Good traders tend to be flexible. I can make money in all kinds of markets, being a bull or a bear. Today was a headscratching day. We rallied a lot farther than we should have. We bounced in place's we shouldn't have. So, I have to ask myself? What the hell happened? While I made money today, I should have made lots more money. Remember the tip that markets don't count Pre-NY Mondays. If I decided to do my from last weeks low as opposed to today's low. I'm bullish. Additional info in reply post

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Today I’m thankful for Bitcoin, Ethereum, and Coinbase. (And this community too)!

I donated once to a candidate and now I get 3 messages a day asking for money. I feel like I'm in a relationship and I'm a sugar daddy or something.

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

What will be in in hand salary at 14.4 CTC? I have education loan as tax saving

I worked with a Junior AD that skipped college and went straight to portfolio school. I was mad resentful of him at first, mostly because I wish I would have thought of that and saved $100K.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Can I keep my ex-spouse in my insurance plan after our divorce?

Crypto market going 😜

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I think all frontline healthcare workers need to have their school loans waived, if they have them. (And yes, something for first responders/essential workers too. Like tax waivers maybe?) 🙏🏼

Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

I have dal 19 put 3/27. Loosing money there, should I wait out another day or two or cut my losses now?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

How does pwc’s wealth builder plan work ?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Huge delays in biometrics

Any idea what all features of screen tracking tool lti is utilising?

I’m a CFP® and work as a test engineer for financial planning software. I’m pretty new to the tech space, and wondering what jobs might be out there in the fintech space as I gain more software knowledge. It’s kind of niche working in financial planning software as my background is financial planning. What kind of jobs are out there that might translate well and would have good earning potential?

Trying to break into advertising, specifically copywriting.

Are there any programs, schools, or courses that I can complete online while also working full time? Thanks!

Currently interviewing for corporate development manager at a PE portco and would appreciate insight on reasonable comp expectations. TEV is ~$4b and they close about a dozen LMM deals per year. TIA!

Anyone heard of Ravencoin?

European folks, what INSEAD reputation in PE ?

Spending 3 days in Toronto for the first time, what are the must-to-dos?

As a SPED teacher, do you feel like your admin "gets" your students and what you do for them? If not, what would you like them to know?

Performance review is this week & boss already primed me (trice) abt a time mgmt/prioritization improve plan. I can’t begin to express (but attempt to in comment👇) how wildly out of context this fbk comes considering this flaming 💩 dumpster 🔥 of a workplace situation. Advice: - How do I get through BS mtg w/out hitting mgr w/a R/antiwork-style ✌🏻🖕🏻”bye Felicia”?! Ps. I’m an f’ing adult & welcome fdbk when it’s even mildly in touch w reality.

Does being good looking really help your career? Thoughts/opinions?

Hi Fishes , Good Morning ,

Am looking for QA openings (Manual Testing) Can you guys assist me ?
Overall exp : 8.9
QA exp : 6.2

Currently am working in healthcare domain and having EDI experience. Looking for helping hands. Thanks in advance.

How long were you a senior in FDD before things started to click? Really enjoying everything so far but feel like I am behind my peers. Been about 7 months now.

all - qq I’m currently on an LoA, stuck in India due to personal reasons (on F1 OPT) right now. I have a lot of interest in teaching kids online (coding and such), could I do non contractual job teaching coding online while in India with an indian firm?

Hi Fishes, Welcome to the data engineering Hive. Since we are growing it will be great if we can start with a brief introduction with this this thread. Mine is as follows

Company :- Harman international
YOE :- 6
tech :- AWS, Spark, Hadoop, airflow , Kafka , python , informatica, oracle, plsql ,sql

Taking Reg this Friday so wish me luck

Who are your favorite non-Union VO talent agents that you reach out to for casting submissions?

I find one of my clients breathtakingly gorgeous. I'm married so would never act on it, but it's noticeable enough to impact my behavior. I.e. this person doesn't have a ton of budget to spend with me, but I find myself going out of my way to help them because just wow

Is ethereum the new Bitcoin? Do you invest in it? Why/why not?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

JMIA is insane. Why is it only popping in the last couple weeks?

I’ve got cash that I want to conserve (for bschool) and my time horizon is 1 year. It is currently all sitting in a HYSA. Should I bother moving it to a higher return investment and if so what would that be? Thank you!

10/23 Thread (BC):

Question on option price in relation to theta, does the theta component recalculate each day, or it changes even every minute? Say if u buy and sell within a day, expect to lose some theta value?

all of my puts are taking turns and sometimes all together in toying with my back hole but diamond hands 🤷🏻‍♂️

What are some of your favorite strategies to use in VIX since it constantly decays? Bear call spread? Or is there something more profitable?

10/22 Thread (BC):

What happens if you sell a covered call far ITM for a large premium? Is the only loss your shares and opportunity cost once the option is exercised by the call holder?

DOGECOIN to the 🚀🚀🚀🚀

AQMS fam eating

Does Amc and gme close after today ?
What to expect next week ?

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Anyone: Thoughts on Cisco Puts?

crwd 4/17 $60 calls... you heard it here first

All the wsb stocks are pretty badly hit in the after hour action. More speed to the retail investors tomorrow

Is getting into ARK funds at today’s price a no brainer or still risky? Currently in VOO/VTI and Vanguard mega cap MGC/MGK. I don’t want to fall under the belief of historical performance guaranteeing future performance, but ARK is so appealing

Anyone in eBay? P/E ratio is ~7