Is term insurance for real?

Do you all know any genuine case where husband/wife died and his spouse got paid through term insurance without any hassle?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

What are your thoughts on those who refuse to wear cloth masks as a healthcare professional?

How does Deloitte stack up against MBB in the healthcare space (size/scale of clients, type of work, etc.)? My understanding is that they are all on the same level, and that D is #1 in healthcare m&a.

Safest wallets / exchanges for buying VET and safe moon? 😭

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

What are people thinking for buying a primary home right now?

@Partners - how much money do you need to invest I to the firm to get your partner share?

Looking for a good personal finance or similar book to read. Any suggestions?

Rental property managers in ALX

Hi! I am preparing to rent out my condo in Alexandria (off edsall road) in the spring. Anyone have any tips for first time landlords? I’m planning to work with a rental mgmt company that has 3 properties in my complex. They’ll charge 1 month rent for the marketing and 7.9% mgmt fee. I am moving to a lower COLA and don’t mind paying for the mgmt, but I haven’t found a good cash flow calculator to forecast taxes, etc. Any guidance would be appreciated! Thanks.

Hi Fishes,
Could you please shed some light on Manager(M3) role in L&T insurance domain.
Appreciate your review

Curious to know what is everyone's target net worth and how old would you be before you decide to feel comfortable settling down or moving back to India?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Hello! What does everyone do for health insurance? Are there any unions or anything we can join to get better rates for family healthcare?

Total noob moron here. I cannot figure out kraken. I have eth and bitcoin on coinbase and am trying to buy other currencies. When I click new order the price is blank. I don't get it...thanks

Any PT’s needing a job. Currently looking for PT’s at MedStar health

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

Looking for a new home in Maine?

How is the data practice team at coforge. They told client is an insurance company.
Can anyone share more . about it.

Any firms have a focus on Aerospace and Defense industries? Headhunters always reach out about tech and healthcare firms (as well as more generalist ones), which are great but I’m just not that interested. Only find a few with significant A&D exposure.

Hello,

Can someone give me an overview of what Internal Audit does? Received an offer for IA and currently work in External Audit. Want to know the differences between the two.

Hi everyone

My current CTC is 4.1L

My skills: Manual, API, Performance testing

Yoe: 3

Thinking of joining another company, How much should I expect in my next package jump?

Kindly help me with your suggestions!

Can anyone please refer me to Transaction services role in London? I have 5 years of audit and 9 months of Transaction Services experience. Thanks!

For those in financial services strategy, I’d love to gain some more insight in what’s going on in the industry.
- What kind of projects are you working on?
- What problems are you solving for your clients?
- What challenges do you see coming up in the next 12 months on the client side?

Looking for a roommate for a Navy Yard apartment this summer. Let me know if you (or anyone you know) is interested!

I need to spend my $500 wellness subsidy before May. Any ideas? Peloton is too expensive don’t want to spend that much.

Resigned from TCS and LWD was a week ago. I received August's salary credited to my account. I cannot find the payslip in Alumni Portal.
Any idea when will I get August's payslip in Alumni Portal.?

Hi Fishes

What to expect in phone interview at Amazon? Is it based on work ex or LPs? Amazon India

Anyone here know of Coinbase's recent push to hire Cloud Engineers and Architects? What are the culture like there?

Guys any idea about this Pharma company named Suan Farma. Do not confuse with Sun Pharma. It is a madrid headquartered org. Do let know if u’v got any idea.@Suan Farma

Has anyone got an identity verification letter from IRS? How does this work? I’m really lost.

What's the biggest salary jump you've made in CTL, and how did you do it?

How did you give notice you were lateraling to people you like? Particularly if you haven't been there that long?

I'm lateraling to another firm because frankly I think the management of this one is terrible, but the people (and individual partners) I actually work with are awesome. I've only been here for about 18 months, so I imagine that short time frame will make it extra awkward 😬

I'm being asked to be involved in product pricing for the first time, and lack any knowledge or experience in that area. Any suggestions on courses or books or websites? I'm considering the Pragmatic Marketing pricing course, so would be interested to hear from anyone who has taken it.

How long have those who have been looking for a job been looking? No luck here.

If there is a case that we have to quarantine again. Do you all think it is possible for store associates to work remotely? If so, what are some ways this could work? I fear another pandemic or outbreak and so many people being out of work again. I can't even fathom those that had jobs in retail that had little to no choice to not be remote.

Director of Marketing wants me to write some conversation snippets for a chatbot, but I think those things drive potential clients away. Trying to figure out if I should tell him or not

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

How t save tax for 9 lpa salary. Can anybody help me out.

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Can any one tell me, how to invest in quant mutual fund through it's website?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.