Which tax regime I should go for ?
My gross salary is 11Lpa per year ( including variable pay).
I have invested 1L in FD and I am paying 50k per year health insurance to my parents.(Less than 60 years old). And I am paying rent of around 16k per month. Considering this which tax regime I should go for ?

Any recommendations for mortgage lenders that count stablecoins as assets towards a down payment? I’m looking to get pre-approved, but I had a lender tell me to withdraw from funds from my 401k instead because they don’t consider my GUSD 150k as assets.

Personal finance book recommendations?

I am currently looking for cost conscious 401 (k) Safe Harbor Small Business Plan offerings. The participants would have self-directed accounts and the Plan would permit investing in company stock. Any suggestions on Plan providers welcome; no need to critique the approach except in terms of IRS rules or other legal barriers (primarily, did I present requirements incorrectly, presumably). The Plan will be part of a ROBS (RollOver as Business Startup)

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

Was there ever a time you wanted to give up being a real estate agent?

As someone who is still learning but intensely curious about the block chain and crypto currencies/ecosystems, is there one place you would point me to to get a comprehensive understanding (cont)

What is the *prime* amount of money to bring you happiness?

Anyone else experiencing a long delay getting their DC tax refund deposited?

Need to find a financial advisor and someone to help with taxes. Total noob with this stuff (hence the need). Would prefer to have one person to handle both. Recs?

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Any advice in terms of investment to save the maximum tax?

Does anyone have experience creating a NY LLC? Is it better to create one in Delaware if I’m NY based? Do you have to file anything annually? What if the LLC had no income?

I am curious how Onesource Income tax stacks up against it's competition.

Hi Guys,
Need your advice. I have forgot to enter challan details while filing tax and then e-verified then it return with pay later option, though i had paid the income tax first first hand via pay now option.

Will i get outstanding demand plus need to pay penalty for late payment in this case?
Also when will i receive the outstanding payment notice if it happens?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

In ibegin the date of joining is showing as dec4th sunday. Actual date of joining is 5th December (Monday) anyone know why it is showing like this .

Anyone listening to the podcast “Dr. Death”? Both fascinating and horrifying...

Is AlixPartners healthcare or Alvarez & Marsal HIG recruiting now?

What are your opinions on getting too much work in early phase of career? I have almost one year of experience and after switching to a new organisation I have like alot of work in my plate. I know it might be good for later part of career but just want to know your opinion. Tech stack .net, yoe <1

Any freshers hired by harman in 2022?
If so what is the ctc they have offered you?

Any insight into Ogletree Atlanta?

I have just recently accepted a position as Director of Compliance at a Fin-Tech company here in Naples, FL.. My previous 17 YOE were strictly in the Financial industry. Does anyone know what the average salary is for this position? I have a sinking feeling that I accepted the role too quickly without comparing salaries. The position only pays $50k/year. That seems low to me.

Guys,

Please help me with any vital contacts that should be kept with me before my last working day in Capgemini.

I took my payslips
Form16
Salary revision letters

Anything I am missing?
How to connect with Capgemini after last working day for any queries or clarifications?

Please advise. Thanks in advance

Fashion Q: what kinds of pants do you guys wear day-to-day? I know skinny jeans are considered “out,” but super baggy mom jeans are not flattering on my small frame. I wear leggings when I’m WFH, but I want to look slightly more put-together/fashionable outside my home

Hi, any consultant freelancing in Dubai? How do you go about finding gigs ? LinkedIn? Recruiters? Your personal network?

Best GMAT study plan?

I have received offer from accenture but still I am not accept it as my current company's increment letter is due. Is they consider my increment letter and send me the revised offer letter if I accept it now???? Please help me.

Can someone tell me how is the Crossover program at Fractal? I have an offer from them for a Data Engineering role and I am supposed to attend a 6 weeks training at the start. Can anyone connect here with me? I have multiple doubts.

#Fractal

I've been trying to get my foot in the door with TikTok by creating a series of content that has never been seen before.

But it's hard for me to get views because I don't know how to use SEO or social media marketing effectively.

Hi, how much can I ask ectc at Rakuten
Yoe 4.3
My cctc 6.3 lpa
Holding of 13lpa

HI BCG Fishes, I am Currently a Quant in the FI looking for a change. I got approached to join BCG GAMMA as Solution Lead. Any feedback regarding the Solutions Track in GAMMA is it worth taking I havent been able to find much about this track?

Hi Fishes,

How is culture at Hexaware ? Especially there Central Bid Management or RFP team?

Come on guys we need to be more active in this bowl. What are your thoughts on The Sandbox NFT? Also any new projects or anything to look for?

Are Bain expense policies same across levels? Are there any limits to meals/ beverages that you can claim? Is it in line with MBB?

Newly joined birlasoft, how can I know the policies and workarround of the my world portal. Any idea who can help me on this..??

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Can any one tell me, how to invest in quant mutual fund through it's website?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.