Any reason to continue to escrow insurance? When we refinanced they let me handle property taxes but had to escrow insurance. We just received a letter saying we could opt out.

Pros of escrow seem to be consistent monthly payment and one less thing to worry about paying manually. Cons - opportunity cost and ability to pay with a credit card to earn miles/SUBs.

I'm thinking of waving escrow and just letting those funds build up in the house (mortgage pmt) account.

Anything I'm missing?

How is Delta Airlines client interview questions?
I am a Java + Aws developer

Anyone have experience with PE portco roles? Highly acquisitive platform in healthcare looking for add-ons. Guessing it’s very firm dependent, but any other insight would be helpful

Anyone with systemwide upgrades to sell on American Airlines ?

Do any attorneys here also have side gigs? Besides clearing conflicts and having professional liability insurance, is there anything else I need to consider?

Can I get multiple opinions on Strategy&'s ESV digital transformation group? I'm hearing conflicting background info based on search function.

Interested in things specific to ESV digital transformation:
-Technologies to be proficient in (i'm focused on SC/post-MBA)
-Are most groups traveling right now, or stuck at home? Or is it hybrid?
-Avg length of project (e.g. 3 months?) as well as avg hrs worked per week (including travel, pitching/dev, and other nonchargeables)

Hadn’t noticed this sub before, and most of the threads are old so thought I’d ask a follow up - how has everyone been handling parenting with public accounting? I’ve got a toddler and my wife is an accountant (industry), and we only have a few immediate family in the country- but they have health concerns. Busy season was rough, things are looking better now as things return to normal. Still working crazy hours if you count the daycare duties on top of utilization targets.

What is your credit limit on CCR? We're going through some life changes (wedding, rings, travel, etc.) and was recently surprised to find my credit limit is only $30K even after being a solid customer. What are the ways I can get an increase in the credit limit?

How enforceable is a non-compete moving from industry health IT company to big 4?

Looking for some pay range information. I’m a national manager for a home health type setting for Neurodiagnostics. I run 2 departments (EEG technicians and EKG technicians) I have 7 direct reporting managers below me and 100 technicians who umbrella under them and they are scattered across the US. Im in charge of monthly reporting, hiring/firing, assist with recruiting/forecasting where we are having growth, mentor, coaching for development, oversee unit and supply inventory, cont in comments

How is the data practice team at coforge. They told client is an insurance company.
Can anyone share more . about it.

FCB Health Chicago - What’s it like?

Is this the official Amex Fishbowl?

How is the FDD presence for BDO/GT/RSM FDD in the South/Southwest? How is the workload and compensation compared to the Big 4?
Have heard that the mid-tier you get more exposure to the entire deal process, is this true as well? Any insight is appreciated.

ZS 🐠, how often are you at the office vs client site? I’m curious because I’ve heard they don’t travel much

I am a Strategic Sourcing Manager with 7 YOE in both direct and indirect spend across various industries (Life sciences, IT and Insurance) I have been offered a role with Fidelity for 13 lpa + 1.5 variable. Offer seems better than the national average for similar roles but I feel I would be underpaid based on the current market, my skills and value I will be bringing to the table. Any suggestions for offer negotiations?

Is there anyone who works currently or has worked for Travelers Insurance in Hartford CT? Looking for an idea on compensation, benefits and your opinion on the company. I’m interviewing for the Operations Manager role

Hiring BA, PM, Sr Tech PM, and experienced Program Managers for EPMO. Hybrid schedule. Healthcare environment. Central IL location.

Hi everyone, I'm knew here. I was wondering if anyone had any idea what salary are like at ViiV Healthcare? I'm considering applying for a role there. Thanks

How much does Accenture pays on L1B visa at level 8 ? Lets say travelling to California.

How's the data science team in Gurgaon? Any insights, anyone?

Guys what reason to give to hr when switching company within 6 months?

What is revenge Job Hopping?

It is a phenomenon observed when a candidate frequently jumps job in order to have a market correction to his salary.
Say person A got settled in his job for 5 years and his current salary is 7lpa..He joined at 4 lpa.
Now for his experience, he can be paid upto 30 lpa for the role.
So after switching for 13 lpa.. He keeps job hopping from 13-19 and 19-28 within a year where he finally feels he is paid adequately.

What would an Econ phd with no corportate experience make in banking?

Hello Fishes,
I joined Cognizant in July, but have setup my Goperform goals around October due to late project onboarding.
Will I be eligible for default hike after the new rules of appraisal?

Best way to learn / manage flows. As a functional person???...haven’t wrapped my head around complex flows built by others. And not trailhead

Hello Fishes and Shark, For Murex roles is it better to go for foreign banks as a BA or PWC as BA?
Honest opinions would matter a lot. Thanks.

What are your thoughts about putting an explanation for the current gap (as in, I haven’t been working for several months) on your resume, LinkedIn profile or cover letter? If you think it should be included in one of these places, how would you do it?

How would you define "strategy” in one sentence?

Hey everyone, new to the group and very excited to get ideas and advice from other PE teachers, since I am the only PE teacher in my district!!

Hey fish: what are some of your favorite business/self-help books?

Anyone here currently at EdwardJones but previously with Prudential? Are you happy with the move?

Dear All,
I am seeking suggestion, Recently started fishing business.
Presently nothing is on paper and it done same as farming… catching and selling locally in market, We have also employed 26 people to work on trawler for fishing.
Is there any way to register firm to take some investments from market/banks

Can anyone provide me with a referral for BCG?
Please drop in likes/comments.
Thank you.

Just saw a commercial that was definitely filmed in my apartment building in downtown LA. Felt kind of weird.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

My manager continues to ask me to help other teams and do work on other billable projects. I’m sick of it .. and I’m going to explicitly say that no I can’t do it because my hours are taken by the existing project we are doing. Is this appropriate?

Need all opinions I can get. Interviewing at a place, and there are a few flags. (Details in 1st comment)

If I made $1000 in dividends this year, would I have to pay any tax on it if my total yearly income was less than $20000?

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

When investing liquid cash long term do you all work with an investment advisor or do it yourself? Just got off of a meeting with J P Chase investment advisor who is essentially going to invest my money into a bunch of their own ETFs, S&P500 and some fixed assets. Wondering if it’s paying them 1.5% fees to do it or should I invest time and do it myself.

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

I max out my 401k and I have a decent emergency fund. I want to keep saving. From what I’ve been reading my next steps are an IRA and then a brokerage account. Questions:
1. How do I pick between a Roth vs a traditional IRA?
2. Once I hit the max of $6k - only then do I focus on brokerage account?

What funds are you investing in your 401K? Also, if I change the funds in the 401K by moving all current holdings into another fund, does it count as capital gain since it would sell old and buy new?

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Are there any tax benefits from working from home?

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Better to Airbnb out a rental or find a 12month lease tenant?

Anyone using basic MF or ETFs to invest? I’m new to personal investments and was wondering if I should spread about 10-15k across some ETFs and MFs, do you use a bank for this?

Thoughts on SoFi bank?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

International stocks are doing terribly. How do you stick to your plan and continue to buy you allocation of international stocks when it's tempting to go off plan and buy a bit more US?

Marcus HYSA rate cut down to 2.0% :(