Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

Anyone here into buying distressed commercial debt from banks and collecting on it or selling the assets?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Hi,

Can I pay full hra amount as rent to my parents to get hra exemption benefits.

HRA: 5 lakh

How do they check to see when or how much I gain on investments that I take on my brokerage account? I have never filled taxes nor really taken any gains from my account?

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Just got AMEX plat, need to spend the airline $200 in the next 4 days. Only one more flight, on Southwest so no fees there and apparently clubs now make you fly their airline to enter.

Any investment ideas outside of the stock market? Considering farmland but wondering about other options

About to have $80k to invest. Already maxed on tax advantaged accounts. I already own two rental properties and dont want more. I already have 3 months in a HYSA @3.5% and $380k in VTI VOO and some other mutual and etfs. I am not allowed to own crypto. I might want the money in a year to buy a house. What would you do with it?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

Is this the official Amex Fishbowl?

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

Wife is setting up her 401k through Deloitte (via vanguard). What are the most aggressive allocation options?

Anyone here is mining bitcoins on Mac?

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Should I buy more GME?!!!

Anyone from accenture capability network in sap s4? Please dm or comment. I have some doubts

I’ve been in the banking industry for about 5 years now since I graduated and I feel like this may not be the right industry for me. I have experience in commercial banking and commercial real estate lending. Where do people go after they leave banking? I’m trying to see how I can transfer my skills to another field.

What’s a good position for an Account Manager on the client side?

Any restrictions for federal employees from investing in stocks or using robo-advisors like Wealthfront? If it matters, it’s a non sensitive role at VA.

Is there a limit to HRA declaration for non-metro residents?

After HR discussion after how many days Hr release offer letter?

Anybody here an Account Manager at AON?

How do you like it?

What company runs the background check?

Hi,
I am about to join bain, i have few doubts can any of the current employees in bain help?

I have an experience of 11 years and getting an Offer from Flipkart as Operations Manager at Level 9. They are offering a jump of 40% to make it 28 LPA.

Is the exp vis a vis Grade Ok ?
Is the CTC ok or can i ask more ?

I am joining from Steel Mfg Industry.
Thanks in advance. Any comments are welcome.

I am looking for job advancement in production planning and control.
I have 14 years of Planning experience in fabrication industry.
Current designation-Assistant Manager

Ritz Carlton South Beach…worth it or nah?

What is the bonus structure like in Top Tier BB (JPM, CS, etc.) Private Banking Solutions (Investment Side) groups in NYC? Analyst, Associate level? Looking for a percentage range and understanding how it compares to IB/S&T bonus structure.

Laid off, 10 years exp, tired of acct management. Feel so lost. Don't want to go back to agency side. What should I do? I feel like 💩

Hey Guys,
Looking for a job in any established e commerce company as a Key account manager. I have 8 years of experience. Location - NCR
Please help. Thank you

Hey fishes! Can anybody tell me how is it like to work at Red Hat as a customer support specialist - technical for work life balance, pay, upraisal, learning Opportunities. Regards

Has anyone had a manager they just don’t vibe with/relate to? I’ve been trying to connect but I haven’t gotten them on my side yet. How did you manage to crack the ice?

Recommender asked me if I wanted to write my LOR and have them sign off. I don’t think it’s a matter of laziness but they wanted to be sure they accurately captured what they needed to. Would you just ask her to run a first pass and offer to review after?

Is it standard to display your gender pronouns on zoom/slack etc in business school? I’ve noticed this is ubiquitous at Haas, but wondering if that’s specific to them

I have been waiting for a month for offer from pwc ac... everytime i call they first said mapping is pending ..now they are saying we are uploading in workday. Any one here can u plsase help me underatand how many days still before i get the actual offer

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

25 yr old here with net worth of $140k and $110k salary. Starting small but want to FIRE. Is it too early for me to buy an investment RE property (while I live in NYC myself)? I saw another post of a someone buying a $140k property with positive cash flow and was inspired to try and do something similar.

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

How are everyone coping with the tech shares selloff? What a huge loss are we seeing in our stonks…

In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Any investment ideas outside of the stock market? Considering farmland but wondering about other options

About to have $80k to invest. Already maxed on tax advantaged accounts. I already own two rental properties and dont want more. I already have 3 months in a HYSA @3.5% and $380k in VTI VOO and some other mutual and etfs. I am not allowed to own crypto. I might want the money in a year to buy a house. What would you do with it?

the more I want something, the harder it is to achieve. anyone has this feeling also?

What do you want to do when you reach FI?

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

For all new home buyers, at what stage in the construction process are you experiencing delays? As per my builder my home is slated for Sept/oct '22 completion and the builder will be setting-up a pre-drywall inspection meeting for July 1st week. Wanted to get others perspective whether sept/oct '22 timeline is still a reasonable estimate (wanting to take a 180 day lock-in from lender)

Those who invest in residential real estate for passive income — looking back — what do you wish you knew before purchasing your first property? What would you have done differently?