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Hello All, I have one question. I was a fresher and joined one organization as external employee with third party payroll. I worked as external payroll for 1 year then I became permanent employee of organization was working. When i was a fresher my salary was below tax slab so my external exployer did not generate any form 16 for me. When tried to switch my new organization wants me to submit form 16 as BGC process. Will my offer get reverted?Cognizant Tata Consultancy HCL Technologies Accenture
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Don't look at houses outside your budget or get good at diy
Buy a 300k home with a lot of land and dedicate a lot of time to diy projects to get it to your desired layout!!
Change your mindset on what makes a great house. A great house is one you can make memories in, not the one that has the devor of today that will change in probably 10 years or so. Or skip out on buying a house now, save until you can afford the house you love. But in today’s world, buying a house is more of a luxury than an expectation. Being mobile to move around sometimes more valuable
Google how to become house poor
Mentor
Figure out the steps to get from your $400k “starter home” to get to your $1m home. That will probably take at least 2 “hops”.
This is the “start with a paper clip, trade up to get a car” problem. You will probably be buying a fixer upper and adding value to trade up to another fixer… etc etc…
Start with something small and cheap, maybe a $150k condo in a working class area and focus on paying it off quickly. Do this once or twice to create a monthly rental income for yourself where it is pure income outside of condo fees and repairs. You'll eventually get to your goal. It's a long game but if you're in your 20s or 30s now, you'll be comfortable in your 50s. Take advantage of the energy you have in your youth and hustle hard.