im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Trying to buy a new personal laptop. Would MacBook Air be sufficient or should I look into other options from Apple. Sole purpose is managing my coins on a personal machine and other crypto stuff.

Any rental property investors here? Looking for recommendation on good areas to invest in. Primary goal is income, cap appreciation is only seconds.

Thoughts on TWTR earnings? Picked up some weekly calls when it bottomed out on the Trump news. Typically don’t like to hold thru earnings, but it has 🚀 up.

I should just quit and sell cryptocurrencies full time. It would probably be more lucrative and less boring.

Today, I officially have enough money to pay off the entire balance of my student loans. Won’t pull the trigger until SCOTUS issues a decision, but having the ability to do so is such a weight off my shoulders that I had to tell someone.

What are the companies providing personal loan at the minimum interest?

An undergrad relative of mine just received an offer for 65k in Raleigh NC. Is that a good amount for a genZ without student loan debt to live comfortably off of?

I’m current a DI employee and I’m filling form 11 right now as a joining procedure for another firm and it asks two questions: 1. Whether earlier a member of employees’ provident fund scheme, 1952
2. Whether earlier a member of employee’s pension scheme, 1995
I know the answer to 1st is yes, but what about 2nd one?

hi how much is the max LTA exemption? i have declared for 52k this year.

How do you get past the 10th mortgage? I’m trying to buy an 11th property and I’m maxed out. Has anyone been in this? How did you manage?

Someone told me Bill Gates was one of the biggest land owners in the US, does anyone have an idea about how much land he owns and where it’s located?

I'm switching jobs and considering whether I want to roll over my 401(k). I have about $220k in my plan. Considering rolling it into an existing Fidelity IRA with a balance of about $50k. Since October of 2020, I've paid about $880 in "plan administrative fees" to my 401(k) provider as well as the fund expense ratios.

It looks like Fidelity does not charge administrative fees on IRA accounts, so that seems to make it a no brainer, plus the investment options are much broader.What am I missing?

Thinking about refinancing my mortgage - will my taxes increase (as a result) as the current value of the house will appraise for significantly more than the purchase price (is the town made aware)? Also, are housing inspections typically common when going through the refi process. I’m a rookie on this one - thanks for the help and guidance!!!

Something that no one is talking about. Taxes being due next week. There were big gains in 2019 that need paid for. Never a better time to sale at a profit now in other stocks to pay for the 2019 tax bill. On top of all other headline risks.

Dogecoiners/cryptogeeks trying to buy doge coin before the weekend. Don’t even come at me with “don’t tjme the market”. It’s gone up quite a bit throughout the day. Should I wait for it to drop a little? Or go now

Any realtors worked through the 2008 recession? What was it like and how did you handle it?

What are other folks’ student loan breakdown? I have $13k frm undergrad, $17k frm grad school, $121k frm law school for a total balance of $171k bc of interest accruing for so long. I’ll finish paying off my Bach and masters soon, but those law school loans ain’t goin nowhere no time soon smh.

80k usd,Ohio vs 30LPA in Pune,India? I don't plan to settle in US for long term. I can see myself saving around 20LPA if I remain in Pune. Wanted to know how much can I save if I move to US.
Will travel alone ,no family.

How to make fake rental reciept .. I would like to show rent paying to my father . For HRA ..

I came to the office this morning and got that “I don’t want to be here” feeling. 🙁

Anybody know any remote reinsurance roles?

Looking for any insights on an HR Scorecard metrics and build...what types of metrics do you measure, how information is captured, and tips on visualization of the data report out. Thanks in advance!

Would it be a smart idea to put 80k on a investment property in today’s market
Or should I wait for the conditions to get better? Today, house prices are relatively high and properties are selling ~20k over listing price. I am not sure if waiting will help though.

Property in Maryland Gaithersburg, DC commute.
Return would ~11% on 80k accounting for taxes, insurances, 5% vacancy and 10% emergency fund.

