What exactly is SF city option/MRA? Seems like free money from an employer who contributes to it for health insurance expenses but not sure what the catch is and how its different from an HSA or HRA

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I have no clue how it works but I’ve noticed that those without Kaiser insurance have gotten thousands funded to that while I have only gotten $3.

It’s a tax that your employer has to pay if they meet certain criteria. Also your job title and pay also pay a role in there (If I remember correctly). I didn’t know I have one until they send me a letter there is money in the account which is like couple years since my firm put the money in. Best way to find out is to sign up and see if you have money in there or not. This thing is crazy man. The item covered under this extra cash is a lot.

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