Has anyone bought a commercial space and eventually rented it out that resulted in a positive cash flow? If so? In which city?
I’m on a visa in U.S and looking to potentially invest in commercial spaces rather than residential places.
Age:25
T.C: 102K

Thoughts on SoFi bank?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

It always seemed like real estate was one of the safest things to invest in. Then the crash of ‘09 happened, and the market bounced back for a while. And now we’re in… whatever this is. It just seems surreal.

Anyone preparing for Australia immigration? Where are you at the process?

Hi Fishes, Is it possible to process h1b as cap exempt if I had worked on USA in h1b status for few months and if the visa is expired now, once I join a new employer.

Holding H1 stamped visa but haven't travelled yet and expired. Am I eligible for Cap-Exempt from India ?

How long it takes for cap-exempt to be processed these days in normal processing ?

Does H1B transfer in India need stamping again? Please let me know

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Columbia MBA Students - what are your living expenses (not including rent and utilities) like every month? Just trying to get a sense

Reporting your shares to independence reporting. Do you guys actually follow through and not trade restricted stock? If you have a separate brokerage account, what’s the risk? At what level does it matter (manager, senior manager, etc)

This one is for folks on h1b visa. So at time when you have an offer in hand(not accepted the offer yet and h1b transfer process not yet begun) while you are working with your current employer, do you even speak to your employer about your new offer to see if they make a counter offer?
Is there a risk involved with this approach assuming your current employer doesn't provide you with a counter offer and they ask you to leave immediately (and your h1b visa hasn't been transferred either)

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

How did you get into real estate?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

folks on H1B - have you worked remotely from outside of the country, but not your home country? is this legal?

Is an electric toothbrush worth it?

Hi Guys can anyone refer me for the position of data and analytics analyst Job Identification NO :210362477..THANKS IN ADVANCE!

How tf is that a no investigation on turn 7??????

I'm looking for a job change into asset division or a non sales background. If someone can help? Thanks!

CohnReznick is looking to add some
Managers and Seniors to the
Transactions team. You have the
ability to work remote 100% of the
time with no travel. We have offices in
every major city. Very reasonable
hours, great offshore team, easy to use
databook and report templates, large
sign on bonus, very large performance
bonuses, and salaries that match the
Big 4. DM me for referrals.

How many days Deloitte India takes to release offer letter. I tried to contact HR she said that they are trying to get approvals and it is in progress. It's been a week that i have uploaded my docs.

Joined Deloitte india in management consulting in Oct. On bench since 6 months.
Does Deloitte lay off if bench period is extended??

Do you know of a strictly remote graphic design position? Preferably not UX/UI
Wanting a positive environment that expresses appreciation towards employees and isn’t too high pressure. (Unicorn 🦄)

Haha it's a mix of product management, project management, product development, consulting work, technical stuff, analytical stuff. Literally anything the project needs to succeed haha

We are a midsized Healthcare provider with around 900 employees. We are in the market for a new HRIS. We want as close to an all in one solution as possible. We currently use a combination if iSolved, iCims, and timestar. Anyone have recommendations?

Was laid off 3 months ago. Just got a verbal offer from KPMG Program Delivery Services, that is almost 10K lower than PwC. Recruiter said my asking number was out of range. Any tips on what else I ...

Ratings on three projects - 3,2,2. Utilization - 90%... Proposal hours - 15... Firm activities - 43 hrs... I then get a YE rating of 4 😕 ... How worried I should be regarding the layoffs???

I might have to move in March and looking at how these prices currently are, this is crazy 😭
Got to spoiled with the covid prices

What is the starting salary range for M1 with PWC Advisory in Consumer Markets group ? What type of signing bonus does PWC offer ?

Dear folks,

Did anybody join Virtusa recently in Level-2 designation in JPMC?

Can you let me know if they have provided any laptop? And also what kind of experience are you having while working in JPMC? Is it good?

I’m at PE ops but I’m interested in deal work. If recruiters reach out to me before my 1 year mark should I take them or wait it out? Worried about how it’ll look on my resume as a “job hopper” or if my current team will be upset

Any manager present here ??
My current CTC is 8.5 lpa , YOE - 5.5 and i hve an offer of 18lpa
Thing is I want to get retained by Wipro, can Wipro retain me with 13 or 14 lpa ??
I want to know from manager perspective how they retain someone

How do you tell your boss that their work is sloppy and doesn't make sense? They sent me something to proof read before he presents today, and there are spelling mistakes all over and...

What’s your FIRE target age (where you no longer maintain a salary job)?

What’s the strategy for planning to support aging parents? My mom has not a penny to her name but does live in a mortgage-free home. My siblings are worthless so it will be on me to support her.

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Just got hit with the $550 CSR fee. I don’t really want to quit it; I just don’t want to pay as much. Is there a way to get it lowered?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Have 20k, what’s a good small business to start with this fund? Serious question here

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Investing beginner here. How did you learn? Any resources that I could read/watch would be helpful. Thanks

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)