You can only afford houses in the 200-400K but your taste is in the 800k-1M range. This might sound like a silly question, but truly, how do you deal with that? I need a change in my mindset.

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Don't look at houses outside your budget or get good at diy

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Buy a 300k home with a lot of land and dedicate a lot of time to diy projects to get it to your desired layout!!

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Change your mindset on what makes a great house. A great house is one you can make memories in, not the one that has the devor of today that will change in probably 10 years or so. Or skip out on buying a house now, save until you can afford the house you love. But in today’s world, buying a house is more of a luxury than an expectation. Being mobile to move around sometimes more valuable

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Google how to become house poor

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Figure out the steps to get from your $400k “starter home” to get to your $1m home. That will probably take at least 2 “hops”.

This is the “start with a paper clip, trade up to get a car” problem. You will probably be buying a fixer upper and adding value to trade up to another fixer… etc etc…

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Start with something small and cheap, maybe a $150k condo in a working class area and focus on paying it off quickly. Do this once or twice to create a monthly rental income for yourself where it is pure income outside of condo fees and repairs. You'll eventually get to your goal. It's a long game but if you're in your 20s or 30s now, you'll be comfortable in your 50s. Take advantage of the energy you have in your youth and hustle hard.

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