What is the most difficult part of buying a home for the first time?

As a professional working in US with H1B visa, what are some ways to have multiple source of income besides stocks?

What % or amount do you aim to save every month, and what have been you most effective tips at decreasing your spending?

Anyone joining PWC KSDC and attended independence checkpoint webinar? Or anyone who is an employee currently who can help me.. where to fill PPF account details?

Cheapo apartment to pay back loans, or slightly more expensive one for comfort. I am so scared of being fired.

Thoughts on buying an investment property in the LA/OC/SD SoCal area? Prices are pretty high but feel they’ll only go higher if I keep waiting.

Just wondering how much is a good portfolio return on investment. I started investing in equities around 6 months back and have around 20% ROI.

So are there any members of this thread that manage retirement plans?

I'm new to cryptocurrencies and looking to get involved. Every article I read mentions to "do your own research" which I obviously agree with, but how do you all do your research? I'm not very techy

Did I see that there’s a CSR (not preferred) deal with 100k points being offered right now? I see the preferred with 100k but I feel like I saw something about the CSR with 100k and would like to find out if that’s true/how to access the deal

Is a move to Dubai worth it? Currently in the US (Pakistani background - but my whole family is in the US). Thinking about relocating with my wife and 4 year old just for a change. Looking for warmer weather + more savings + and just a lifestyle change. Thoughts from anyone who’s made a similar move?

As someone new to the working world should I put money into my 401k? I see people talking about how the economy is making them lose money in their accounts and I don’t want to be throwing it away.

Newbie here …, would like some advice pls

I have a rollover IRA (from old company) that has approx 150k in it.

I’m reading about the mega back door, does this mean I can convert all of that to a Roth IRA?

It sounds too good to be true? What am I missing here ?

Hey everyone, looking for advice. Thinking about taking the next step in my relationship 🙂. Thinking about buying a ring. Thoughts on lab grown vs earth diamonds and places to buy in DC. TIA!

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

Hello fishes, can we buy land/plot to save long term capital gain tax?

I am going to join big4, what should I do with my current 401K money, transfer to new firm or roll over to IRA? What are some pros and cons? I am working on H1 so consider if I might have to go back to India before 59 years of age.

Making the move to NYC to begin my career in Management Consulting (making $110k). Some friends of mine have suggested living in Manhattan (East Village, etc.) at least the first year, but I know rent is more expensive compared to areas further out. In your opinion, at what point does the $ difference matter?

How do you make sure you’re getting a good deal when buying a property?

How is commuting from Evanston into Chicago (the loop)? Specifically, if you don’t live in walking distance to the trains in Evanston is there parking at the train stations or is there a bit of walking from the parking to the trains? Just trying to figure out commute time if we I were to buy a house in Evanston not near the train. Thanks!

D Fed Manager 1 salary? Base+ bonus in consulting (S&O)?

Does anyone work at a boutique real estate firm in the northeast? Do you like it?

Any tips for leading remote concepting sessions?

What is the variable pay of IQVIA for band 140? Is it 5% or 10%or more?

Help! Any nurses in the DMV who can recommend a quick ( need it yesterday) BLS card provider? The guy I used to use for BLS training stopped during the pandemic. Any suggestions would be great! THANKS 🙏🏽

WHERE IS MY RAISE

We're hiring a remote Salesforce Technical Lead! This is a hands-on developer role leading client projects. Let me know if you know anyone who might be interested!

Please give me remedies for acid reflux. Tums just isn’t cutting it anymore. Did anyone else have really bad acid reflux and do something/eat something/take something besides tums that worked ? Looking for a miracle here. Third trimester and I’m just miserable all around so any relief even just on the acid reflux part would be life changing at this point!!!

Those of you that love your job, where do you work? I’ll start - I have a part time job at a medical cannabis dispensary and love it - I finally feel like I’m really helping people.

I've received offers as software engineer role at:
1. ICE Mortgage Technology
2. Credit Suisse
I want to have some work on cloud. Which one is better?

Hello Fishes,
Got offer from below companies. Please suggest me to choose between them in terms of work life balance
1. Renault nissan(RNTBCI) -9.5LPA ( 5% variable )
2. Tata elxsi - 9.6 LPA fixed
3. Johnson Electric - 10 LPA fixed

Tech stack - Automotive software development
YOE - 4.2

Thanks in advance

Who’s a little fired up after that “working differently” e-mail. This shit is pushing me to the brink.

This quote: I work hard so my dog can have a better life.

Looking at litigation boutiques in Dallas and Houston and there’s a lot of chatter about LPHS—anyone have any experience with them?

Is there delay happening getting offer from IBM recently ?

Hi Fishes,

I have my joining with Deloitte India tomorrow. I have still not received any onboarding link.
Can someone help me with when should I be ideally receiving the link?

Thanks in advance.

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

When you tour a home for the first time, what things should you look out for or remember to look into? My husband and I are touring this Sunday and I've heard too many horror stories about bad homes dressed up as lovely ones. Any advice is appreciated, thank you.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Recently divorced. Never really done any buying of anything non-apparel without my ex-husband's "help." Now I need to find someone to help me through the process so I need to get a realtor. I'm terrified these people will rip me off or try to screw me because I'm new to this. What should I ask a realtor to really vet them well before hiring? How do I know they're legit? Should I ask for referrals/reviews?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Any recommendations for buying agents in Massachusetts?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

List your % downpayment for your first home

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

That couple who asked for cash for their mortgage downpayment at their wedding is getting a lot of shit but I feel like that's honestly really smart. Why not ask for what you really need? Especially with prices how they are and only getting worse.

Guys I am planning for a business to set up in my spare room(Completely new home). Please suggest some ideas like renting a room, converting room to photo studio or so on. FYI I can’t do airbnb in Anaheim California as doesn’t allow short term rentals due to competition for hotels.

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Thinking about using my VA loan in a few years. Any advice?

Any recommendations on a good water softener system (4 people)?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?