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Hi,
What will be the in hand salary for this?

I’m currently working in Citi as an AVP in Mumbai for the past 9 months.. due to personal reasons I wanted to move back to Pune (I have worked in Pune for last 8 years before coming to Citi) so I landed up with an offer from HSBC into Wholesale IT (GCB5).
My current Fixed CTC in Citi is 26.5 excluding PF and Retrials and HSBC IT has offered me 30.5 for the same and said they cannot increase further as am moving jobs in after 9 months which is too early..
Questions -
Have I been low balled?
Does jp Morgan provides headset too
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I attended an interview and did assignment for Multimedia designer role 15 days ago fo BMC team at EY GDS, still not heard back, interview was positive and assignment is also good. HR's don't reply to email and don't pick calls, should I keep hope or forgot it? I'm just asking for feedback because I have put 6 hours hard work in to assignment.
Senior Art Director - Mid november to mid Feb

Is simplify healthcare is good company to join?
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