Personal Finance - India

Hello Guys,

Need suggestions. If i want to invest for suppose for next 3-5 years. What's your take on investing in small cap mutual fund.
I am planning to start sip and maybe also add amount in lumpsum fe… more

.

Is term insurance for real?

Do you all know any genuine case where husband/wife died and his spouse got paid through term insurance without any hassle?

Hi All, am working as a Senior Project Manager with 15.9 years experience. Please provide me the market standard CTC for this designation and experience

How can I start SIP?

Hi, I need a financial advance.
My salary will be 1 Lakh soon, but I have no idea how to manage it.
I hardly have any personal expenses and also don't need to contribute for home expenses.

I will be turnin… more

Hi folks,

I am 32 M, unmarried and I have been investing for 4 years now. I have been strictly investing 50k every month altogether in MF, NPS, PO. I have a running health and term insurances of 2 crore each.

My q… more

How much money is required to FIRE in Bangalore? My current NW is 6 Cr. I'm targeting to reach 10 Cr by the age of 40. I'm currently 35 yrs old.
Is 10 Cr sufficient to FIRE in Bangalore provide… more

Guys, I need honest suggestions.
Is it still a wise decision to buy a flat or plot in Bangalore?
Currently I own a spacious 2 BHK (1350 sq feet) in Bangalore and an ancestral home in my native.
I invest in MF, Stoc… more

My CTC is 18 LPA. Should I opt for Old or New Tax regime?

Please share your advice and guidance.
Hi All, I am an IT professional with 3.3 years of experience.
Stock Portfolio Amount invested - 12.7 L
Swing trading capital - 1.6 L
Education loan EMI - 9k per month
Started my caree… more

Which tax regime I should go for ?
My gross salary is 11Lpa per year ( including variable pay).
I have invested 1L in FD and I am paying 50k per year health insurance to my parents.(Less than 60 years o… more

I heard that a few are randomly getting income tax notices in the recent times.
Has anyone got notice from income tax for ITR filed last year?

Hi,
Can anyone suggest some SIP to invest for some large,mid cap and flexi funds for long term investment with high return?

What are the top index funds for investment?

Hi guys, I am struggling to improve my cibil score. I have settled my credit cards in the past due to financial issues and even I haven't payed on time multiple times due to which my credit score … more

Is it wise to purchase any gadget on a no cost EMI using debit card ? Explain the pros and cons

I have to invest 1.5L as SIP montly. What will category suggestion for next 3 yrs?

Note : insurance , emergency, house all already taken care.

Hi Fishes,
I have 5 lakhs and holding it to invest from last 2 months. As the markets are all time high. Should I wait till election end and start investing into equity in small chunks? Please suggest

Is anyone else received small amount for SGB investment in there account today apart from regular 2.5% interest.. if yes .. what it is??

Anyone needs CRED MINT INVITE to earn 10.5% interest on investment from limit ₹0-₹10 Lacs for 2 Years. As it's invite only and needs to be referred by existing CRED MINT members. DM me if anyone is interested!
I'm an… more

Is there any way to invest in the US market directly and how much is the tax?

How is investing in real estate investment trust in comparison to mutual fund?

anyone investing in wint wealth based bonds? is it safe?

Does competing offers check by internal auditor of company when HR audit conduct because i had edited competing offer and sent it to HR. Later i found that screenshot is showing if someone clicking on the … more

if i have a loan of 20 lakhs at 10 interest rate ,emi is 20k , is it good to pay 70k per month to emi or pay 20k emi and invest 50k in mutulfunds to pay off loan at the earliest, considering mutual f… more

Hi all,
Which bank is offering high interest rate with 0 penalty for premature withdrawal ?
Paytm bank used to give but its going to shut down it's services soon

I am 35yrs earn 2L per month. I got ~1cr into a balanced investment (PPF/NPS/Equity/Gold), a debt-free Home, no loans, and a working wife earning ~25K per month. No dependency - my family and her family, our Siblings are fin… more

HDFC is offering me Millennia CC. Can I opt for it?
Currently I have LTF Amazon pay icicicard

I'm planning to buy 2BHK flat in pune(decent locality) and it would cost 1.03 CR..The possession would be Dec 2026..Looking at my current financial savings, I have 50L savings and I'm planning… more

Anyone with ICICI savings account?

What kind of debit card we get when we open a savings account? I had salary account earlier which was converted to savings later on. I had upgraded to coral debit car… more