Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

I just got a new job offer (3.5 YOE, strategy at late stage startup) for $125,000, sweet benefits, and $60k stock options.

I already notice that I want more despite not even receiving one paycheck. Previously made $85k.

Why am I like this?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Hello fishes, can we buy land/plot to save long term capital gain tax?

What do you think on buying JPM, WFC, C now?

What are some of the investing must-reads that you'd recommend?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Personal finance book recommendations?

Have you received the salary today? Got the mail now but no credit yet in account 😕

How much are you paying for rent (and where) vs how much are you making?

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Any other fish just own one pair of jeans? I usually get 4-5 wears before a wash. I had more pair when I was younger. I’m thinking this is probably outlier behavior.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

How do you identify potentials in people?

Has anyone ever tried to use their PIV card to book the GSA rate for a personal hotel stay

I write economic loss reports. Am I allowed to give a redacted sample of my written economic appraisals to a recruiter? If so, what specifically should I redact.

What salary can I expect as a Manager 1 in Accounting Advisory in NYC at a mid-tier firm (GT, BDO, RSM)?

Any coat recommendations? Looking to spend under $400 mid/long length in a dark grey or black. Never bought a coat before looking for something good quality that won’t break the bank

Recs for gaming chairs? I would use it for work too (long hours working). Thanks!

What is a good conversation value for IHG / holiday inn points ? Is “13k points for $100 room rate “ a good deal ?

I'm fairly new to the industry and I'm having a hard time getting comfortable during showings. I get nervous and stumble over my words. Advice for how to get more comfortable and confident?

Does Deloitte India give 25 k for mobile phone not the USI one but Deloitte India

Who is in the dental field?

Any choice Marriott properties in NYC? Hard to distinguish what's a good pick. Trying to stay below 300 USD a night.

Hi Fishes,

What should be the CTC for Senior Product Analyst Role in Global Risk and Compliance (GRC).

Having Total 9+ Yoe

What kind of day rates are ACDs looking at for broadcast freelance in LA? Asking for myself

Any Recruitment Project Managers willing to share salary and location (even East Coast, West Coast, etc,)?
Thank you !

Anyone here can refer me to python development in amdocs. Please let me know

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Have 20k, what’s a good small business to start with this fund? Serious question here

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

What’s the meaning of life before FIRE and after FIRE?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?