Is it wise to purchase any gadget on a no cost EMI using debit card ? Explain the pros and cons

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Have about 5k to invest - should I do FXAIX or FSKAX?

Hardest area of the tax code to master? I would have to say subchapter k or international tax

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Does anyone invest on WeBull? Are you actually able to get IPO prices for popular IPOs?

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Personal finance book recommendations?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

World Bank announced that the economy has shrunk by 5% (the largest since 1960). Unemployment is near 15%. US is technically in recession. Can someone explain this ridiculous stock market bubble?

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Does anyone aware if there will be a problem in getting i140 approved on EB3 if I am having 3 year degree as education qualification.

Hi Fishes. I am a L2 strat consultant with 2 years work experience seeking to move to a boutique consulting firm in the EU. Would anyone have any leads on companies with such openings that sponsor work visas as well?

I have a good belief to believe I, and others of my kind are being systemically discriminated against at work. There was a particular incident recently that affected me. I am the in house employment counsel for the company - and now feel like I am in a weird position. Can I file an EEO complaint against my client, or do they just get to do whatever they want to me? Obviously outside counsel would need to be hired, and a wall put up. Looking for info thanks.

Hello 🐟,

I am starting to thinking of applying jobs in UK and Europe. I know it will be Long journey but wanted to land a job in Abroad. How to start finding jobs with sponsorship .

My skill set is Data engineering and have 9+years of total experience.

Any leads or suggestions would be very helpful.

TIA

What would be the hike percentage for getting promoted from Associate consultant to Consultant?
Will I get the promotion percentage + year end cycle hike percentage (let's assume that I am getting 3 rating) or just promotion percentage?
YOE : 6+

I have 3 YOE as a Software Developer. I currently work as a React/Node developer making 87k per year (I know that is pretty low, my manager will admit it) He has made it clear that I am the most skilled developer on the team, and I am getting promoted to Senior Dev. I would like to know what I should be shooting to make? I really like my job and ideally don't want to move companies, but would like some realistic expectations for what I should be earning.

Hi- Looking for a marketeer- recommendations welcome!

Anyone at Ogilvy Consulting? Can we chat?

Does Barclays UK provide onshore opportunity to analysts working in their Indian offices?

I am currently getting interviewed in Oracle. I have been told that there will be 4 rounds and 1 SG round. what does the SG mean?

Can someone at WING (GREY’s Multicultural agency) tell us who’s leading the agency now that Pepe Aguilar left? He was the CEO + CCO.

What should be my salary according to market ? 🤔

Techstack: Golang, Postgres, gRPC, GraphQL, ElasticSearch
YOE: 4.8+
Current CTC: 16.5 LPA

And should I make a jump rightnow?

TIA🙏

How much does a Merrill performance coach make? Band 4

28M moved to Munich. Any F from DE or EU interested to connect please DM.

Dear Friends, I am looking for an IT Project Manager job. Let me know if you have any opening for this role. Work experience: I have 13years of experience in the IT industry.

Key Skills: Project Management, Customers and stakeholders management, worked on Cloud migration project, worked on new customer transition, Transitioning project to BAU,IT operations

Technical Skills : AWS, Azure, VMware, Windows Server 2012/2016/2019

Increasing CTCs in india is the single greatest hindrance from becoming a 5trillion economy. Opportunity cost to leave the job and start something of your own is widening. Further are these salaries even sustainable. Revenue of companies hasn't kept pace with compensation increase in india and it's a bubble which is soon going to burst. I'd think twice before accepting the offer in excess of 50% hike

Does anyone know who the 401k benefits manager is at VMLY&R NY?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Can any one tell me, how to invest in quant mutual fund through it's website?

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

How t save tax for 9 lpa salary. Can anybody help me out.

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.