My CTC is 18 LPA. Should I opt for Old or New Tax regime?

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U should be opting for New Regime. But obv you cannot keep shifting regimes and the CTC will increase in a year of 2.. Once it increases beyond 20 and you have your usual deductions like 80C, HRA etc the old regime will be better suited

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You can also confirm with your current organisation if there are any flexi components like car rental or drivers salary , or something else that might help you save taxes , then you can also go with old regime .

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