Talked to two major Recordkeepers this week and both of them said they are pricing their record keeping for plans with $20MM or more at a loss right now. What does that mean for the long term of 401(k) record keeping?

You know it's bad when you start having dreams of yourself preparing tax returns! #WorkInYourDreams

Didn’t realize crypto had MLK Jr sales too! 🤑💰

Hi! Hows the new wk going??? Anything exciting?

My SO and I are touring a home tomorrow that we’re considering purchasing. With COVID restrictions + high interest in the home, we only have a 15 minute time slot to tour it. Suggestions on what things we must check out given the time constraint? We’re first time home buyers, so want to make sure we don’t miss anything critical during our tour

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

When you look at all these stupid ideas trying ICO, it definitely feels like dot com bubble 2 is approaching. I still think a bulk of investment is going to more legit ideas, but a lot of alt coins are gaining higher valuations. When do you think we will hit the burst? End of 2018?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Have 20k, what’s a good small business to start with this fund? Serious question here

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

Bought an apartment in Chicago. Best lenders? Got an15yr for 3.625 with total loan cost of $2k. Anyone hear of anything better?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

Any good book for learning about real estate? I live in NYC,23 and I'm interested in getting in it next year God willing...?

Looking to buy a house in Seattle. Will start search in a month or so. I know it's a competitive market and some people even say it might be a bubble. Any advice?

What does it really take to land a job as a pen tester/red teamer? I mean, if I don’t have the proven work experience in the function, what do I need to do to convince a potential employer to risk it?

What’s making those of you who want to go back to India want to go? I hear the work culture and bureaucracy there are the main reasons people come to the US.

Hi! Looking for a Cartier Juste Un Clou Rose Gold Necklace!

Selling a chanel mini in patent nude color. Has some ombre discoloration on the interior, some scuffs inside but overall still really good condition. Asking for $2500 plus shipping and pp fees. Comes with the dustbag and authenticity card. 25x series

Looking to buy a Celine Seau Sangle bag. Preferably back.

Selling Lululemon Everywhere Belt Bag in various colors. Message me if interested.

I feel like there are more people engaging on professional networking platforms (like this one) right now. I'm wondering what will happen when all goes back to normal. Do you think people will still stay this connected?

How long do you spend on monthly reporting for your clients?
My 3-person team spends about 15+ hours a month each writing monthly reports for our clients (99 small retainer clients). We’ve received feedback that they’re too complicated and the clients just want to know - are we on the right track, what action items are there, and what any next steps are in their strategy.
How do you simplify without losing value?

Is anyone working or knows anyone who works at Oysterhr? I've been looking at their glassdoor and it's full of positive reviews. I wonder what is it really like and also what is their salary range for project managers?

Looks good but I need some verification to know if this is not a sham.

💥Relocated to NYC and my real estate broker has said it’s been hard to book any showings. I’ve heard in this market, having a broker can hurt you because property owners prefer to not split the brokerage fee & go straight through tenants. Is there truth to this?😫

Remember this: you can only do one thing at a time. Make one decision at a time. Be in one meeting at a time. So for everyone overwhelmed about what they’ve got to do today, go out there and gettem!

Today opposing counsel contacted me to request an extension of time to file a discovery motion due to current shelter in place orders. Today was the last day to file - no prior effort to m/c. Cont.

Hi everyone,
Need an help in getting referred to a position in Wipro
Please help at the earliest,i have the relavant job ID.

Hi All,
I'm looking for referal in SAP Native HANA. Please help.
Thank in advance.

Anyone with Jamf certificates ? Is there any scope and opportunity for one who completed this course...

💲For those who DON'T think a six figure salary is possible:

👉Just ask for it. Really, you would be surprised. Might be easier to switch to a new company and ask. I did that 3 years into my career.

And 🛑 wasting your time at a company that under-values you severely. Sometimes switching companies every 2 years or so will allow you to keep raising the bar for yourself.

Graduating with my finance degree in about a year. I took a part-time healthcare position fill my employment gap but most of my previous experience is in manufacturing logistics and customer service. With my background, how do I break into a finance or accounting role? What positions do I apply for? I would like to make at least 45-50k a year min starting if possible.

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

I currently working as project coordinator (on-site) for 3 months 10hrs everyday with package $75k, I want to move to remote or hybrid work but I only have 8 months of experience from my previous employer and I have completed my master's in construction management in 2021. Should I stay in my role a bit longer to gain experience or I am not able to find remote or hybrid matching my profile. Your advice and comments are much appreciated.

Currently are we getting work from home for new joiners??

How is everyone approaching educating current and potential clients on the Secure Act?

Coming up on my annual review and I'm curious about salary ranges for those who work with 401(k)+ plans. I'm a CPFA, series 65, and previously held 6&63. I advise plans on investment selection, plan design, IPS creation, and meet with participants individually as well.

Does anyone partner with any 401(k) robo-advisors like Guideline, Vestwell, Human Interest, Ubiquity, etc.? How are they compared to more established 401(k) providers? Pros/cons to any or all?

What are your best and worst sources for leads/marketing?

What do you like/dislike about them?

I’m 9 years in. Currently taking the educational requirement for CFP through American College. I feel like I can’t focus because I am not really learning anything. Any tips to keep eyes on prize?

Best place to work as a retirement consultant? Empower, Fidelity, Vanguard, T. Rowe, Lincoln, etc? New to field and want to get a sense of where my salary is at compared to competitors.

Wondering what the industry average is for a client facing support role to a 401k Advisor? We help with 80 401k plans with assets over $250 million. I have my series 65 license and I feel as if I am under compensated for my experience and being a licensed rep. I have been with the group for 2.5 years now. Thanks!

Please ask more to join. Would like to get some more feedback from other Retirement Plan Consultants. For example:

What recordkeepers do you find to be easiest to work with and hardest to work with?

What is the future value proposition of the 401k Advisor in your opinion?

I am potentially able to get in front of 4-5 of the “right people” to potentially take over some 401k plans. I have never ventured into this area. Any suggestions on where to start for...continued

I currently use adp platform, reach out to me. Bill 6314129500

No pitch, just some research for a client of mine.

Aside from referrals, what is your biggest source of leads?

Facebook?
Google?
Physical Mailers?
Radio ads?
Your own radio program?
Something else?

Welcome to the Retirement Plan Advisors Bowl. The goal is to give advisors of Retirement Plans a place to discuss the challenges, opportunities, and daily ins and outs of working with all types of employer sponsored retirement plans.

Has anyone used the Warton Group to purchase 401k leads? How was your experience?

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

What is the best setup for Retirement Plan Advisors? RIA? B/D? Hybrid? Other?

Where do you need the most support in your RP practice?

For those who cold call on 401k plans, what is your approach?

What are you doing to ensure profitability for small plans with limited comp?

Is anyone familiar with Wharton Group in Florida? Is this a scam?