Related Posts
Can I get a commercial loan without 25% down?
Anyone knows about the base for chase PCA?
Additional Posts in The Real Estate Bowl
Can I get a commercial loan without 25% down?
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.



So you are somewhere like Nashville or Charlotte. How much is the lot? Lots of investors have a lot of money in real estate. Historically it’s less volatile than stocks. Raw land is always more speculative than buying a house but 2028 isn’t that far out and if this is the right lot for you then buy it. If real estate crashes 30% in the next 3 years you still made a fortune on your existing house. Stop thinking about it and move forward.
Subject Expert
Buying land is typically speculative… there are a lot of unknowns, including school district performance… will you even want to move in 2028… if there is a downturn, it’s, in many cases, followed up with (or preceded by) a softening housing market… so there’s a potential that your stuck with a piece of land that you don’t want, and can’t get rid of…
My goal is not to talk you out of it… just noting the risks…
We bought a piece of land (5 acres) just north of us, which was a part of a former ranch, a few years ago… fortunately they have started to break ground on a housing development on the adjacent land… so we’re going to wait for the area to begin to flourish before selling it to a developer…
I've felt major uneasiness and am really getting cold feet about moving forward and tying up our assets in real estate (we paid cash) with so much economic uncertainty. We will still have significant liquid assets and a lot of money in the market (we aren't retiring for 15+ years), but for some reason I can't shake this feeling. Thoughts on the real estate market and investing in real estate generally at this time? We have about $1M of equity in our current home (bought in 2019 and values have skyrocketed) and have a 3% mortgage, but I would really like to get the entire $1M out and couldn't do so if there is a major downturn that's still impacting prices in mid-2028.
Think it as diversification. I am a real estate agent and own both- stocks and real estate. There are always buyers for real estate if location is good and you know how to sell. There is no guarantee of stability in stock markets as well. Always have emergency fund for a year and term insurance.
Subject Expert
Always buyers?… while that may be true, it’s not always under positive circumstances… case in point the Housing Bubble…
This is for me. What is your household income and how much in savings?
Dang what our your careers?
I have 6 multi fam properties. I had the exact same feelings before closing for each one of them. It’s normal. Just think why you decided to do it in the first place.