I am 35yrs earn 2L per month. I got ~1cr into a balanced investment (PPF/NPS/Equity/Gold), a debt-free Home, no loans, and a working wife earning ~25K per month. No dependency - my family and her family, our Siblings are financially independent. No kids. and no planning. Monthly expenses max 40K.

So my question is - Should I opt for life insurance?

I had a stellar annual review! However, I was advised not to expect a raise since I got a promotion a few months ago that bumped my income substantially. Thoughts??

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

US Short term capital gain question:
If I get stocks A & B at $50. In a month I sell one at $25 and the other at $75, do I still owe tax?

Google stock to buy now or after the split?

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Anyone know what “premium cash pay” means on a check? I randomly just got 717$ on my check unexpectedly for that allocation.

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Anyone here memorize their credit card number? What mnemonics do you use to remember it?

Anyone know how to transfer your 401k after leaving acn?

Desi folks : Where do you invest your money ? Given the restrictions around stocks for independence reasons

Bull run incoming and this crypto bowl is silent

How much are people paying for renters insurance in Bay Area, specifically East Bay?

Drop your insurance company names, if comfortable.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Which is your stock pick this week?
Serious answers only!

Applied for a role with Salesforce and had both a talent advisor and corporate recruiter reach out to schedule time to talk about the role. Is this normal for the recruiting process for two different people to reach out to schedule time? Is one more senior than the other/different approach?

Can anybody refer me for Entry level Fund Accounting role? Currently I'm pursuing MBA in finance (final year) and have an experience of 1.5 years in US Accounting and undergone Investment Banking Internship of 3 months.

What are the most underrated destinations in Canada?

DWAC stonk of the day again??

I have 17 years of experience and have an offer from EY GDS for role "Senior Managing Consultant" (Rank 32) under Technology Consulting.

Most of my experience is with Solution/Technical Architecture in the Telecom, Media and Energy & Utilities domain.

I would like to understand if EY GDS assignments are allocated taking into consideration one's domain expertise also or is it like an open field where any kind of business has to be learnt within short time as part of consulting ?

What are the best consulting firms for pricing (consumer goods focused)?

I'm thinking of moving to Denver soon. Can you fine folks tell me what pros and cons the city has to offer? I like hiking as much as I like dancing and bar hopping. Seeking a balance of nature + city

Hi folks 👋🏻👋🏻

Anyone has blue points to exchange? I have 80 bluepoints. If interested then please let me know.

It's time now I guess. Going back to India permanently. Came to Canada for my MBA but couldn't get a job. I have prior IB exp and CFA & CPA. Did a free PE internship for 5 months. Stay safe !

Favorite light to medium coverage foundation with spf?

Any tips on studying for BCPS without residency, just several years of hospital experience?

M&A lateral here - any insight into Latham, Gibson or K&E?

Anyone know who Ye’s “third lawyer” is?

Is it possible to lateral from NY big law to LA as a first year?

Sixth year lit associate looking to lateral in LA. I followed a partner to my current firm when my old firms LA office dissolved, but it is not a good fit. Anyone know of big law firms here that are hiring mid/senior level associates?

Dumb question from me: what is an anthem spot?

Any brand/model recommendations for stylish and functional thermos bottles?

What’s the best store you’ve ever worked at and why?

Are there any HR professionals who would be open to guiding me. Could really use some advise in terms of growth and path that I should take.

Does any firm have HH this Friday? F/25/NYC

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Can any one tell me, how to invest in quant mutual fund through it's website?

How t save tax for 9 lpa salary. Can anybody help me out.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Best app to track expenses?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.