Those of you pursuing FIRE while having one or more kids - how did your spending change once your first child was born?

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We had to double down on getting serious about being frugal and creative when we had our child. I think a lot of lifestyle creep comes from trying to keep your kids happy and entertained. We found a lot of creative ways to do this on a budget. But it definitely took a lot more work and mindfulness.

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Our daycare now offers all kinds of extra options, from Soccer to a performing arts thing. We’ve decided rather than have them do it all, they’ll need to pick and choose some.

I spent around $40k on each kid per year just on activities, sports, etc. 5 kids here

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Our spend pre-kids was about $60k.
After the first kid it went up to $80k, and after the second it went up to $110k.

Most of the increase in spend due to daycare costs; kids clothes / food / toys can be as cheap or expensive as you want it to be.

Post-FIRE our spend increase to $150k but that’s because we now spend 4-5 months slow traveling across different countries in Europe / Asia with the kids.

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Yeah same as most other responses, spending went up but I also look at it positively, kids helped me balance the future looking frugality with the live in the now for overall better life balance.

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Congrats on the upcoming little one! As others have mentioned, daycare is pricey esp in higher COL locations. I think we started closed to 28k year at newborn daycare and are around 25 now, it got slightly cheaper as they got older. Probably another 250-300/mo in activities like swim class and sports. Our hope is that we are able to save 50% of the daycare expense once kindergarten starts only paying for after school care, but who the heck knows. Other than that, spending has pretty much stayed the same. Maybe a little less dining out but travel gets more expensive so it all balances out

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Super helpful perspective. Thanks!

Appreciate the insights, y’all. Our first is due in January and trying to set expectations ahead of time :)

Look up daycare costs. Ours was $30k per year. We could cash flow that fine, but a lot of people can’t.

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