First time homebuyer here. Any good 101 course which covers end to end of home buying. I know there are few government affiliates who offer in person courses but am looking for an online course.

What are some personal finance actions that, if needed, must be done by end of year? Let's try to make a checklist!

Tax loss harvesting

Retirement accounts for 2022: can contribute or withdraw over-contributions until April 18, 2023 IIRC

HSA: same as retirement accounts

...?

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

So, I had put money into savings (~$40k) a few weeks back. I know timing the market isn’t good and stuff, but would it make sense to put some of that into an ETF now? The $40k isn’t part of my emergency fund or anything. I just didn’t know where to park the money.

Hi! Hows the new wk going??? Anything exciting?

Anyone knows/ is currently working on Trump's tax return ????

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

Any good articles, notes , YouTube videos about intraday trading for newbie ?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Thoughts on Dechert FRE (real estate)?

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

Excuse my ignorance, but why is it called logistics?

Who here is celebrating the Eight Day Lent of Mary :)

Family member saw me working out hard and called me a "retard" for pushing myself being at max speed and "making faces". Seriously? When you push hard, it's supposed to be - hard. No?

How do you incorporate warm up/bell ringer problems so that kids actually complete the problems and not just use that time to socialize?

How practical is living as a single parent in Europe (scotland/Norway)?

Damn it andrew

Does anyone ever question the possibility of going to law school?

I’m a 23yo female legal assistant working/living in Canada. I am completing my BA in hopes of continuing with law school after. But, I just turned 23 and I’m anxious about my love life and starting a family. I haven’t had a boyfriend since 2019 and I’ve poured my heart and soul into my education & career.

I’ve always wanted to go to law school since age 14. But I also want a husband/kids. I don’t feel like I can have both.

Do you sometimes read your evaluation, all you want to is to quit and you can dispute on everything they say?

Is Bain Singapore hiring experienced consultants? If I have 2 years of experience, what level should I apply for?

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

Regarding purchasing coins is it better to swap BTC/Coin or BTC-> USDT ->Coin

1st time going to Spain in May. Thoughts on the itinerary? Barcelona 4 days -> Seville 3 days -> Cordoba 1 days -> Grenada 2 days -> Madrid 3 days

Hello Sharks,

Could you please refer me for position - Networking Specialist Advisor. Network consultant with 12 YOE. Design, implement and administrate network. Cisco R&S, C9K catalyst, ISR4K, DMVPN, Cisco Wireless, automation, Juniper networks and riverbed optimization

How many rounds will be there for PwC AC (US) ? For 7 yrs exp .

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Can I negotiate for a longer pre-approval period? I live in a hot market so likely will take longer than 60-90 days to secure something. Or does the pre-approval auto extend without a bunch more paper work?

Bought an apartment in Chicago. Best lenders? Got an15yr for 3.625 with total loan cost of $2k. Anyone hear of anything better?

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

Where are you buying your kitchen cabinets? Used Ikea in the past but that's clear not going to work right now.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Anyone here used Mynd or Ziprent property (or similar )property management companies? What has your experience been like? Would you recommend?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Anyone want to aspire and get their real estate licenses together for a side hustle?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Bought an apt in Staten Island; I qualify for a cap gain tax exclusion of $250k if I sell by Nov (5yr mark). Was gonna list in Apr but given shutdown of RE, wondering if tax rules will be eased..

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

Can I get a commercial loan without 25% down?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?