Hi all,
Which bank is offering high interest rate with 0 penalty for premature withdrawal ?
Paytm bank used to give but its going to shut down it's services soon

What stocks are you guy guys buying right now in this market?

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

If I max out my 401k before the end of the year, I am still eligible for employer matching?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

Currently renting for ~ $1500/mo in a low COL city. My lease ends in Dec and am looking to purchase a property and get into rental game. I have $40K in bank, but I’m not sure what my max investment should be or will be approved for. Would it be feasible to keep renting and also try to rent out a purchased rental property given my liquid cash?

Any good insights/links around miner profitability analysis across the various bitcoin variants. (I mean taking into account block size, block time, incentive per block, difficulty level..)

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Anyone trade their personal account actively? How successful have you been?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

How does anyone keep time well for prayer and meditation while fully giving yourself to family and work in this economy?

One can imagine work here as meant in the maximum of work vs life here.

I know people who are constantly crashing and that’s without the set time for prayer. And despite hearts or gold, obvious piety and a high work ethic.

Looking to sell my Nikon F-mount wide angle lenses. Based out of NYC/NJ. Like new conditions on both lenses.
1. Sigma 14-24/f2.8 - 900$
2. Rokinon 14/f2.8 - 200$

Photo links in comments.

How much annual hike PwC India gives to their employees on an average basis?

Quick question, do any of you have experience with Alteryx? If so is it good for self service ingestion from like an internal database to a data lake? We are looking for a good off the shelf tool for one of our LOBs for this prior to using BigQuery next year for GCP

Hi all,
Looking for a career change, I’ve experience in project management, oncology, health promotion, engagement, inclusion and diversity and hoping to work for a pharma. Happy to relocate and would love some guidance and referral please 🙏🏾

Please help! I’m a CRC who manages Investigator- led clinical research projects and I want to transition to a PM role in industry (I would slightly prefer not a PM role in clinical trials since I don’t have clinical trial experience.) I’ve applied to PM roles at many biotech companies (e.g. Charles River, ICON, Paraxel) but only got 1 interview which didn’t work out. Which companies should I look to for an entry level PM role? Any good startups to consider? Anyone have any insight or advice?

Does anyone know about Shell's compensation? Does they provide a competetive pay as per market standards?

P.S - Shell is my client organisation and they want to absorb me directly.

Skill - Salesforce Developer.

Any good recommended books on how to build a scalable product and team? I'm looking for recommendations for two areas: 1) in general laying the groundwork in a startup to have the tools and especially processes in place to scale, and 2) tactical focus on building a SaaS project. I've been promoted into a management role from Dev roots, so need to learn more PM processes to be an effective manager in day job, plus would like to start building my own SaaS solution.

For startup founders/people with a successful side project: How did you get the idea/inspiration for your business? I’m currently working at a Series B startup and my end goal has always been to found my own startup, but I graduated from college 2.5 years ago and I still have not had any great ideas cross my mind. I do spend a fair amount of time brainstorming. I don’t want to continue working here forever, but I’m struggling to generate that “this is it” idea to build a company for. Any advice?

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Moving to dc from nyc. Is there a place like sheep meadow in Central Park to picnic, drink, and chill?

Anyone got onboarding today 19th Oct 2022..? Bangalore location..?

EY-P is actively recruiting for experienced hires (senior - senior director) . We are a fast growing team and would love to bring more members aboard! If you have prior strategy / operations experience feel free to pm me to see if you are a good fit. Happy to refer.

Hello everyone,
I have recently moved to Long Beach, CA and I am currently looking for a Recruiting Coordinator or Technical Recruiter role close by. I am also open to hybrid or remote jobs.
5 years of HR and Admin experience, masters in business and management and currently reading towards my SPHR. Also looking for someone well experienced in the field to serve as a career mentor.
Any advice, criticism or suggestions will be appreciated.
Thank you.

Hi All

After how many days do we get the FNF payout after all stakeholder clearances?

Anyone else absolutely *loathe* being assigned new client matters at the end of the month when you know your billable time won’t count bc conflicts haven’t cleared yet? Just me?

All this talk about firms doing stealth layoffs has me spooked. Any BigLaw firms in Dallas doing this? I’ve noticed some surprising associates leave my firm over the past couple of months and suspect at least some of them were ice-outs…

Want to get a sense check. Typical English firm salaries in London are about 70% Cravath (unless you're at one of the US firms that benchmarks to Cravath scale offices). 2PQE is around 165k USD + 30k bonus assuming 1800 billables. So comparing at a firm where you roughly bill 1900-2000 a year, you lose out, but if you bill 2200+, that's comparable?

Thinking aloud here - if you can find that 2000-billing firm, no sense staying in that payscale unless you have a shot at equity?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Can any one tell me, how to invest in quant mutual fund through it's website?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

How t save tax for 9 lpa salary. Can anybody help me out.

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)