Hi All,
I recently learned that we can get our PPF limit from 1.5Lakh per year increased and so does it increase in 80C. Is that true? And if yes, how can it be done?

You think bitcoin is too high at 4200?
I think it's overshot in the interim /short term but on an absolute long term hold probably cheap
But obviously no cash flows or assets to value so difficult to put a number on it. But I could probably see it going to 20,000 long term. That would make it a 250bn market cap, which is 5% of the 4T FX market. Maybe that's too much - thoughts?

I’ve been trading options all year on Robinhood. Also have long term equity holds bought over last 2 years. Is there a simple way to see my realized gains or loss for the year? I know the paper value, but not sure what has been resized. I do 10 trades a week so would be miserable to try to add up. Thanks!

Want to buy a house in bay area? Is this a good time? Thoughts?

Anyone have any juicy below the radar SPACs trading @$10-11 they like? I’m holding FMAC, EQD, APSG

I want to make my money work for me and investing in index funds seems to be a good first step. Anyone have any good books/research websites to recommend for investing in index funds and/or other financial instruments? Would also appreciate advice anyone has for a first time investor who is terrified of losing money to the market.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Who’s bought long term care insurance? On your own vs through employer, and what type of policy? At what age?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Do I have good approval odds for Chase Sapphire preferred? My credit scores are
TransUnion- 738
Equifax - 732

It's been 13 months since my first credit card

Any comments or better alternative cards?

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

Any good non-tech stock buys?

Lost a lot in doge after panic selling and then Musk happened.. how do I come to terms with my losses! 😓

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Noob question: I exited an ETF position on TDA however the funds aren’t available for me to plough back in. Any suggestions on how long it takes for a trade to settle?

Please suggest some good banks for mortgage rates. First time condo buyer.

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

FDD people who are not interested in pursuing the partner route, what would be the best title to exit? Senior/Manager/Senior Manager?

Random question but do you let your kids hang out in your bedroom and use your master bath if applicable? My kids always seem to want to use our bathroom instead of theirs and my spouse doesn't care but I grew up with my parent's room basically being off limits and think I'd prefer it that way.

Hi Fishes, I got offer from IBM but the notice period during probation is mentioned as 90 days?
I heard it's 30 days in most of the cases and after completion of probation it's 90 days?
Can you please advise? Are there any special cases where it is 90 days during probation?

I am looking to make a career change to HR. I currently make 75K as a sales and development coach. I had a recent offer for a state government position in a talent acquisition role but I’d be taking a $25K pay cut. I am extremely over qualified for the position but it could possibly be a stepping stone and gives me the time to acquire SHRM certifications and possibly start taking classes to get my MBA. My question is those currently in an HR role, would this move make sense to you?

How much should be the salary for an events manager in FL? I handle global events

Hi Guys, I'm looking to switch my job but not getting any calls since last couple of months. Can anyone please refer me ?
Current position - QA Engineer
YOE - 4+ yrs
Notice Period - 60 days
Preferred location - Pune, Bengaluru, Remote
Tech Skills - Postgre sql, Python, software testing, manual testing.
JIRA, Bugzilla, Postman API, Katalon, Zephyr.
Regression testing, black box testing.

Hi fishes, I just joined PWC SDC kolkata, so how is the work culture and the work life balance here...any insights!!!

Hi , I got a offer letter from EY gds , where they have mentioned service line as consulting. I am a Java developer, any body has any idea how is it ? Need some inputs about the type of projects , work culture etc

Best way to prepare for SHRM ?
Any tips or resources that helped you pass the exam?

What interesting questions do you ask to get to know someone?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

$25k budget, build your best 3 watch collection. Thoughts?!

My initial hypothesis:
1) Omega Speedmaster Pro
2) Rolex GMT Master ii (batman, ideally)
3) IWC petite prince

Rolex owners: How often do you recommend taking your watch for service? Taking mine today after 8 years. The AD wants at least $750. Is that about how much it typically runs?

Can the H1-B extension be filed when I am not physically in the US ? I am currently impacted by the travel ban and not sure if I will be able to travel to the US before the current visa/petition expiry.

Hey
Anyone know the role of Research Analyst in S&P Global?
And work environment??

Tis the season: If anyone is cleared and interested in a referral to ☝️, please feel free to reach out.

Do people know if the big 4 are all wfh and onboarding that way as well? Or have they started setting return to office dates?

In case anyone needs help with their Tax returns, please feel free to DM me.

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

Could anyone please tell about NPS CCD(2) ? Is it paid by employer? What needs to be done in this?

Hi Fishes,

Anyone knows any CA who can help me in saving TAX by showing in donation or Other deduction.

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

Please let me know how to claim (whats bills needs to be submitted) exemptions for Special Allowances.

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

Hi Fishes,
I started my job in 2020. I haven't fill ITR till now. My CTC is below 5LPA.

1. Can we fill the ITR for previous years? If yes then...Will it cause any issue?
2. What would happen if I start filling ITR from this year only and skipping for previous years?

Please suggest and guide

Guys can anyone help me to get the best refund or filing for tax for 21 LPAfixed 26LPA CTC.
I know my in hand salary will be 1.3 by any chance can I make it more ??

Anyone opted for NPS Employer contribution, is it good for tax saving? Is there any maximum limit to it? Does employer really pay it or deduct it from our CTC only?
Please help.

Whats the max of monthly rent has anybody shown for HRA deduction 😅

How to bring tax liability to zero for 15 lpa ctc?
Can I claim hra for less than one lakh per FY and Maximum housing loan benefits?

The rental place and property under loan are in same city.. Parents stay in rental ( I pay rent) and I have purchased new flat in same city for myself.

Hi,

Can I pay full hra amount as rent to my parents to get hra exemption benefits.

HRA: 5 lakh

Hello people,

Need some inputs!

When I file my ITR, it is auto-populating the 'income from other sources' by 40k and increasing my tax liability by 10k however form 26as shows no tax liability.

Should I edit the header to Rs. Xx which is below 10k hence tax exempted and stick to info as per 26AS?

Thanks a lot!

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

Hi All,

I want to know if it's a good idea to foreclose a home loan, I have like 14 lakhs for 11 years... Initially it was 28 lakhs for 30 years, I brought it to this amount in 2 years. Unable to weight the pros and cons. Is it good to foreclose or leave the loan to go on and start investing the money

Can we pay rent to our parent?
What if my parents are in other city and I am living @ my company's location which are 700km away from each other. Can I still show that I am paying rent to my parent?
Please help as this is my first time coming under tax slab