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Hi, I recently came across Scaler's MS program, which offers masters degree in collaboration with Woolf University (European University). And, I am looking move to Canada in near future. Will the master degree offered through this course will be accepted by the education evaluation institute WES? If yes, is it considered as equivalent to Canadian Masters degree? Scaler Academy Immigration and Refugee Board of Canada Immigration and Refugee Board of Canada
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Recommendations for a Roth IRA?
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You can maybe find some promo rates higher than that, but you're just going to be chasing 0.5%. Not sure if it is worth the extra effort
Consider how much effort you're spending on this.
For round figures, let's say you have $50k and you manage to find a fund at 3.5%. The difference is $10.42 a month. If you're using this money in the next 3-9 months then you'd be doing a lot of work juggling between funds for not a lot of juice.
Your time is probably better spent optimizing cost of the renovation itself.
Whatever you do, make sure the account is an FDIC-member bank and not an affiliate. Products sold by affiliates are generally not FDIC-insured. My understanding is, if you put your money in an affiliate, you won't necessarily lose your money. But it may prevent you from accessing your funds in the event of a severe market crash.
VUSXX
Chief
If you would consider a money market fund instead, VMFXX is 3.56% now.
Personally, I don't think it's necessary to lock up funds for too long. If interest rates rise further or better investment opportunities arise in the future, it will be difficult to adjust your portfolio. Keeping your funds more flexible now is probably a safer choice