We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

So...bonus was abysmal and I whined...but I had no idea that the profit sharing would be even more pathetic. Fuck this shit.

How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

What credit card do you use?

$DPZ 370c 3/27

What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Anyone who sends some money monthly to their parents in India? If so, how much $/month. I send $2.5K each month but trying to figure out if there are better way to invest that sum here in the US than just to put that money in a Fixed Deposit in India.

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Looking to support a new APIA founded startup? Well look no further!

Have you ever found something online and thought "... if I buy this, what about my anniversary gift, that trip to Europe, the car I always wanted..."

Well I have and founded Okane (money in Japanese 🤑)

Okane is a free Chrome Extension that focuses on goal-based budgeting. We track your wealth and help you save for your future goals while avoiding impulse purchases, right as you shop online. ( okane.crd.co)

Lmk what you think!!

Hi everyone

Is there any disadvantage if I get relieve on Friday compared to on Monday?

What I am thinking is I will be loss pay for sat and Sunday?

Actually my last is 27th
I asked for a week early relieving so thinking about this.

Thanks.

Is it possible to apply for a home loan in the US for a property in India?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

HYSA anyone recommends?

What is a normal comp package for Google level 6 Cloud partner services?

Hi Fishes, I am working as a Senior Manager in Sales in an edtech startup in Noida, it was quite a great journey. I have learned a lot, its been 2.4 years i am working here and got promoted twice here.
Now i am looking to switch to an MC to explore new culture, learn new things and work life balance. Looking for a job in Noida or WFH. Please help

I have worked in marketing for about 6-7 years. First few years were in social media management. My goal is to work at a big tech company.

I’ve heard mixed results about the ROI of earning an MBA. My near future goal is to move into a Marketing Director (or senior manager) role.

1) How much does Google, Amazon, Microsoft, etc. value MBAs in the hiring process?

2) Anyone currently working at the companies above with only a BBA?

Current situation: Marketing Manager, 90k, NYC.

Can anyone shed light on the job hierarchy at u.s.bank associate>director>VP. I am trying to understand the hierarchy of the director role. Secondly what would be a average pay for digital analytics director with tableau/power BI and python ask? Glassdoor has an average so want to confirm same offering from experienced employees? This job is remote in the US.

Looking for a VR engineer to collaborate on a project with. Must have 3-7 years of experience with product design. Partnership option will be available immediately. Must be willing to sign NDA.

Have opportunity to work in my firm’s London satellite office for about a year and a half, and then come back to NY headquarters. In good standing with firm and have M&A and capital markets experience. Did not start traveling abroad until my bar trip (did not grow up with the money for trips like that) and think it would be a good personal and professional experience. Any thoughts / advice?

Wanting to leave Life Science/ implementation work behind and do something new. I need a challenge. Okay w ops roles. Over 6 years of consulting and about 10 years total work experience.

Just moved to Denver and looking to make friends! I'm a (25M) who likes all the normal Denver things (ski, hike, bouldering). Let me know if you know anyone in a similar boat!

Anyone recommend a good started set of clubs? Going back to the game after 7-8years, so not sure what’s good these days to restart.

My bad if already asked - would be great if you can redirect. Thanks!

Anyone at Davis Wright Tremaine and know if they hire remote paralegals on a full time basis or iy through the 6 month contract?

What's the avg salary for a Client Executive role? (Verizon)

Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

What stocks are you adding in this dip.

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

Nifty reaching ATH but portfolio still at low 🥲

Dow is looking strong for short term. Any views ??

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

How much you made this month?