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Just calculate if you have 60% of the amount to buy a property and you want 40% of loan then only buy a property if not drop the plan to invest heavily and crib for a long time
Taking big loans will make you pay more interest and not grow your value
Decide whether it’s your need or want. If you need, then others have already suggested better options. If it’s want, then discuss with family other better investment opportunities and what else you want to pursue in life. As a typical salaried employee, I always remind myself I can afford some of luxuries but what luxuries to choose is one’s personal decision.
You can take a salaried OD then buy a flat.
Is sell the 2 bhk and buy a 3bhk flat (upgrading basically)
That way you have a bigger flat and lesser debt.
Just out of curiosity, Do you have any saving strategy to achieve any long term goal as you are not much interested to buy