When budgeting for a home, what is it typically based on gross or net? And what should prevent range be (from comfortable to overextended)?

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

My highest role was a Director of Business Operations(85k), but I am looking to get into sales just want a higher income for my family. Any advice so I do not start at the bottom? Looking to start yesterday.

Any referrals would be greatly appreciated.

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

If you could right now, would you buy a house in full cash or invest in the market?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Anyone knows what’s the best way to look up VC investment roadmap for maybe health tech or software focused VC firms?

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

Folks, investing newbie here. Planning on using the Bogleheads recommended 3 fund portfolio. Opened a tIRA with Fidelity and have been reading about their 4 fund portfolio which is in line with Bogleheads.
Question: I'm looking for a step by step video on how to go about selecting investment options. As a newbie, I know what I want to invest in, but I'm not sure how to do it. Any tutorial videos that walk you through the process? E.g.- click here to select, click there to confirm.

So. I plan to invest $100k new money and I want to know what stocks are looking the best. Esp considering future results from the vaccine...

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

Feel like I’m going to turn out to be a loser doing ID and be making crap money forever.

Does anyone have 120K bonvoy points they’re willing to sell? How much?

💳Credit card help💳 Starting a new job in two weeks. The new company does not give a corporate card, so I get to pick my own. If things were normal and I was traveling / spending as usual, getting the CSR or AMEX platinum would make sense. But with things the way they are, what should I do? Work related expenses will be minimal, but Im moving/furnishing an apartment so personal spend will be decent. TIA!

Any openings for Data Engineering profile?
Skills - Snowflake, AWS, Matillion, Airflow
YOE - 4.6

Hi guys,
How is the work culture at Tech Mahindra, specially for Business Consultants? I have come across a lot of reviews stating bad elbow and low job security. Can someone pls throw some light on it?

Hi fishes,
Anyone know what is subway account in Capgemini?

Which company to choose? I have offers from Target and Paytm.

5.2 years exp
Frontend dev react js node
Current ctc 11.2

Two offers in hand. What expected salary range i can say.

Does anyone else think Rolex should put display backs on their Datejust?

Hi everyone, I'm eager to get some B.A or Project experience, having recently achieved my certification in Agile Project Management and I’m looking for new opportunities as a Project Administrator or Coordinator. I am experienced in project administration, sales, and PA work. I'm especially interested if anyone has any roles (remote or hybrid) in the U.K. Thanks in advance!

What is your opinion on online assessments as part of the hiring process?

Can you please tell companies name which uses azure for their data engineering projects

Which branch of the military is the best?

What happens if you quit your job while in the process of getting a clearance?

How many physicians do we think use stimulants or other things to "get through day"

Question on sponsoring my sibling - If my Parents are US citizen and they sponsor for my sister who is married and age of 35. How long it can take for her to get green card?

When FAANG companies are hiring for UX Design positions do they count all of your general design YOE or only the YOE in a UX role ?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Any good HELOC recommendations?

Ideally 90% LTV, minimal closing costs, desktop appraisal.

A friend of mine is trying to evict bad Section 8 tenants in the Bronx. Anyone know a good lawyer that can help with this. Please DM, thanks

Where are you buying your kitchen cabinets? Used Ikea in the past but that's clear not going to work right now.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Hello Everyone, If you are a Real Estate Broker , Realtor or a business Broker please kindly send me a Dm

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Is it worth it to buy a “starter home”? Or should I rent and continue saving for a house in an area that I would want to settle down in?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Hi - any good books recommendations for getting started on real estate investing?

When did u buy your first house( such as career level, savings, family situation), and do u recommend buying when spouse’s job/income is unstable?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

I’ve got a partnership w/ two of my uncles. We have two houses on rent. we use the profit from the homes as a single pot where we pay for the maintenance expenses (different cash flow from each). We are close family and they trust my judgement. Another of my uncles wants to join for the next home we buy. How do we split/ allow their buy in to our partnership for the next home? I don’t wanna add extra accounting of maintaining expense/cash flow from the next one we buy as a larger group Thoughts?