gateway, SNS, SQS), Angularjs, PHP.

When budgeting for a home, what is it typically based on gross or net? And what should prevent range be (from comfortable to overextended)?

Is it just me or are the cookies at 7-11 really good bang for your buck?

Any opening for marketing? I have 10 years of experience in marketing strategy & implementation. My precious firms include law firms and a public company. Any recommendations/referrals are greatly appreciated.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

For the folks who do freelance work, do you do more consulting / advisory (get on the phone and talk) or project work (deliverable based work)? What are your thoughts on a platform that focuses on video-conference based advisory work - and not the bid on project type of work?

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

My mentors (partner & senior) have scheduled a feedback meeting with me on Wednesday. It’s not just me, they’re scheduling meetings with everyone so I’m probably keeping my job. Thing is, I’ve been incredibly frustrated with the firm - I’m buried in work and billing like crazy, but there’s zero transparency on financials and zero communication on bonuses (...)

Do you always feel tired? How do you have energy for anything with this amount of work.

What firms do higher variable comp? I’m familiar with A&M’s model, but curious if there are others. Figure if I’m busting it, might as well get compensated for it.

8 year android. current 16 ctc.
ibm offer 7b and 20. is it low? can i negotiate without counter offer?

Hey guys, one question. My H1B will start on Oct 1st, and I am planning to visit my home country to get H1B visa stamp. I filed my amended state tax return a year ago and did not hear from them. Does it affect my VISA or entry to the US? Or should I call them to check the status of my status tax return? Please advice

Going to India from DCA (flights were cheaper) but I live in Houston. Flight from DCA is at 10 pm. Should I book my flight from Houston to DC the same day or one day earlier? Given the flight cancela.

Tagline for the Detroit Lions

Experts - I understand tha LEAPS help with liquidity amd magnify the returns but I am unclear what are the tax implications (Fed LTCG and state tax) when you are ITM and exercise LEAPS. Can someone shed some light on tax implications of the LEAPS? Thanks.

Bubble prediction. What do you think? -https://seekingalpha.com/article/4397584-waiting-for-last-dance

Playing some AAL $30 calls

Do we see opportunity in JNUG at these levels? Possibly 2 week call to get the rate cut effects?

Anyone buying any stocks tomorrow AM? If so what?

GmE up above 300 let’s go!!!

Mod suggestion: how about a weekend thread of wins / losses for the week and lessons learned + ideas for the week ahead?

10/23 Thread (BC):

JMIA is insane. Why is it only popping in the last couple weeks?

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

DOGECOIN to the 🚀🚀🚀🚀

Anyone in eBay? P/E ratio is ~7

What are some of your favorite strategies to use in VIX since it constantly decays? Bear call spread? Or is there something more profitable?

Earlier Gamestop was supposed to file for bankruptcy, now they could make many more file for bankruptcy.
Play safe!

11/27 Thread (General):

Thoughts on CSIQ? It is sitting near all time highs but has not jumped like crazy from pre-pandemic. It’s at a 25% premium. It has solid fundamentals. It may be a solid option after it hits the 50 day SMA.

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

Thoughts on Spotify after the dip?