Associate Consultant

My age: 42, Spouse: 53. Spouse retired. Current real estate value - $6 M (Net after loans is $4.5 M) Combined 401K/IRA accts = $1.9 M Liquid/short term assets: $250K.  Net Monthly income from rents $10K Monthly expenses $14K. $4K shortfall after rents Estimated future income: Spousal 401K draw in 6 yr (~$5K/mo) Spousal pension in 9 yr ($5K/mo) My MD pension - 9 yrs to vest, 16 yrs to draw- ~$5K/mo My 401k draw - 17 yrs - $5K/mo Options: Retire in 6 years, 9 years or earlier. Thoughts?

The question is healthcare a right or a privilege? What do agency folk think?

How is KPMG's expense policy and phone benefits? Pwc is EP is super chill and phone perks are amazing and Deloitte EP are the best but shitty phone perks from what I hear and EY blows period

Can you tell me how much salary you earn (ANNUAL) and what’s your 401k contribution (per PAYCHECK) !? Just want to get an idea if my contribution is very less or okay. Mine: 137K, $368.

Just curious - what’s your effective tax rate (fed+state+SS+med)/(total comp). I’m in NYC - all those taxes add up to 38% of my total comp - not including 401k contribution and insurances.

pre-tax, roth or after-tax 401K? I'm 22 with no student loans. Any input is appreciated

Accenture people: new hire here and don't understand how per diem works. Is it not just added to my paycheck for every day I am on the road?

Wth did I just buy a $24 cocktail when you know damn well you don't get per diem on Fridays 🤦‍♀️💁

Big 4 Health Benefits - who has the best? Please give details

Why does the Big 4 pay their consultants so much less? Is it because our margins are lower or because of the partner pension plan?

Should I choose to go into an industry that is “perfect for my background” or into an industry that I am interested in? My background is healthcare/life science but interested in commercial banking. Compensation and job security are my top priorities.

People who do compensation/employee benefits consulting, what’s something you were surprised to learn through your job?

Deciding between Deloitte and EY. Both M1 positions with the same base compensation and signing bonus. MCOL city. Deloitte would be in the Ops Transformation practice and EY would be in Tech Consulting (both focused in the industry I specialize in). I know the bonus target at Deloitte is significantly higher, but other than that what would the major differences be? WLB, culture, exit ops, benefits, etc.? Thanks y’all.

What are the benefits (if any) of working at Oliver Wyman, Kearney, Accenture strategy, EY-Parthenon, Strategy& etc. Instead of MBB?

Does Deloitte Consulting cover annual membership fee of professional organizations ($100-150/year)? Called benefits and they suggested I ask my RM and counselor....🙄

Just accepted Mckinsey associate role healthcare practice 155k plus bonus, 20k signing from Accenture

Has anyone taken a job with the US government? Serious replies please. I’m striving for a job that enables me to leave my work at work, but still pay me a reasonable salary and provides benefits

Everyone happy with their health insurance? Monthly premiums are high, insurance deductible is high, and co-insurance blows.

What are the best EY benefits/tricks nobody knows about?

American flight got delayed for more than hour.. can I ask for compensation ??

Anyone in Toronto and thinking about moving out of the city too? Food scene is still great but with so many places closed or restricted and growing popularity of remote work as a more long term thing... The benefits that used to be there, simply aren't.

For people whose initial visa’s were filled under premium and you got an rfe. How long did USCIS take to respond?

What does the compensation trajectory look like at Oliver Wyman from post-MBA onwards?

Travel Thursday. Who else needs a drink? 🍷🍺🍸

Lot of flights delayed at ORD! Such an amazing Wednesday. 🤣

Has anyone ever had a project go completely wrong? Wondering if anyone has consulting horror stories to share.

Can anyone tell me about the standard setting group at the big 4? i.e. who sets trainings, writes papers, etc.? I'm a nerd at heart (nonbig 4 PA) and very curious. Would they ever hire outside people?

Anyone have the inside scoop on MediaCom? Currently a director on the tech side of the world. Considering a company change. Too many layoffs and people leaving my current company. Depressing.

What exits could be expected for a technology transformation program management internal consultant (with XP in highly technical subjects like cybersecurity) in the finance industry, after 3 YOE? Product mgt. in startup/FAANG, strat/implem consulting in MBB/BIG4? Asking before I accept a graduate position offer

Has any Indian living in the US on H1B applied for Global Entry? Any complications or advise?

FWIW pregnant ladies, my OB told me to stop air travel and to avoid those who have been traveling for the length of the coronavirus incubation period. Curious what others have heard?

Help! I need resources, ideas, lessons to teach math virtually on zoom. I teach special Ed to 1s-3rd graders! Any ideas will be much appreciated 😁

Looking to lateral to MBB and got MBB case interview soon, what type of cases/case frameworks should I be practicing, how do they compare to Big 4 case interviews?

This project started at the height of covid and lately I’ve been feeling like they unnecessarily staffed this project or seriously overestimated the work being done. The project leadership is all over the place, tons of changes in scope on top of overall project ambiguity from our and the client side, and there’s been a bunch of what I think is pointless busy work to justify hours charged. I’m ultimately lacking direction and motivation on this project. Is this normal for the time we’re in now?

Does anyone have experience doing a “Situational experience” interview with McKinsey? It’s for an expert role and the interviewer is a partner (final round). This is in addition to the case interviews.

I’ve been feeling incredibly burned out lately (as many of us do) and trying to decide if I should take a leave of absence or sabbatical type of break. I had 2.5 years of exp in strategy consulting and 2.5 years in BizOps at Big Tech. I want to take some time off to relax and reflect on what I truly want for myself for the next few years and try to learn new skills like UX research or Coding. Is this crazy or something that people have tried to do in the past?

I feel so irritated. I don't care if I work late or weekends because I know what I signed up for, but when I say that I need to work, my friend replies with "🤡" or "🥴" It's my life so I don't know why these reactions are necessary. Our jobs aren't apples to apples, I have a quicker TC trajectory, even if I don't make more yet (he's older), AND most importantly I enjoy my job. But I feel so crappy when he says this & pretty much says I'm stupid for working this much and bugs me about my bonus

What are the cons of Fidelity zero expense ratio funds? Are FSKAX and FZROX the same with the only difference being ones 0 ER? Why would anyone get FSKAX in that case?

Can anyone share any examples ways brands announce/reveal a packaging redesign or identify refresh? press release, via social, entire campaign, all, other? What is considered best practice?