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Opening for Change Management _ Bangalore (Perm with Netconect Global)
Experience required for the Job: 4 - 6 years
Annual Salary of the Job: 0.00 - 6.00 Lacs
Job Location: Bangalore/Bengaluru
Skill - Change Management
Band – B5
Location – Bangalore
NP: Immediate to 30 days
arya.m@netconnectglobal.com
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What’s BCG digital ventures comp model like?
Making plans for that year end bonus!
Publicis Sapient Hi Everyone Please help to decide which is best between thse two offers.
Year of experience - 1.8 years
Skill Set - Big Data
Publicis Sapient 16.10 CTC
Impetus technologies inc 15.5 CTC + 2 Lakh Joining Bonus.
Need suggestions as its my LWD today please help.
Publicis Media Publicis
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How is the job security within Coforge?
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yes, worth it
Do it! You can also refinance once the interest rates normalise in a few years
It's worth it, I got a place, I pull home 2700 per paycheck and my mortgage + HOA + utilities are ~3k a month. I definitely have less disposable income, but its worth it due to the fact I can sell it down the line
How 2 become house poor 101
Do it. Just did the same thing. While scary, it’s rewarding to know your monthly payments are going towards building equity. Sure life style will change a bit but it’s a small sacrifice for getting your first door. Can even end up renting it out or sell down the road. Not to mention tax benefits from interest payments.
Naw dont throw away 3 years of your life to buy a house when the housing market is already on the edge. Leave it for a year
Contrary to everybody else — don’t do it right now. Property values are going to sink in the next 12-24 months for a few years since the market is saturated rn and overvalued and we’re looking at a recession. Also rates are super high at the moment and are expected to continue to go up for the next 6-12 months. Wait.
If you’re in the UK, the sentiment is the same as the US/North America. If you’re in the Euro zone then perhaps you’re right, idk much about eurozone housing
Is this extra lifestyle money, or core survival money? What is your opportunity cost? Could you do something simpler with the money?
Committing even 30% of your income to housing is outside of normal middle-class living ratios. If you are considering this an investment, then ask the hard question, "can I afford to lose this money, or hold out for 10+ years of recovery?"
If you accept that housing should cost less than 25% of your income, then you are proposing 5-35% of your income be tied up in this illiquid investment. And it requires your parents to be pitching-in as well. Sounds like an over-extension. The payout could still be worth it to you. But the risks are also very real. At this level of leverage, you are talking about more than lifestyle inconvenience.
Home ownership comes with plenty of overhead, commitment and uncertainty (for the next few years at least). Does this plan include those costs and risks?
worth it 100%
I bought my first house at 23 but my mortgage is about 20% of my take home salary (LCOL area). Absolutely 0 regrets and I’m going to make a pretty profit when I’ll sell. 60% is too high IMO - your youth is when you’re going to want the extra cash to blow on stupid things.
Take your parents’ generous offer and buy another place more within your financial boundaries. You will appreciate the breathing room one way or another.