Hello Guys,

Need suggestions. If i want to invest for suppose for next 3-5 years. What's your take on investing in small cap mutual fund.
I am planning to start sip and maybe also add amount in lumpsum few times in market crash scenarios or when market is very low. Age - 25.
Assuming marriage in next 4-5 years.

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

If I were to invest $1000 today, would ADA be a good place to spend the money? Heard great things about it, but interested in knowing if this is the right time or if I’m late.

Any metaverse coins I should be looking at? What’s the next big thing? Have a few grand to gamble away.

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Anybody got a sibling who is obnoxiously cheap yet has a ton of money?

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

In your opinion which is the best target fund to choose in IRA Roth?

What is the best setup for Retirement Plan Advisors? RIA? B/D? Hybrid? Other?

Do you think someone who owns 200 ETH is financially independent?

What firms have different levels for admin? Anyone in the Twin Cities looking for admin?

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Ey noida GDS provide can facility?

Recently received an offer from Ogletree to do only class action work. It'll be a big change for me, I'll be starting as a fourth year. Double my current salary, etc.

What will this be like? It's more of a niche, but lucrative, part of their practice, right? Will I really get good WLB like they claim? I have a nice 40 hour a week job right now, no billables.

Need your advice!
150+80 bonus at a special sit investment firm in New York VS. 170+30 bonus at Fannie Mae in DC. Which one to go with?

Hey y’all. Any recommendations for an awesome bakery with quick turn-arounds on cake orders? Looking for a Sunday delivery and also preferably small business but honestly I’ll just take what I can get. Delivery would be to near west side area, if that helps. Thank you.

“Just came back from Hawaii, it was beautiful. Lots of good wine”-MD.
Tired analysts: 😒😒

What is the difference in terms of seniority between specialist and analyst in salesforce? From my knowledge, specialist is usually more junior than analyst but the posting for the specialist role requires 3 YOE

Anyone here at big 4 have thinkorswim downloaded on their computer?

3/2 - (specific symbols)

First time poster here!

After spending 4 years as a mid-level ops manager, I tried to break into HR through talent acquisition. Now after 6 years in TA, I've had a hard time getting out of it. My goal was always to get into a more broad HRBP position, but I've since worked for smaller orgs without a solid HR career path. When I ask about my career goals, they keep telling me, "Soon!" Or "Maybe in 6 months!"

I'm testing SPHR in June. Any advice for securing the type of role I'm aiming for?

Hi Fishes,

Is anyone joined paypal recently for analyst role. It would be really helpful if you share your experiences on SQL hackerank test

Thanks !

I wish I could remember stuff for the GMAT as easily as I can remember the safety demonstration. Number of exits on a 737-900 is a question, right?

Is there a way to transfer miles from Delta to Air France to upgrade current seat selections?

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

I have applied to a lot of compnies from company portal some 2 months, not getting calls from them. My notice period is just approaching to an end.

Also, to those companies I can't get a referral, how can I deal with this?

Joined Ericsson a year ago. Learned new things but not enough. Thinking of leaving it and join some other org. What do you think? I wanted some on-site opportunities but so far nothing.
I know the raise will be in between 5-10%. But the part I missed the most is learning. I can use their portal but that is all theory and can’t do much if they don’t provide the time for it .
Let me know in comments.

After nearly a year WFH and being with my family 24/7, I’m not entirely sure we actually like each other. Or maybe they don’t like me being at home. Or they don’t like me. Probably the latter 😞

Hi Team,
Need your inputs. Is stability more important than the opportunity?

I have an opportunity to explore how ever it's been only 6 months in current organization.

Can I take the offer and switch? Does it affect the stability?

Please help.

My career goal isn’t to make it to MBB or a unicorn or FAANG. It’s to feel fulfilled and challenged as I progress. I can’t be the only one that isn’t title or company chasing.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Can any one tell me, how to invest in quant mutual fund through it's website?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

How t save tax for 9 lpa salary. Can anybody help me out.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money