We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

I am underpaid almost 30% in cyber security field how can I explain manager to increase my salary actually for some reason I don't want to Switch for next some months and I got to know from one trusted person in company our manager have forwarded our 4-5 employee name for appraisal due to many employee leaving company so should I take counter offer and show them before appraisal mail come or after appraisal mail ??

What is average salary for P4 in LTI ?

Hi Fishes, I have two offers
One from PWC INDIA and another from Accenture..
Salary is more or less the same from both
Which one should I join as a developer? Please suggest

What should be ideal expected package for .net full stack developer currently having 8.5 LPA ??

What should I expect during my call with Deloitte’s recruitment advisor? I received a verbal offer last week, and a meeting invite this week with the advisor. Is this typically where salary and signing bonus are negotiated? If so, can anyone share insights into the typical base range for experienced hires going into Consultant positions (2yrs experience w/ undergrad)?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

how much package should 8.5yr be getting

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Hey there, new and curious fish. Are you considering a position in pharma? Worried about how creative you can be? Thinking if the salary is worth it? Ask your questions about entering the world of healthcare advertising here and we’ll answer.

Hi all,
Wanted to know the range of salary for consultant specialist role? Yoe 10+

Hi folks,

If a person resigns on April month when yearly reviews are going to happen and bonus are being sent out.
So, can he get the performance bonus because he served the last whole year with dedication?

It would be helpful if managers can answer this because they are the people who approves or decline this request.

How much are you charging for trust administration? % or hourly?

Hi Bain’ers, It will be super grateful to know what is the entry level package for a Manager in non-consulting role e.g. PPK. For reference, YOE - 11 yrs, 34 LPA fixed is my current package, not a manager.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

I have submitted the BGV details on the link shared by HR.
When can I expect the salary discussion with HRs?
Are they really listen about the salary we are asking.
How long will it take to get the offer letter from now?

Does KPMG send you a rejection email? Did my last round last week Friday and haven’t heard back. Followed up with the recruiter and she said she’s following up with the team

Upto college, I always thought "9 to 5" was a standard work day. When did it become "9 to 6"?

Anyone working at Riot Blockchain and can tell me more about this company? How is the wlb there? Does this company have future?

What is the hike for 1st bucket for BNY Mellon India?

Do you have a movie you could watch over and over again? I have a lot, but lately it’s Ready Player One and The Martian. Easily seen both 10+ times.

Please help with 11 likes. Thank you

Epam vs Neudesic which one to choose??? Role devops 4+ years of experience.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Partners: we've heard a bit about your income. Can we talk penalties: internal review failure, PCAOB failure, massive losses, lost clients, ethics issues ... How do the firms handle these?

I'm unemployed and my lease is up soon and I have no idea what to do. I don't live near family and my dog has behavioral issues and I've never been so stressed before in my life.

4/4 Thread (General):

Hi sharks,
Is anyone from Talent Acquisition in Kolkata?

What have people heard about Blue Crest Capital Management? Is it a good place to work?

Anyone else juggling having kids at home during the winter break and trying to work from home around your SO (who is also working from home). The holidays are always SO hectic at my place and I'm feeling like a failure, my mother was a perfect housewife and I'm far from it lol. Other parents struggling with this?

Dow is looking strong for short term. Any views ??

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Nifty reaching ATH but portfolio still at low 🥲

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

How much you made this month?

What stocks are you adding in this dip.