What stocks are you adding in this dip.

I am planning on purchasing a home in the next 2 yrs. My intention is to take 10k out of my 401k to help with the down pmt. Thoughts on instead pausing 401k contro to save directly? 401k contro/month $360 (me); $90(employer). Currently 27 w/ 15k balance. Only 40% employer Contro vested. Pros & cons of each approach? 401k invested in S&P 500.

In your opinion which is the best target fund to choose in IRA Roth?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

Tempted to buy 1 BTC ..

Ladies: (no wrong answer) When considering the finances of a potential boyfriend, which is more important to you:
A. his current income;
B. his current debt;
C. his current savings;
D. his current investments

Keep in mind, I am not excluding all the more important factors in picking a partner, I’m just curious about this specific consideration.

Refi student loans now to 2.33% 5 yr variable? Will rates go down further this week/next? Talking about $144k that’s currently at 4.71% 10 yr fixed.

Hi All,
I recently learned that we can get our PPF limit from 1.5Lakh per year increased and so does it increase in 80C. Is that true? And if yes, how can it be done?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

What is the most difficult part of buying a home for the first time?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Lease on my current vehicle ends in a few weeks. Do you think auto prices will drop and financing will become free in the next little while?

Should I hold off and Uber around until the drop?

Thoughts on UBER stock price? Likely to remain flat or possible dip with uncertain market?

Have a bonvoy credit card for many years. Never used the free night redemption. Anyone have luck extending a free night from a precious year? Thank you

What is the average salary for 9+ years experience at C1 at Capgemini?

Who’s the best sound designer in NY

What’s DDB like these days?

Looking to pivot into healthcare consulting. I come from a MHA background with a two year Administrative Fellowship following it. Any experience breaking into one of the top consulting firms with this type of background?

I challenge each of us to find one thing to be truly thankful for. Please post a description, or photo of this thing in the thread below.

And GO!

Has anyone hired a consultant to find them a practice to purchase? I'm not asking about the big players like KMG or Succession link.... I'm asking if you've worked with an individual contracted consultant... If so, wondering how the experience went.

For those in private, how was bonus this year?

Bench ka Kya system hain bhailog capgemini mein?

Any tips for job searching while currently employed? I'm finding it hard to have the mental energy to job search after a long day at my current job (I've been leaving at 6-7pm often ugh).

How is Data services (DATA) BU at LTI? Getting designation for Senior Data Engineer.

How is the ABSA project in LTI for java developer.?

When is WFH ending ?

I keep fighting with the product managers on my team, who keep assigning me new features to build without checking first if I had the bandwidth for it. How do I communicate this politely?

Guys, I am looking for a project in RPA technology. I have basic knowledge in Uipath and Automation Anywhere. Any leads please DM me.

How do people feel about weddings on Friday night?

I have been in Recruiting and HR for 11 years and thinking about making a career move. Ild love to hear from anyone that’s made a career move from HR to a different role.

For all of the negativity out there I thought it would be nice to see some of the amazing things happening around us: (I’m in the US so that’s where my examples are from.)

Is it beneficial to have health insurance from both spouses, vs choosing the better one and opting out of the second? Why/why not? This seems like a silly question, but it’s our first time with both of us being staff in a decade. We have a kid, if that affects your answer.

Are there any good agencies in NJ? More for branding and packaging?

Dow is looking strong for short term. Any views ??

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Nifty reaching ATH but portfolio still at low 🥲

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

How much you made this month?