Is anyone else received small amount for SGB investment in there account today apart from regular 2.5% interest.. if yes .. what it is??

The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
2. What’s the best place for financing?
3. How much should we put down initially?

Planning to move to NYC in the upcoming months and want to prepare myself for the competitive apartment market. Is there a need or benefit to having a guarantor if I meet the 40x salary and credit score requirements?
Also would love any other suggestions or tips!

What are some good modern/post-pandemic personal finance books you can recommend?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

How does pwc’s wealth builder plan work ?

Interested in investing in real estate. How to even begin and what apps should I be using?

Are any RIAs charging for maddening 529 plans? If so, how?

How are you planning to close education loan for MBA. Is tax saving worth the stress of loan.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Hey - Might be moving from Florida to Illinois. Is there any way I can avoid changing residency and IL income tax? Realistically, will I be audited?

Need some help! Currently live in TX but work as an independent contractor (remote) for a NYC based company - do I still need to pay NY state convenience tax on income or would this only apply as a full-time employee?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

Hi guys,
Currently working as Penetration testing for service based company for Apple Inc as client.
How much can I expect for 2 year of experience.
Current: 7Lpa

Looking to book one night at a Marriott property in chicago to celebrate anniversary with my wife - mostly deciding between the Gwen and the Ritz. Which would you choose? (Assume price doesn’t matter)

Hi friends I have offers from HSBC as well as Visa Inc. what would you recommend to join from better career perspective and brand ?
Software engineer with 3+ YOE

Hi Fishes, I am looking to switch. I have 6+ years of experience in Java, Spring boot, Microservices and AWS. Can you please suggest companies with a good work culture and wlb. I am currently working with Hitachi Vantara.

What SAP LAB provides in welcome kit for associate consultants ??

If I have got an offer letter from Infosys and I accepted the offer, then I can be sure right that they will give joining for sure on the said date?

My current package is 15 LPA fixed 5 years of experience. How much should I ask in the next switch?

Did booth say when decisions would be announced for R1?

Does anyone know a Salary Slab for a Customer Success Manager with 7 YOE?

Thanks in Advance.

How many dispositive motions is a lot to write in a month? I’m a first year and I’ve done three MSJs and two MTDs (including a complex 50 page one) and I feel absolutely drained. That normal?

Suggested guidelines for selling and buying:

1. Label the first word either “In search of” or “Selling”.
2.post picture or link
3.coordinate through DM.

For easier finds, make sure to make a post for every item!!

This bowl is not responsible for any risks related to the transaction nature. This place is simply a place for info sharing. Created this bowl to facilitate discussion amongst us professionals, whom, I believe, can be easier trusted than random folks on Facebook groups. TBC:

Tuning into the ACMs anyone? Thoughts?

I've been given too much feedback (constructive) and now I can't help but feel I'm shit at my job. I'm analyst level and starting to feel really tired overwhelmed and disheartened. how do u cope

How long before joining do we get on boarding mail?

Got On track (OOO) rating for JPMC year end review, can someone help me understand what can be the expected hike percentage?
I joined in April this year

Are there any consultants/managers in this bowl?

Is there anyone who joined zs recently and facing issue regarding login in virtual desktop or outlook??

The one time is overly excited for a trip and what? My COVID test doesn’t come back on time 😭

Guys, has the gym at Bangalore office opened up?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

How t save tax for 9 lpa salary. Can anybody help me out.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.