We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

I am curious how Onesource Income tax stacks up against it's competition.

Are we on recession? My portfolio is super down - low cost ETF investor here

Is it possible to buy a new luxury German sedan car with 30k budget?

Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

What are some of the investing must-reads that you'd recommend?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Has anybody invested in Yamuna gaur city or planning to do so?

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

What is the best way to handle group financial consolidation in a multinational company?

Decided to payoff my mortgage.

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Going through the apartment hunt. What're your best sources/websites for (maybe for Cambridge/Watertown or quincy areas)?
Have only ever used craigslist in the past.

How do you prioritize skills?

Why does CGI never call me? It has so many business analyst openings, i applied no calls at all.

Any MAnager or SM in this group? Can comment ?

Hijabi challenges/experiences in workplace?

Any good/new halal spots in the bay?

Just came from a salatul janazah.. 😢 😔 😞

Is it permissible to work at a VC firm? From what I understand it should be because both parties are taking risks.

Job offer… I’ve been offered a Client Service Associate role at JP Morgan (UK) and my expectations are around £35k but HR have said it’s around 32-33 and will get back to me next week. Are JP Morgan any good at negotiating? Is this a good starting salary for an associate level? I have 5 years experience in financial services. Thanks!

Getting bullied by people way above my pay grade. Ended up working under a boss from an old shop who didn't like me then either. I have a gut feeling they trying to fire me or ruin me. What do I do?

The old administrator at my department won't allow me to write on what I want, even though I thought that was implicit when I joined. Can I push her to allow me to take control of my research?

When do you think associates are usually let go in small practice groups that are currently being overwhelmed with work? Is it when it starts to slows down or when they already have a candidate to replace you? Just trying to figure out how long I have after annoying a partner 😂.

Do you shoe check others at the office?

Hi please advise

can join client organisation; will their be any conflicts with current company?

Do you guys wear winter jackets over your suit coat? It feels super uncomfortable, even the nice Calven Clien type coats

What are the companies I can switch from Eli Lilly? Can I try for product based companies like Amazon and Uber?

Hello! I’m up for a promotion and obviously am going to bring up $$. What is an appropriate amount to ask up for when you’re promoted to the next level? 15%?

Hello, I have accepted an offer at a competitor company and sent in my resignation letter. My start date is 5 weeks from now so I put in my end date 4 weeks from date letter was signed. The manager said I had to leave the job in 2 days and the company can only play 2 weeks of work. Is it normal how they do that?

What stocks are you adding in this dip.

How much you made this month?

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

Nifty reaching ATH but portfolio still at low 🥲

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

Dow is looking strong for short term. Any views ??

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!