Thank goodness I only have one C-Corp... good luck everyone.

Got RFE for my H1B extension. I94 expiring in March. I believe I get an extra 6 months grace period if I don’t get approval till then, right?

Anyone hiring and entry-level developers? Graduated last year and have 1 year of experience. I also am international so not allowed to apply to government jobs. Would truly appreciate any help :).

Finance and production and admins don't get the pay or the perks of creatives and strategists, so why should they be expected to do their own work AND now step up and do this too?

Any partners on here willing to talk about the staffing issue/great resignation that is occurring and your ideas for a solution?

Anyone know how deflationary pressure would be avoided if a fixed supply crypto currency—such as bitcoin—were to actually become widely adopted? Feels like deflation would run rampant over time.

Guys I really wanna quite smoking.. But not able to start... I am going into too much and caught...

Anyone have any genuine suggestion or help from outside...

Hi all

I find my counsellor non cooperative and doesnt help with me with any of my concerns.

Whom should i reach to speak about it or speak about changing my counselor so that it doesnt effect my coming appraisal.

Much thanks in advance.

Does anyone want to meet up Wednesday 9/28 or Thursday 29 in Chicago? I’m thinking 4-6 men and 4-6 women to balance it. I can help coordinate

Anyone at A&M want to refer me to cfo services?

Has anyone ever been a victim to a team member’s jealousy? I have this person on my team who tears apart my work in front of all the creative directors. It makes me look bad.. I can’t help but take her comments personally. I can’t help but think there’s some jealousy- she has so much energy to rip someone apart. Everyone else complements my work but I’m afraid to mess up and have her call me out in front of the directors. I feel like the whole time I’m just playing defense. What do I do?

Going to Burgandy in a few weeks. Any tips on wineries to check out?

Hi all! I’m a recent transplant to the USA, foreign qualified in New Zealand. Worked on global issues with counterparts across the world. Have experience in startups, international contracting, litigation and foreign policy. Finding it hard for someone to take my experience seriously. Ideally would like to work in-house as I have experience. I’ve interviewed with a few tech companies with global offices but nothing has progressed. Am now reluctantly sitting the bar. Any advice?

Just got dinged from my dream job

Feels bad man

Does anyone work in Deloitte’s Oracle practice and would be willing to connect?

As the year wraps up, what % did your total net worth rise YTD? Btwn earnings and market and crypto, my NW is up 25-30% this year

Who’s on their way to FAT FIRE?

Hi everyone, I’ve seen a ton of posts recommending bogleheads. Would you all be willing to attest to it personally and share what kind of growth you’ve seen by following the simple three fund philosophy (or bogle’s philosophy as a whole)?
New investor here, a lot to learn so thanks for all the resource you all share.

I missed all of the market rallies due to restrictions at my old job and personal stupidity/FOMOing into crappy investments.

But I’ve moved to a new job - any advice on capital allocation for a 24 year old who’s making 250k, with 125K in NW? Obviously still in a great spot but am definitely behind some of my peers who’ve already become millionaires…

Well my work gym just added Peloton and I just got my Peloton last month. I really love it so far. Not sure if I should return it now that my work gym has it? Also, I don’t plan to be with my work after summer hopefully. So maybe I should just suspend my subscription for now?

Anyone tried being a realtor on weekends?

Has anyone taken a mini retirement ( 1-2 years off)?

Has anybody used personal capital advisors? Is it worth it?

If you were living at home with a paid-off car, how much would you sock away in your emergency fund?

What’s your retirement withdrawal strategy? Age, $$, reinvestment into other instruments (life insurance, property, trust…?)

I find this bowl both inspiring and depressing as I’m at the lowest of lows in financial terms of my life. Ugh.

New to MBDR, topped off pretax 401k today and will get full company "match." Going forward I plan to do after tax contributions, does it make sense to change investment direction to money market to reduce the likelihood of nondeductible losses or taxable gains between dates of contribution and rollover?